Farmers and Merchants Bancshares, Inc. (FMFG)
OTCMKTS · Delayed Price · Currency is USD
19.51
0.00 (0.00%)
Aug 7, 2026, 2:17 PM EST

FMFG Statistics

Total Valuation

FMFG has a market cap or net worth of 63.66 million.

Market Cap63.66M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, October 23, 2026.

Earnings Date Oct 23, 2026
Ex-Dividend Date Jun 2, 2026

Share Statistics

FMFG has 3.26 million shares outstanding. The number of shares has increased by 1.99% in one year.

Current Share Class 3.26M
Shares Outstanding 3.26M
Shares Change (YoY) +1.99%
Shares Change (QoQ) +1.04%
Owned by Insiders (%) 20.25%
Owned by Institutions (%) 2.11%
Float 2.60M

Valuation Ratios

The trailing PE ratio is 8.83.

PE Ratio 8.83
Forward PE n/a
PS Ratio 2.28
PB Ratio 0.94
P/TBV Ratio 1.05
P/FCF Ratio 8.96
P/OCF Ratio 8.59
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 10.46
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.15%.

Return on Equity (ROE) 11.15%
Return on Assets (ROA) 0.83%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.32%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count95
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FMFG has paid 2.26 million in taxes.

Income Tax 2.26M
Effective Tax Rate 24.06%

Stock Price Statistics

The stock price has increased by +16.97% in the last 52 weeks. The beta is -0.25, so FMFG's price volatility has been lower than the market average.

Beta (5Y) -0.25
52-Week Price Change +16.97%
50-Day Moving Average 17.91
200-Day Moving Average 16.83
Relative Strength Index (RSI) 65.71
Average Volume (20 Days) 1,028

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.09

Income Statement

In the last 12 months, FMFG had revenue of 27.93 million and earned 7.12 million in profits. Earnings per share was 2.21.

Revenue27.93M
Gross Profit 27.93M
Operating Income 9.93M
Pretax Income 9.38M
Net Income 7.12M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.21
Full Income Statement

Balance Sheet

The company has 55.59 million in cash and 74.32 million in debt, with a net cash position of -18.73 million or -5.74 per share.

Cash & Cash Equivalents 55.59M
Total Debt 74.32M
Net Cash -18.73M
Net Cash Per Share -5.74
Equity (Book Value) 67.59M
Book Value Per Share 20.72
Working Capital -728.03M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 7.41 million and capital expenditures -308,000, giving a free cash flow of 7.11 million.

Operating Cash Flow 7.41M
Capital Expenditures -308,000
Depreciation & Amortization n/a
Net Borrowing 61.83M
Free Cash Flow 7.11M
FCF Per Share 2.18
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.55%
Pretax Margin 33.59%
Profit Margin 25.51%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 26.48%

Dividends & Yields

This stock pays an annual dividend of 0.72, which amounts to a dividend yield of 3.69%.

Dividend Per Share 0.72
Dividend Yield 3.69%
Dividend Growth (YoY) 2.94%
Years of Dividend Growth 16
Payout Ratio n/a
Buyback Yield -1.99%
Shareholder Yield 1.70%
Earnings Yield 11.19%
FCF Yield 11.16%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 1, 2019. It was a forward split with a ratio of 1.75.

Last Split Date Nov 1, 2019
Split Type Forward
Split Ratio 1.75

Scores

Altman Z-Score n/a
Piotroski F-Score 4