Farmers & Merchants Bancorp, Inc. (FMAO)
NASDAQ: FMAO · Real-Time Price · USD
27.09
+0.71 (2.69%)
At close: Feb 25, 2026, 4:00 PM EST
27.12
+0.03 (0.11%)
After-hours: Feb 25, 2026, 4:10 PM EST

FMAO Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Net Income
25.9422.7932.5223.5
Depreciation & Amortization
6.375.774.024.99
Other Amortization
0.120.120.120.05
Gain (Loss) on Sale of Assets
-0.070.14-0.260.43
Gain (Loss) on Sale of Investments
1.032.352.091.91
Total Asset Writedown
-2.67-3.57-4.53-1.23
Provision for Credit Losses
0.271.744.63.44
Net Decrease (Increase) in Loans Originated / Sold - Operating
-1.49-0.058.243.92
Change in Other Net Operating Assets
3.78-6.59-4.734.59
Other Operating Activities
-1.48-1.32-1.06-3.86
Operating Cash Flow
32.4722.1540.6734.74
Operating Cash Flow Growth
46.64%-45.55%17.06%26.88%
Capital Expenditures
-1.87-10.93-2.6-1.97
Cash Acquisitions
--9.07-12.59
Investment in Securities
-65.934.29-2.46-85.48
Net Decrease (Increase) in Loans Originated / Sold - Investing
21.17-219.33-395.61-167.87
Other Investing Activities
2.241.881.692.21
Investing Cash Flow
-44.36-194.09-389.9-265.69
Short-Term Debt Issued
---40
Long-Term Debt Issued
15324164.9434.42
Total Debt Issued
15324164.9474.42
Short-Term Debt Repaid
--10-30-
Long-Term Debt Repaid
-35.68-211.65-37.39-1.13
Total Debt Repaid
-35.68-221.65-67.39-1.13
Net Debt Issued (Repaid)
-20.68102.3597.5473.29
Repurchase of Common Stock
-0.66-0.22-0.31-0.34
Common Dividends Paid
-11.92-11.34-10.28-7.67
Net Increase (Decrease) in Deposit Accounts
79.3138.94165.86170.79
Financing Cash Flow
46.04229.73252.82236.07
Net Cash Flow
34.1557.79-96.415.12
Free Cash Flow
30.611.2238.0732.78
Free Cash Flow Growth
172.83%-70.53%16.15%35.66%
Free Cash Flow Margin
30.24%11.72%38.96%39.18%
Free Cash Flow Per Share
2.280.832.912.83
Cash Interest Paid
76.555.1213.757.05
Cash Income Tax Paid
3.15.427.76.15
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q