Farmers National Banc Corp. (FMNB)

Farmers National Banc Statistics

Total Valuation

FMNB has a market cap or net worth of $511.99 million. The enterprise value is $741.23 million.

Market Cap	511.99M
Enterprise Value	741.23M

Important Dates

The last earnings date was Wednesday, October 22, 2025, before market open.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Sep 12, 2025

Share Statistics

FMNB has 37.65 million shares outstanding. The number of shares has increased by 0.35% in one year.

Current Share Class	37.65M
Shares Outstanding	37.65M
Shares Change (YoY)	+0.35%
Shares Change (QoQ)	+0.37%
Owned by Insiders (%)	4.15%
Owned by Institutions (%)	40.77%
Float	36.04M

Valuation Ratios

The trailing PE ratio is 9.45 and the forward PE ratio is 7.88.

PE Ratio	9.45
Forward PE	7.88
PS Ratio	2.86
Forward PS	2.47
PB Ratio	1.10
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.64
EV / Sales	4.15
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.00%.

Return on Equity (ROE)	12.00%
Return on Assets (ROA)	1.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$261,806
Profits Per Employee	$79,677
Employee Count	682
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FMNB has paid $10.66 million in taxes.

Income Tax	10.66M
Effective Tax Rate	16.40%

Stock Price Statistics

The stock price has decreased by -4.03% in the last 52 weeks. The beta is 0.85, so FMNB's price volatility has been lower than the market average.

Beta (5Y)	0.85
52-Week Price Change	-4.03%
50-Day Moving Average	14.44
200-Day Moving Average	13.73
Relative Strength Index (RSI)	41.48
Average Volume (20 Days)	129,434

Short Selling Information

The latest short interest is 297,110, so 0.79% of the outstanding shares have been sold short.

Short Interest	297,110
Short Previous Month	263,542
Short % of Shares Out	0.79%
Short % of Float	0.82%
Short Ratio (days to cover)	3.23

Income Statement

In the last 12 months, FMNB had revenue of $178.55 million and earned $54.34 million in profits. Earnings per share was $1.44.

Revenue	178.55M
Gross Profit	178.55M
Operating Income	72.95M
Pretax Income	65.00M
Net Income	54.34M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.44

Balance Sheet

The company has $92.35 million in cash and $321.58 million in debt, giving a net cash position of -$229.24 million or -$6.09 per share.

Cash & Cash Equivalents	92.35M
Total Debt	321.58M
Net Cash	-229.24M
Net Cash Per Share	-$6.09
Equity (Book Value)	465.95M
Book Value Per Share	12.38
Working Capital	-4.30B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	40.85%
Pretax Margin	36.40%
Profit Margin	30.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 5.00%.

Dividend Per Share	$0.68
Dividend Yield	5.00%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	47.23%
Buyback Yield	-0.35%
Shareholder Yield	4.65%
Earnings Yield	10.61%
FCF Yield	n/a

Analyst Forecast

The average price target for FMNB is $15.50, which is 14.05% higher than the current price. The consensus rating is "Buy".

Price Target	$15.50
Price Target Difference	14.05%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 9, 2004. It was a forward split with a ratio of 1.02:1.

Last Split Date	Nov 9, 2004
Split Type	Forward
Split Ratio	1.02:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2