Farmers & Merchants Bancorp, Inc. (FMAO)
NASDAQ: FMAO · Real-Time Price · USD
26.05
+0.77 (3.05%)
At close: Jul 1, 2025, 4:00 PM
26.21
+0.16 (0.61%)
After-hours: Jul 1, 2025, 4:04 PM EDT

FMAO Statistics

Total Valuation

FMAO has a market cap or net worth of $355.41 million. The enterprise value is $489.56 million.

Market Cap 355.41M
Enterprise Value 489.56M

Important Dates

The next estimated earnings date is Thursday, July 31, 2025, after market close.

Earnings Date Jul 31, 2025
Ex-Dividend Date Jul 7, 2025

Share Statistics

FMAO has 13.56 million shares outstanding. The number of shares has decreased by -0.56% in one year.

Current Share Class 13.56M
Shares Outstanding 13.56M
Shares Change (YoY) -0.56%
Shares Change (QoQ) -1.15%
Owned by Insiders (%) 9.61%
Owned by Institutions (%) 27.24%
Float 12.26M

Valuation Ratios

The trailing PE ratio is 13.03 and the forward PE ratio is 12.29.

PE Ratio 13.03
Forward PE 12.29
PS Ratio 3.38
Forward PS 3.50
PB Ratio 1.03
P/TBV Ratio 1.38
P/FCF Ratio 8.89
P/OCF Ratio 8.46
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 18.13
EV / Sales 4.70
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 12.25

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 7.74
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.31%.

Return on Equity (ROE) 8.31%
Return on Assets (ROA) 0.82%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $220,178
Profits Per Employee $57,091
Employee Count 473
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FMAO has paid $7.02 million in taxes.

Income Tax 7.02M
Effective Tax Rate 20.33%

Stock Price Statistics

The stock price has increased by +12.19% in the last 52 weeks. The beta is 0.87, so FMAO's price volatility has been lower than the market average.

Beta (5Y) 0.87
52-Week Price Change +12.19%
50-Day Moving Average 24.43
200-Day Moving Average 26.63
Relative Strength Index (RSI) 63.92
Average Volume (20 Days) 18,377

Short Selling Information

The latest short interest is 87,885, so 0.65% of the outstanding shares have been sold short.

Short Interest 87,885
Short Previous Month 78,134
Short % of Shares Out 0.65%
Short % of Float 0.72%
Short Ratio (days to cover) 6.11

Income Statement

In the last 12 months, FMAO had revenue of $104.14 million and earned $27.00 million in profits. Earnings per share was $2.01.

Revenue 104.14M
Gross Profit 104.14M
Operating Income 39.09M
Pretax Income 26.71M
Net Income 27.00M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.01
Full Income Statement

Balance Sheet

The company has $175.03 million in cash and $309.18 million in debt, giving a net cash position of -$134.15 million or -$9.89 per share.

Cash & Cash Equivalents 175.03M
Total Debt 309.18M
Net Cash -134.15M
Net Cash Per Share -$9.89
Equity (Book Value) 344.60M
Book Value Per Share 25.41
Working Capital -2.55B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $42.00 million and capital expenditures -$2.04 million, giving a free cash flow of $39.96 million.

Operating Cash Flow 42.00M
Capital Expenditures -2.04M
Free Cash Flow 39.96M
FCF Per Share $2.95
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 37.53%
Pretax Margin 33.18%
Profit Margin 26.44%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 38.37%

Dividends & Yields

This stock pays an annual dividend of $0.89, which amounts to a dividend yield of 3.50%.

Dividend Per Share $0.89
Dividend Yield 3.50%
Dividend Growth (YoY) 1.72%
Years of Dividend Growth 15
Payout Ratio 44.00%
Buyback Yield 0.56%
Shareholder Yield 3.96%
Earnings Yield 7.60%
FCF Yield 11.24%
Dividend Details

Analyst Forecast

The average price target for FMAO is $26.00, which is -0.19% lower than the current price. The consensus rating is "Hold".

Price Target $26.00
Price Target Difference -0.19%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 21, 2017. It was a forward split with a ratio of 2:1.

Last Split Date Sep 21, 2017
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4