First Northern Community Bancorp (FNRN)
NASDAQ: FNRN · Real-Time Price · USD
16.47
-0.21 (-1.26%)
Nov 10, 2026, 10:04 AM EST - Market open

FNRN Statistics

Total Valuation

FNRN has a market cap or net worth of $268.28 million. The enterprise value is $144.08 million.

Market Cap268.28M
Enterprise Value 144.08M

Important Dates

The last earnings date was Thursday, October 29, 2026, after market close.

Earnings Date Oct 29, 2026
Ex-Dividend Date n/a

Share Statistics

FNRN has 16.29 million shares outstanding. The number of shares has decreased by -1.04% in one year.

Current Share Class 16.29M
Shares Outstanding 16.29M
Shares Change (YoY) -1.04%
Shares Change (QoQ) -0.19%
Owned by Insiders (%) 9.76%
Owned by Institutions (%) 26.69%
Float 13.45M

Valuation Ratios

The trailing PE ratio is 11.93.

PE Ratio 11.93
Forward PE n/a
PS Ratio 3.49
Forward PS n/a
PB Ratio 1.31
P/TBV Ratio 1.33
P/FCF Ratio 42.93
P/OCF Ratio 31.39
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 6.47
EV / Sales 1.89
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 23.31

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.05
Debt / EBITDA n/a
Debt / FCF 1.51
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.06%.

Return on Equity (ROE) 11.06%
Return on Assets (ROA) 1.17%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.29%
Revenue Per Employee $381,583
Profits Per Employee $111,833
Employee Count204
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FNRN has paid $7.58 million in taxes.

Income Tax 7.58M
Effective Tax Rate 24.94%

Stock Price Statistics

The stock price has increased by +34.00% in the last 52 weeks. The beta is 0.04, so FNRN's price volatility has been lower than the market average.

Beta (5Y) 0.04
52-Week Price Change +34.00%
50-Day Moving Average 17.11
200-Day Moving Average 16.45
Relative Strength Index (RSI) 44.18
Average Volume (20 Days) 67,919

Short Selling Information

The latest short interest is 433,245, so 2.66% of the outstanding shares have been sold short.

Short Interest 433,245
Short Previous Month 486,314
Short % of Shares Out 2.66%
Short % of Float 3.22%
Short Ratio (days to cover) 4.64

Income Statement

In the last 12 months, FNRN had revenue of $77.84 million and earned $22.81 million in profits. Earnings per share was $1.38.

Revenue77.84M
Gross Profit 77.84M
Operating Income 31.32M
Pretax Income 30.39M
Net Income 22.81M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.38
Full Income Statement

Balance Sheet

The company has $133.74 million in cash and $9.54 million in debt, with a net cash position of $124.20 million or $7.62 per share.

Cash & Cash Equivalents 133.74M
Total Debt 9.54M
Net Cash 124.20M
Net Cash Per Share $7.62
Equity (Book Value) 207.88M
Book Value Per Share 12.76
Working Capital -1.62B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $8.66 million and capital expenditures -$2.33 million, giving a free cash flow of $6.33 million.

Operating Cash Flow 8.66M
Capital Expenditures -2.33M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 6.33M
FCF Per Share $0.39
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 40.23%
Pretax Margin 39.04%
Profit Margin 29.31%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 8.40%

Dividends & Yields

FNRN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield 1.04%
Shareholder Yield 1.04%
Earnings Yield 8.38%
FCF Yield 2.33%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside
Graham Formula Value
Graham Formula Upside

Stock Splits

The last stock split was on February 27, 2026. It was a forward split with a ratio of 1.05:1.

Last Split Date Feb 27, 2026
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3