First Northern Community Bancorp (FNRN)
Stock Price Chart
Key Info
| Market Cap | 103.75M |
| Revenue (ttm) | 53.02M |
| Net Income (ttm) | 13.42M |
| Shares Out | 12.97M |
| EPS (ttm) | 1.04 |
| PE Ratio | 7.69 |
| Forward PE | n/a |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Jul 31, 2020 |
| Last Price | $8.00 |
| Previous Close | $7.91 |
| Change ($) | 0.09 |
| Change (%) | 1.14% |
| Day's Open | 7.94 |
| Day's Range | 7.94 - 8.10 |
| Day's Volume | 2,161 |
| 52-Week Range | 7.55 - 11.65 |
More Stats
| Market Cap | 103.75M |
| Enterprise Value | n/a |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 12.97M |
| Float | 11.10M |
| EPS (basic) | 1.046 |
| EPS (diluted) | 1.04 |
| FCF / Share | 0.58 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 13.00% |
| FCF Yield | 6.84% |
| Payout Ratio | n/a |
| Shares Short | n/a |
| Short Ratio | n/a |
| Short % of Float | n/a |
| Beta | 0.55 |
| PE Ratio | 7.69 |
| Forward PE | n/a |
| P/FCF Ratio | 14.61 |
| PS Ratio | 1.96 |
| PB Ratio | 0.73 |
| Revenue | 53.02M |
| Operating Income | 18.53M |
| Net Income | 13.42M |
| Free Cash Flow | 7.10M |
| Net Cash | 168.61M |
| Net Cash / Share | 13.00 |
| Gross Margin | 102.47% |
| Operating Margin | 34.95% |
| Profit Margin | 25.30% |
| FCF Margin | 13.39% |
| ROA | 1.05% |
| ROE | 10.37% |
| ROIC | 1.60% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 54.33 | 49.46 | 46.47 | 40.29 | 37.23 | 33.97 | 35.69 | 32.62 | 30.56 | 30.56 |
| Revenue Growth | 9.85% | 6.44% | 15.33% | 8.21% | 9.59% | -4.82% | 9.41% | 6.76% | -0.01% | - |
| Gross Profit | 54.33 | 49.46 | 46.47 | 40.29 | 37.23 | 33.97 | 35.69 | 32.62 | 30.56 | 30.56 |
| Operating Income | 20.39 | 17.30 | 17.07 | 12.94 | 10.65 | 8.71 | 8.24 | 6.37 | 3.80 | 2.67 |
| Net Income | 14.72 | 12.55 | 8.75 | 8.05 | 6.92 | 5.87 | 5.38 | 4.65 | 2.66 | 2.67 |
| Shares Outstanding | 12.91 | 12.24 | 12.20 | 12.65 | 12.60 | 13.02 | 12.97 | 12.91 | 12.85 | 12.78 |
| Earnings Per Share | 1.14 | 0.97 | 0.68 | 0.63 | 0.56 | 0.46 | 0.38 | 0.29 | 0.10 | 0.13 |
| EPS Growth | 17.53% | 42.65% | 8.11% | 11.92% | 22.71% | 20.21% | 33.68% | 190.82% | -25.76% | - |
| Operating Cash Flow | 16.56 | 15.68 | 16.10 | 9.71 | 13.55 | 10.44 | 16.22 | 14.33 | 8.13 | 12.71 |
| Capital Expenditures | -0.39 | -0.96 | 1.64 | -0.93 | -0.44 | -0.48 | -0.27 | -0.48 | -0.59 | -1.38 |
| Free Cash Flow | 16.18 | 14.72 | 17.74 | 8.78 | 13.12 | 9.96 | 15.95 | 13.85 | 7.54 | 11.33 |
| Cash & Equivalents | 126 | 124 | 155 | 176 | 217 | 229 | 177 | 161 | 140 | 140 |
| Total Debt | - | - | - | - | - | - | - | - | 7.00 | 10.53 |
| Net Cash / Debt | 126 | 124 | 155 | 176 | 217 | 229 | 177 | 161 | 133 | 129 |
| Assets | 1,293 | 1,250 | 1,218 | 1,167 | 1,045 | 958 | 898 | 831 | 781 | 737 |
| Liabilities | 1,160 | 1,137 | 1,118 | 1,074 | 959 | 866 | 813 | 739 | 693 | 658 |
| Book Value | 133 | 112 | 100 | 92.30 | 85.85 | 92.05 | 84.91 | 92.33 | 87.70 | 79.60 |
Company Profile
Company Details
| Full Name | First Northern Community Bancorp |
| Country | United States |
| Employees | 214 |
| CEO | Louise A. Walker |
Stock Information
| Ticker Symbol | FNRN |
| Stock Exchange | US OTC |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | OTCMKTS: FNRN |
| IPO Date | June 26, 1997 |
Description
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals and small to medium sized businesses. The company accepts demand, interest-bearing transaction, savings and money market, and time deposits. Its loan products commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. The company also offers credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; and equipment leasing, merchant card processing, payroll, and international banking services through third parties. In addition, it provides issues cashier's checks; sells travelers' checks; rents safe deposit boxes; and provides other customary banking services. The company operates 10 full service branches located in the cities of Auburn, Davis, Dixon, Fairfield, Roseville, Sacramento, Vacaville, West Sacramento, Winters, and Woodland; a satellite banking office inside a retirement community in the city of Davis; residential mortgage loan offices in Davis and Sonoma; and a commercial loan office in the Contra Costa County city of Walnut Creek. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.