Farmers & Merchants Bancorp, Inc. (FMAO)
NASDAQ: FMAO · Real-Time Price · USD
23.90
+0.23 (0.97%)
At close: Oct 31, 2025, 4:00 PM EDT
24.15
+0.25 (1.05%)
After-hours: Oct 31, 2025, 7:05 PM EDT

FMAO Statistics

Total Valuation

FMAO has a market cap or net worth of $324.84 million. The enterprise value is $451.85 million.

Market Cap324.84M
Enterprise Value 451.85M

Important Dates

The last earnings date was Monday, October 27, 2025, before market open.

Earnings Date Oct 27, 2025
Ex-Dividend Date Oct 10, 2025

Share Statistics

FMAO has 13.59 million shares outstanding. The number of shares has decreased by -0.51% in one year.

Current Share Class 13.59M
Shares Outstanding 13.59M
Shares Change (YoY) -0.51%
Shares Change (QoQ) +1.38%
Owned by Insiders (%) 9.35%
Owned by Institutions (%) 27.41%
Float 12.32M

Valuation Ratios

The trailing PE ratio is 10.24 and the forward PE ratio is 9.47.

PE Ratio 10.24
Forward PE 9.47
PS Ratio 2.82
Forward PS 2.92
PB Ratio 0.90
P/TBV Ratio 1.18
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 14.39
EV / Sales 3.96
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.15%.

Return on Equity (ROE) 9.15%
Return on Assets (ROA) 0.94%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $241,165
Profits Per Employee $66,368
Employee Count473
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FMAO has paid $8.32 million in taxes.

Income Tax 8.32M
Effective Tax Rate 20.69%

Stock Price Statistics

The stock price has decreased by -12.96% in the last 52 weeks. The beta is 0.88, so FMAO's price volatility has been lower than the market average.

Beta (5Y) 0.88
52-Week Price Change -12.96%
50-Day Moving Average 25.30
200-Day Moving Average 24.98
Relative Strength Index (RSI) 45.93
Average Volume (20 Days) 20,948

Short Selling Information

The latest short interest is 93,773, so 0.69% of the outstanding shares have been sold short.

Short Interest 93,773
Short Previous Month 104,078
Short % of Shares Out 0.69%
Short % of Float 0.76%
Short Ratio (days to cover) 3.92

Income Statement

In the last 12 months, FMAO had revenue of $114.07 million and earned $31.39 million in profits. Earnings per share was $2.33.

Revenue114.07M
Gross Profit 114.07M
Operating Income 45.05M
Pretax Income 40.22M
Net Income 31.39M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.33
Full Income Statement

Balance Sheet

The company has $118.53 million in cash and $245.54 million in debt, giving a net cash position of -$127.01 million or -$9.34 per share.

Cash & Cash Equivalents 118.53M
Total Debt 245.54M
Net Cash -127.01M
Net Cash Per Share -$9.34
Equity (Book Value) 361.78M
Book Value Per Share 26.62
Working Capital -2.66B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 39.50%
Pretax Margin 35.26%
Profit Margin 27.96%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.91, which amounts to a dividend yield of 3.84%.

Dividend Per Share $0.91
Dividend Yield 3.84%
Dividend Growth (YoY) 1.13%
Years of Dividend Growth 15
Payout Ratio 38.18%
Buyback Yield 0.51%
Shareholder Yield 4.32%
Earnings Yield 9.66%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 21, 2017. It was a forward split with a ratio of 2:1.

Last Split Date Sep 21, 2017
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2