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Farmers & Merchants Bancshares, Inc. (FMFG)

Stock Price: $13.19 USD 0.00 (0.00%)
Updated December 1, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 221.80M
Revenue (ttm) 16.80M
Net Income (ttm) 3.33M
Shares Out 2.99M
EPS (ttm) 1.12
PE Ratio 11.78
Forward PE n/a
Dividend $0.52
Dividend Yield 3.94%

Stock Quote

Trading Day December 1
Last Price $13.19
Previous Close $13.19
Change ($) 0.00
Change (%) 0.00%
Day's Open 13.00
Day's Range 13.00 - 13.25
Day's Volume 350
52-Week Range 0.00 - 13.25

More Stats

Market Cap 221.80M
Enterprise Value 236.86M
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 2.99M
Float n/a
EPS (basic) 1.11
EPS (diluted) 1.12
FCF / Share 0.93
Dividend $0.52
Dividend Yield 3.94%
Earnings Yield 8.49%
FCF Yield 1.26%
Payout Ratio 46.80%
Shares Short n/a
Short Ratio n/a
Short % of Float n/a
Beta 0.36
PE Ratio 11.78
Forward PE n/a
P/FCF Ratio 79.59
PS Ratio 13.20
PB Ratio 4.27
Revenue 16.80M
Operating Income 4.04M
Net Income 3.33M
Free Cash Flow 2.79M
Net Cash -15.06M
Net Cash / Share -0.90
Gross Margin 98.05%
Operating Margin 24.05%
Profit Margin 19.80%
FCF Margin 16.59%
ROA 0.70%
ROE 6.59%
ROIC 0.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year20192018201720162015
Revenue16.4816.1515.8115.4715.50
Revenue Growth2.01%2.13%2.22%-0.2%-
Gross Profit16.4816.1515.8115.4715.50
Operating Income5.605.825.795.946.80
Net Income4.564.713.793.914.27
Shares Outstanding2.962.932.912.90-
Earnings Per Share1.541.611.301.351.49
EPS Growth-4.35%23.56%-3.77%-9.19%-
Dividend Per Share0.510.470.430.400.37
Dividend Growth7.81%9.22%8.5%9.29%-
Operating Cash Flow5.725.367.682.444.35
Capital Expenditures-0.26-0.19-0.11-0.18-0.45
Free Cash Flow5.465.177.572.263.90
Cash & Equivalents9.1214.627.2413.3120.19
Total Debt10.9614.0138.7736.2331.49
Net Cash / Debt-1.840.61-31.53-22.91-11.30
Assets442417403380345
Liabilities393372361341309
Book Value49.4545.3941.8039.0136.22
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Farmers & Merchants Bancshares, Inc.
Employees 72

Stock Information

Ticker Symbol FMFG
Stock Exchange US OTC
Sector Financial Services
Industry Banks-Regional
Unique Identifier OTCMKTS: FMFG

Description

Farmers and Merchants Bancshares, through its subsidiary Farmers and Merchants Bank, provides commercial and retail banking services to individuals and businesses in Baltimore and Carroll counties in Maryland, and surrounding areas of northern Maryland. It offers checking, savings, money market, individual retirement, and sweep accounts, as well as certificates of deposit, remote check deposits, and repurchase agreements. The company also provides credit for residential mortgages, including federal housing administration and veterans affairs loans; construction loans; home equity lines; personal installment loans; and other consumer financing, as well as finances commerce and industry by providing credit and deposit services for small to medium size businesses and the agricultural community. In addition, it offers commercial lending, which includes commercial mortgages, land acquisition and development loans, lines of credit, accounts receivable financing, and term loans for fixed asset purchases, as well as loans guaranteed by the Small Business Administration and the United States Department of Agriculture. Further, the company provides automated teller machine, Internet, and mobile banking services. It serves customers through its office located in Upperco, Maryland; five branches located in Hampstead, Greenmount, Reisterstown, Owings Mills, and Westminster, Maryland; and two satellite branches located in Owings Mills and Westminster, Maryland. Farmers and Merchants Bancshares, Inc. was founded in 1919 and is based in Hampstead, Maryland.