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Farmers & Merchants Bancshares, Inc. (FMFG)

Stock Price: $13.39 USD 0.29 (2.21%)
Updated Aug 12, 2020 4:00 PM EDT - End of day

Stock Price Chart

Key Info

Market Cap 39.82M
Revenue (ttm) 16.38M
Net Income (ttm) 4.12M
Shares Out n/a
EPS (ttm) 1.38
PE Ratio 9.70
Forward PE n/a
Dividend $0.52
Dividend Yield 3.88%

Stock Quote

Trading Day Aug 12, 2020
Last Price $13.39
Previous Close $13.10
Change ($) 0.29
Change (%) 2.21%
Day's Open 13.39
Day's Range 13.39 - 13.39
Day's Volume 100
52-Week Range 11.10 - 23.50

More Stats

Market Cap 39.82M
Enterprise Value 29.08M
Earnings Date (est) n/a
Ex-Dividend Date Jun 4, 2020
Shares Outstanding n/a
Float 2.62M
EPS (basic) 1.38
EPS (diluted) 1.38
FCF / Share 1.55
Dividend $0.52
Dividend Yield 3.88%
Earnings Yield 10.31%
FCF Yield 11.58%
Payout Ratio n/a
Shares Short n/a
Short Ratio n/a
Short % of Float n/a
Beta 0.44
PE Ratio 9.70
Forward PE n/a
P/FCF Ratio 8.63
PS Ratio 2.43
PB Ratio 0.77
Revenue 16.38M
Operating Income 5.06M
Net Income 4.12M
Free Cash Flow 4.61M
Net Cash 10.74M
Net Cash / Share n/a
Gross Margin 100.56%
Operating Margin 30.91%
Profit Margin 25.10%
FCF Margin 28.15%
ROA 0.88%
ROE 8.29%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year20192018201720162015
Revenue16.4816.1515.8115.4715.50
Revenue Growth2.01%2.13%2.22%-0.2%-
Gross Profit16.4816.1515.8115.4715.50
Operating Income5.605.825.795.946.80
Net Income4.564.713.793.914.27
Shares Outstanding2.962.932.912.90-
Earnings Per Share1.541.611.301.351.49
EPS Growth-4.35%23.56%-3.77%-9.19%-
Dividend Per Share0.510.470.430.400.37
Dividend Growth7.81%9.22%8.5%9.29%-
Operating Cash Flow5.725.367.682.444.35
Capital Expenditures-0.26-0.19-0.11-0.18-0.45
Free Cash Flow5.465.177.572.263.90
Cash & Equivalents9.1214.627.2413.3120.19
Total Debt10.9614.0138.7736.2331.49
Net Cash / Debt-1.840.61-31.53-22.91-11.30
Assets442417403380345
Liabilities393372361341309
Book Value49.4545.3941.8039.0136.22
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Farmers & Merchants Bancshares, Inc.
Country United States
Employees 72
CEO James R. Bosley

Stock Information

Ticker Symbol FMFG
Stock Exchange US OTC
Sector Financial Services
Industry Banks—Regional
Unique Identifier OTCMKTS: FMFG

Description

Farmers and Merchants Bancshares, Inc., through its subsidiary Farmers and Merchants Bank, provides commercial and retail banking services to individuals and businesses in Baltimore and Carroll counties in Maryland, and surrounding areas of northern Maryland. It offers checking, savings, money market, individual retirement, and sweep accounts, as well as certificates of deposit, remote check deposits, and repurchase agreements. The company also provides credit for residential mortgages, including federal housing administration and veterans affairs loans; construction loans; home equity lines; personal installment loans; and other consumer financing, as well as finances commerce and industry by providing credit and deposit services for small to medium size businesses and the agricultural community. In addition, it offers commercial lending, which includes commercial mortgages, land acquisition and development loans, lines of credit, accounts receivable financing, and term loans for fixed asset purchases, as well as loans guaranteed by the Small Business Administration and the United States Department of Agriculture. Further, the company provides automated teller machine, Internet, and mobile banking services. It serves customers through its office located in Upperco, Maryland; five branches located in Hampstead, Greenmount, Reisterstown, Owings Mills, and Westminster, Maryland; and two satellite branches located in Owings Mills and Westminster, Maryland. Farmers and Merchants Bancshares, Inc. was founded in 1919 and is based in Hampstead, Maryland.