Farmers National Banc Corp. (FMNB)

Farmers National Banc Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	66.4	54.59	45.95	49.93	60.6	51.84
Depreciation & Amortization	8.12	6.78	6.4	7.33	4.9	3.54
Gain (Loss) on Sale of Assets	0.22	0.06	0.49	0.32	-0.02	0.25
Gain (Loss) on Sale of Investments	-0.82	1.39	3.19	1.4	5.27	2.55
Provision for Credit Losses	5.13	7.07	7.97	9.15	1.12	4.89
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.02	3.47	0.21	0.26	3.81	8.37
Change in Other Net Operating Assets	-11.78	-10.77	4.37	-3.24	7.88	-8.08
Other Operating Activities	-4.64	-3.39	-3.1	-2.44	-1.81	-1.34
Operating Cash Flow	64.45	60.04	66.62	62.93	81.5	54.93
Operating Cash Flow Growth	-2.34%	-9.87%	5.86%	-22.79%	48.36%	11.96%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-3.84	-7.86	-11.69	-3.88	-2.56	-1.38
Sale of Property, Plant and Equipment	1.29	0.3	0.33	0.53	1.4	0.04
Cash Acquisitions	64.76	-	-0.6	-13.18	-1.03	83.77
Investment in Securities	-8.84	-17.07	3.35	143.38	-123.79	-740.2
Net Decrease (Increase) in Loans Originated / Sold - Investing	27.39	-40.82	-76.77	-55.13	-77.2	231.48
Other Investing Activities	-2.93	-13.4	-9.74	6.22	-2.33	2.67
Investing Cash Flow	77.83	-78.85	-95.13	77.94	-205.51	-423.61

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	185	95	-
Long-Term Debt Issued	-	-	-	-	-	73.75
Total Debt Issued	-	-	-	185	95	73.75
Short-Term Debt Repaid	-	-24	-50	-	-	-6.77
Long-Term Debt Repaid	-	-	-2.54	-	-	-66.98
Total Debt Repaid	13	-24	-52.54	-	-	-73.75
Net Debt Issued (Repaid)	13	-24	-52.54	185	95	0
Repurchase of Common Stock	-1.04	-1.11	-0.88	-12.17	-0.76	-0.16
Common Dividends Paid	-29.14	-25.47	-25.39	-25.4	-22	-14.07
Net Increase (Decrease) in Deposit Accounts	-51.1	76	89.39	-260.2	14.53	241.08
Financing Cash Flow	-68.27	25.43	10.59	-112.76	86.77	226.85

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	74.01	6.62	-17.92	28.11	-37.24	-141.83

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	60.61	52.18	54.92	59.05	78.94	53.56
Free Cash Flow Growth	14.38%	-4.99%	-6.99%	-25.20%	47.39%	18.05%
Free Cash Flow Margin	27.75%	28.75%	33.88%	34.63%	49.69%	37.91%
Free Cash Flow Per Share	1.35	1.39	1.46	1.57	2.33	1.83

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	97.38	89.26	101.25	78.52	16.46	8.48
Cash Income Tax Paid	-	-	-	-	-	12.5

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 12, 2026

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