Farmers & Merchants Bancorp, Inc. (FMAO)
NASDAQ: FMAO · Real-Time Price · USD
28.34
+0.25 (0.89%)
Jun 8, 2026, 9:56 AM EDT - Market open
FMAO Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 107.83 | 104.29 | 85.91 | 81.4 | 86.79 | 69.5 |
Net Interest Income Growth | 20.20% | 21.39% | 5.55% | -6.21% | 24.88% | 16.26% |
Non-Interest Income | 17.97 | 17.14 | 15.62 | 15.91 | 15.8 | 17.61 |
Non-Interest Income Growth | 13.49% | 9.69% | -1.79% | 0.69% | -10.30% | 4.90% |
Revenues Before Loan Losses | 125.8 | 121.43 | 101.53 | 97.3 | 102.58 | 87.11 |
Provision for Credit Losses | 2.39 | 2.09 | 0.27 | 1.74 | 4.6 | 3.44 |
| 123.41 | 119.34 | 101.26 | 95.56 | 97.98 | 83.66 | |
Revenue Growth (YoY) | 19.09% | 17.85% | 5.97% | -2.48% | 17.12% | 20.24% |
Compensation Expenses | 41.28 | 40.92 | 38.71 | 34.44 | 29.6 | 27.51 |
Selling, General & Admin | 22.28 | 22.08 | 17.35 | 19.48 | 17.39 | 13.93 |
Other Non-Interest Expenses | 14.3 | 13.82 | 12.63 | 13.29 | 10.52 | 12.74 |
Total Non-Interest Expense | 77.85 | 76.81 | 68.69 | 67.2 | 57.51 | 54.17 |
Pretax Income | 46.1 | 42.53 | 32.57 | 28.35 | 40.48 | 29.5 |
Provision for Income Taxes | 10.17 | 9.22 | 6.64 | 5.57 | 7.96 | 6 |
Net Income | 35.94 | 33.31 | 25.94 | 22.79 | 32.52 | 23.5 |
Net Income to Common | 35.94 | 33.31 | 25.94 | 22.79 | 32.52 | 23.5 |
Net Income Growth | 30.53% | 28.42% | 13.83% | -29.92% | 38.39% | 16.92% |
Shares Outstanding (Basic) | 14 | 14 | 13 | 13 | 13 | 12 |
Shares Outstanding (Diluted) | 14 | 14 | 13 | 13 | 13 | 12 |
Shares Change (YoY) | 0.93% | 1.05% | -0.55% | 3.07% | 13.15% | 3.80% |
EPS (Basic) | 2.61 | 2.43 | 1.90 | 1.67 | 2.46 | 2.01 |
EPS (Diluted) | 2.61 | 2.43 | 1.90 | 1.67 | 2.46 | 2.01 |
EPS Growth | 29.21% | 27.89% | 13.77% | -32.11% | 22.39% | 11.67% |
Shares Outstanding | 13.77 | 13.75 | 13.7 | 13.66 | 13.61 | 13.07 |
Free Cash Flow | 31.34 | 34.97 | 30.6 | 11.22 | 38.07 | 32.78 |
Free Cash Flow Growth | -10.39% | 14.28% | 172.83% | -70.53% | 16.15% | 35.66% |
Free Cash Flow Per Share | 2.29 | 2.58 | 2.28 | 0.83 | 2.91 | 2.83 |
Dividends Per Share | 0.909 | 0.900 | 0.882 | 0.850 | 0.800 | 0.710 |
Dividend Growth | 0.97% | 1.98% | 3.82% | 6.25% | 12.68% | 7.58% |
Profit Margin | 29.12% | 27.91% | 25.62% | 23.85% | 33.18% | 28.08% |
FCF Margin | 25.39% | 29.31% | 30.22% | 11.74% | 38.85% | 39.18% |
EBITDA | 7.24 | 6.99 | 6.37 | 5.77 | 4.02 | 4.99 |
EBITDA Margin | 5.87% | 5.86% | 6.29% | 6.04% | 4.10% | 5.96% |
Effective Tax Rate | 22.05% | 21.67% | 20.37% | 19.63% | 19.67% | 20.35% |