FMAO Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	97.72	176.35	142.2	84.41	180.82
Securities and Investments	436.6	443.44	378.36	405.03	449.01
Other Earning Assets	3.93	3	1.58	0.83	7.71
Net Loans	2,686	2,536	2,556	2,336	1,841
Net Property, Plant & Equipment	31.86	33.83	35.8	28.66	26.91
Other Intangible Assets	5.18	5.66	5.65	3.55	3.16
Goodwill	86.36	86.36	86.36	86.36	80.43
Other Non-Earning Assets	86.74	80.05	77.13	70.45	49.08
Total Assets	3,434	3,365	3,283	3,015	2,638
Interest-bearing deposits	2,203	2,170	2,079	1,936	1,720
Noninterest-bearing deposits	527.33	516.9	528.47	532.79	473.69
Total Deposits	2,731	2,687	2,607	2,469	2,193
Short-Term Interbank Borrowing and Repurchase Agreements	265.1	273.27	293.97	181.69	53.33
Short-Term Borrowings	-	-	-	10	40
Accrued Expenses	32.76	34.66	30.55	22.07	19.87
Long-Term Debt	34.93	34.82	34.7	34.59	34.47
Total Liabilities	3,064	3,030	2,967	2,717	2,341
Common Stock	135.53	135.57	135.52	135.5	122.67
Treasury Stock	-10.64	-10.99	-11.04	-11.57	-11.72
Accumulated Other Comprehensive Income	-11.89	-25.22	-29.01	-38.23	-3.18
Retained Earnings	257.86	235.85	221.08	212.45	189.4
Shareholders' Equity	370.86	335.21	316.54	298.14	297.17
Total Liabilities & Equity	3,434	3,365	3,283	3,015	2,638
Total Debt	34.93	34.82	34.7	34.59	34.47
Net Cash (Debt)	-34.93	-34.82	-34.7	-34.59	-34.47
Net Cash Per Share	-2.58	-2.60	-2.57	-2.64	-2.98
Book Value	370.86	335.21	316.54	298.14	297.17
Book Value Per Share	27.35	24.98	23.46	22.77	25.68
Tangible Book Value	279.33	243.2	224.54	208.23	213.58
Tangible Book Value Per Share	20.60	18.12	16.64	15.91	18.46

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q