Farmers & Merchants Bancorp, Inc. (FMAO)
NASDAQ: FMAO · Real-Time Price · USD
27.67
+0.20 (0.73%)
At close: Apr 28, 2026, 4:00 PM EDT
27.69
+0.02 (0.07%)
After-hours: Apr 28, 2026, 4:10 PM EDT

FMAO Statistics

Total Valuation

FMAO has a market cap or net worth of $376.42 million. The enterprise value is $470.41 million.

Market Cap376.42M
Enterprise Value 470.41M

Important Dates

The last earnings date was Wednesday, April 22, 2026, after market close.

Earnings Date Apr 22, 2026
Ex-Dividend Date Apr 2, 2026

Share Statistics

FMAO has 13.60 million shares outstanding. The number of shares has increased by 1.09% in one year.

Current Share Class 13.60M
Shares Outstanding 13.60M
Shares Change (YoY) +1.09%
Shares Change (QoQ) +0.04%
Owned by Insiders (%) 8.19%
Owned by Institutions (%) 30.49%
Float 12.49M

Valuation Ratios

The trailing PE ratio is 10.57 and the forward PE ratio is 9.75. FMAO's PEG ratio is 1.95.

PE Ratio 10.57
Forward PE 9.75
PS Ratio 3.04
Forward PS 3.15
PB Ratio 1.00
P/TBV Ratio 1.30
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 1.95
Financial Ratio History

Enterprise Valuation

EV / Earnings 13.24
EV / Sales 3.79
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.97%.

Return on Equity (ROE) 9.97%
Return on Assets (ROA) 1.05%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.11%
Revenue Per Employee $261,591
Profits Per Employee $74,954
Employee Count474
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FMAO has paid $10.17 million in taxes.

Income Tax 10.17M
Effective Tax Rate 22.05%

Stock Price Statistics

The stock price has increased by +18.96% in the last 52 weeks. The beta is 0.82, so FMAO's price volatility has been lower than the market average.

Beta (5Y) 0.82
52-Week Price Change +18.96%
50-Day Moving Average 26.19
200-Day Moving Average 25.66
Relative Strength Index (RSI) 64.06
Average Volume (20 Days) 51,528

Short Selling Information

The latest short interest is 118,675, so 0.87% of the outstanding shares have been sold short.

Short Interest 118,675
Short Previous Month 136,546
Short % of Shares Out 0.87%
Short % of Float 0.95%
Short Ratio (days to cover) 2.60

Income Statement

In the last 12 months, FMAO had revenue of $123.99 million and earned $35.53 million in profits. Earnings per share was $2.62.

Revenue123.99M
Gross Profit 123.99M
Operating Income 51.41M
Pretax Income 46.10M
Net Income 35.53M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.62
Full Income Statement

Balance Sheet

The company has $174.72 million in cash and $268.71 million in debt, with a net cash position of -$93.99 million or -$6.91 per share.

Cash & Cash Equivalents 174.72M
Total Debt 268.71M
Net Cash -93.99M
Net Cash Per Share -$6.91
Equity (Book Value) 375.95M
Book Value Per Share 27.64
Working Capital -2.66B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.46%
Pretax Margin 37.18%
Profit Margin 28.98%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.33%.

Dividend Per Share $0.92
Dividend Yield 3.33%
Dividend Growth (YoY) 2.83%
Years of Dividend Growth 16
Payout Ratio 34.72%
Buyback Yield -1.09%
Shareholder Yield 2.23%
Earnings Yield 9.44%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for FMAO is $28.50, which is 3.00% higher than the current price. The consensus rating is "Hold".

Price Target $28.50
Price Target Difference 3.00%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 21, 2017. It was a forward split with a ratio of 2:1.

Last Split Date Sep 21, 2017
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2