Farmers National Banc Corp. (FMNB)

Farmers National Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	142.44	128.37	137.79	124.17	107.99
Net Interest Income Growth	10.96%	-6.83%	10.97%	14.98%	12.27%
Non-Interest Income	46.13	41.72	41.86	41.64	38.19
Non-Interest Income Growth	10.58%	-0.35%	0.54%	9.01%	5.62%
Revenues Before Loan Losses	188.57	170.08	179.65	165.8	146.18
Provision for Credit Losses	7.29	8.24	8.72	0.25	4.65
Revenue	181.29	161.84	170.93	165.55	141.53
Revenue Growth (YoY)	12.02%	-5.32%	3.25%	16.97%	14.89%
Compensation Expenses	62.28	58.93	57.37	45.01	39.39
Selling, General & Admin	28.9	26.03	26.22	22.79	17.73
Other Non-Interest Expenses	25.06	21.46	28.64	27.48	22.29
Total Non-Interest Expense	116.46	106.69	111.8	94.41	79.18
Pretax Income	65.05	55.43	58.7	72.84	62.11
Provision for Income Taxes	10.46	9.48	8.77	12.24	10.27
Net Income	54.59	45.95	49.93	60.6	51.84
Net Income to Common	54.59	45.95	49.93	60.6	51.84
Net Income Growth	18.80%	-7.98%	-17.60%	16.88%	23.80%
Shares Outstanding (Basic)	37	37	37	34	29
Shares Outstanding (Diluted)	38	38	37	34	29
Shares Change (YoY)	0.32%	0.04%	10.52%	15.88%	3.12%
EPS (Basic)	1.46	1.23	1.34	1.79	1.78
EPS (Diluted)	1.45	1.22	1.33	1.79	1.78
EPS Growth	18.85%	-8.27%	-25.70%	0.56%	20.27%
Free Cash Flow	52.18	54.92	59.05	78.94	53.56
Free Cash Flow Growth	-4.99%	-6.99%	-25.20%	47.39%	18.05%
Free Cash Flow Per Share	1.39	1.46	1.57	2.33	1.83
Dividends Per Share	0.680	0.680	0.680	0.650	0.470
Dividend Growth	-	-	4.61%	38.30%	6.82%
Profit Margin	30.07%	28.34%	29.29%	36.80%	36.69%
FCF Margin	28.75%	33.88%	34.63%	47.94%	37.91%
EBITDA	6.78	6.4	7.33	4.9	3.54
EBITDA Margin	3.73%	3.95%	4.30%	2.97%	2.50%
Effective Tax Rate	16.08%	17.10%	14.93%	16.80%	16.53%

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q