Farmers & Merchants Bancorp, Inc. (FMAO)
NASDAQ: FMAO · Real-Time Price · USD
27.68
+0.85 (3.17%)
Feb 2, 2026, 4:00 PM EST - Market closed
FMAO Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Cash & Equivalents | 117.03 | 176.35 | 142.2 | 84.41 | 180.82 | 175.71 |
Investment Securities | 289.85 | 312.01 | 279.09 | 308.3 | 322.92 | 199.41 |
Mortgage-Backed Securities | 137.62 | 120.63 | 82.13 | 86.93 | 117.93 | 113.06 |
Total Investments | 427.47 | 432.64 | 361.22 | 395.23 | 440.84 | 312.47 |
Gross Loans | 2,662 | 2,563 | 2,581 | 2,358 | 1,859 | 1,305 |
Allowance for Loan Losses | -27.48 | -25.83 | -25.02 | -20.31 | -16.24 | -13.67 |
Other Adjustments to Gross Loans | -1.45 | -0.68 | - | -1.52 | -1.74 | -2.48 |
Net Loans | 2,633 | 2,536 | 2,556 | 2,336 | 1,841 | 1,289 |
Property, Plant & Equipment | 32.32 | 40.23 | 41.72 | 28.66 | 26.91 | 27.06 |
Goodwill | 86.36 | 86.36 | 86.36 | 86.36 | 80.43 | 47.34 |
Loans Held for Sale | 3 | 3 | 1.58 | 0.83 | 7.71 | 7.74 |
Accrued Interest Receivable | 13.6 | 10.7 | 10.2 | - | - | - |
Other Real Estate Owned & Foreclosed | - | - | - | - | 0.16 | 0.07 |
Other Long-Term Assets | 66.79 | 65.01 | 66.66 | 73.99 | 52.07 | 43.9 |
Total Assets | 3,391 | 3,365 | 3,283 | 3,015 | 2,638 | 1,910 |
Accrued Expenses | 25.24 | 23.72 | 19.45 | 17.98 | 16.37 | 13.59 |
Interest Bearing Deposits | 2,251 | 1,791 | 1,940 | 1,874 | 1,645 | 1,213 |
Institutional Deposits | - | 378.57 | 139.12 | 62.09 | 74.38 | 32.04 |
Non-Interest Bearing Deposits | 500.74 | 516.9 | 528.47 | 532.79 | 473.69 | 351.15 |
Total Deposits | 2,752 | 2,687 | 2,607 | 2,469 | 2,193 | 1,596 |
Short-Term Borrowings | - | - | - | 10 | 40 | - |
Current Portion of Long-Term Debt | - | 71.5 | - | - | - | - |
Current Portion of Leases | - | 0.99 | - | - | - | - |
Other Current Liabilities | 3.09 | 3 | 2.97 | 2.83 | 2.46 | 1.89 |
Long-Term Debt | 59.35 | 62.04 | 62.92 | 88.79 | 63.74 | 30.24 |
Federal Home Loan Bank Debt, Long-Term | 187.91 | 174.56 | 265.75 | 127.49 | 24.07 | 17.86 |
Long-Term Leases | - | 5.42 | 5.92 | - | - | - |
Other Long-Term Liabilities | 1.47 | 1.54 | 2.21 | 1.26 | 1.04 | 0.64 |
Total Liabilities | 3,029 | 3,030 | 2,967 | 2,717 | 2,341 | 1,660 |
Common Stock | 135.17 | 135.57 | 135.52 | 135.5 | 122.67 | 81.8 |
Retained Earnings | 251.18 | 235.85 | 221.08 | 212.45 | 189.4 | 173.59 |
Treasury Stock | -10.58 | -10.99 | -11.04 | -11.57 | -11.72 | -11.93 |
Comprehensive Income & Other | -13.99 | -25.22 | -29.01 | -38.23 | -3.18 | 5.7 |
Shareholders' Equity | 361.78 | 335.21 | 316.54 | 298.14 | 297.17 | 249.16 |
Total Liabilities & Equity | 3,391 | 3,365 | 3,283 | 3,015 | 2,638 | 1,910 |
Total Debt | 247.26 | 314.5 | 334.59 | 226.28 | 127.8 | 48.1 |
Net Cash (Debt) | -128.73 | -135.66 | -189.65 | -137.43 | 63.93 | 132.26 |
Net Cash Growth | - | - | - | - | -51.66% | - |
Net Cash Per Share | -9.58 | -10.11 | -14.06 | -10.50 | 5.53 | 11.96 |
Filing Date Shares Outstanding | 13.59 | 13.54 | 13.51 | 13.48 | 12.96 | 11.11 |
Total Common Shares Outstanding | 13.59 | 13.54 | 13.51 | 13.48 | 12.96 | 11.11 |
Book Value Per Share | 26.62 | 24.75 | 23.42 | 22.12 | 22.94 | 22.43 |
Tangible Book Value | 275.42 | 248.85 | 230.19 | 211.78 | 216.73 | 201.82 |
Tangible Book Value Per Share | 20.26 | 18.38 | 17.03 | 15.71 | 16.73 | 18.17 |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.