First Northern Community Bancorp (FNRN)
NASDAQ: FNRN · Real-Time Price · USD
17.82
+0.21 (1.19%)
At close: Jun 10, 2026, 4:00 PM EDT
17.83
+0.01 (0.06%)
After-hours: Jun 10, 2026, 4:10 PM EDT

FNRN Statistics

Total Valuation

FNRN has a market cap or net worth of $292.37 million. The enterprise value is $148.51 million.

Market Cap292.37M
Enterprise Value 148.51M

Important Dates

The next estimated earnings date is Thursday, July 30, 2026.

Earnings Date Jul 30, 2026
Ex-Dividend Date n/a

Share Statistics

FNRN has 16.41 million shares outstanding. The number of shares has decreased by -1.70% in one year.

Current Share Class 16.41M
Shares Outstanding 16.41M
Shares Change (YoY) -1.70%
Shares Change (QoQ) -5.02%
Owned by Insiders (%) 9.53%
Owned by Institutions (%) 1.74%
Float 11.91M

Valuation Ratios

The trailing PE ratio is 12.48.

PE Ratio 12.48
Forward PE n/a
PS Ratio 3.87
Forward PS n/a
PB Ratio 1.35
P/TBV Ratio 1.40
P/FCF Ratio 51.99
P/OCF Ratio 37.86
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 6.36
EV / Sales 1.96
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 26.38

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.99
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.63%.

Return on Equity (ROE) 11.63%
Return on Assets (ROA) 1.23%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.27%
Revenue Per Employee $370,917
Profits Per Employee $114,525
Employee Count204
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FNRN has paid $6.70 million in taxes.

Income Tax 6.70M
Effective Tax Rate 22.28%

Stock Price Statistics

The stock price has increased by +89.19% in the last 52 weeks. The beta is 0.02, so FNRN's price volatility has been lower than the market average.

Beta (5Y) 0.02
52-Week Price Change +89.19%
50-Day Moving Average 16.64
200-Day Moving Average 13.53
Relative Strength Index (RSI) 72.91
Average Volume (20 Days) 84,451

Short Selling Information

The latest short interest is 15,714, so 0.10% of the outstanding shares have been sold short.

Short Interest 15,714
Short Previous Month 12,595
Short % of Shares Out 0.10%
Short % of Float 0.13%
Short Ratio (days to cover) 0.42

Income Statement

In the last 12 months, FNRN had revenue of $75.67 million and earned $23.36 million in profits. Earnings per share was $1.41.

Revenue75.67M
Gross Profit 75.67M
Operating Income 30.86M
Pretax Income 30.06M
Net Income 23.36M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.41
Full Income Statement

Balance Sheet

The company has $149.76 million in cash and $5.57 million in debt, with a net cash position of $144.19 million or $8.79 per share.

Cash & Cash Equivalents 149.76M
Total Debt 5.57M
Net Cash 144.19M
Net Cash Per Share $8.79
Equity (Book Value) 213.80M
Book Value Per Share 13.03
Working Capital -1.54B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $7.73 million and capital expenditures -$2.10 million, giving a free cash flow of $5.63 million.

Operating Cash Flow 7.73M
Capital Expenditures -2.10M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 5.63M
FCF Per Share $0.34
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 40.78%
Pretax Margin 39.73%
Profit Margin 30.88%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 7.44%

Dividends & Yields

FNRN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.70%
Shareholder Yield 1.70%
Earnings Yield 7.98%
FCF Yield 1.92%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 27, 2026. It was a forward split with a ratio of 1.05:1.

Last Split Date Feb 27, 2026
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3