First Northern Community Bancorp (FNRN)
NASDAQ: FNRN · Real-Time Price · USD
17.59
+0.08 (0.46%)
Aug 14, 2026, 3:14 PM EDT - Market open

FNRN Statistics

Total Valuation

FNRN has a market cap or net worth of $288.39 million. The enterprise value is $169.78 million.

Market Cap288.39M
Enterprise Value 169.78M

Important Dates

The last earnings date was Wednesday, July 29, 2026, after market close.

Earnings Date Jul 29, 2026
Ex-Dividend Date n/a

Share Statistics

FNRN has 16.40 million shares outstanding. The number of shares has decreased by -1.30% in one year.

Current Share Class 16.40M
Shares Outstanding 16.40M
Shares Change (YoY) -1.30%
Shares Change (QoQ) +0.11%
Owned by Insiders (%) 9.44%
Owned by Institutions (%) 21.66%
Float 13.19M

Valuation Ratios

The trailing PE ratio is 12.87.

PE Ratio 12.87
Forward PE n/a
PS Ratio 3.82
Forward PS n/a
PB Ratio 1.32
P/TBV Ratio 1.35
P/FCF Ratio 45.44
P/OCF Ratio 33.22
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 7.47
EV / Sales 2.24
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 26.70

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.90
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.98%.

Return on Equity (ROE) 10.98%
Return on Assets (ROA) 1.19%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.27%
Revenue Per Employee $369,343
Profits Per Employee $110,907
Employee Count204
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FNRN has paid $6.05 million in taxes.

Income Tax 6.05M
Effective Tax Rate 21.11%

Stock Price Statistics

The stock price has increased by +59.00% in the last 52 weeks. The beta is 0.02, so FNRN's price volatility has been lower than the market average.

Beta (5Y) 0.02
52-Week Price Change +59.00%
50-Day Moving Average 17.93
200-Day Moving Average 15.08
Relative Strength Index (RSI) 45.54
Average Volume (20 Days) 114,153

Short Selling Information

The latest short interest is 563,457, so 3.44% of the outstanding shares have been sold short.

Short Interest 563,457
Short Previous Month 514,620
Short % of Shares Out 3.44%
Short % of Float 4.27%
Short Ratio (days to cover) 1.52

Income Statement

In the last 12 months, FNRN had revenue of $75.35 million and earned $22.63 million in profits. Earnings per share was $1.36.

Revenue75.35M
Gross Profit 75.35M
Operating Income 29.54M
Pretax Income 28.68M
Net Income 22.63M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.36
Full Income Statement

Balance Sheet

The company has $124.30 million in cash and $5.68 million in debt, with a net cash position of $118.61 million or $7.23 per share.

Cash & Cash Equivalents 124.30M
Total Debt 5.68M
Net Cash 118.61M
Net Cash Per Share $7.23
Equity (Book Value) 217.15M
Book Value Per Share 13.24
Working Capital -1.56B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $8.66 million and capital expenditures -$2.33 million, giving a free cash flow of $6.33 million.

Operating Cash Flow 8.66M
Capital Expenditures -2.33M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 6.33M
FCF Per Share $0.39
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 39.20%
Pretax Margin 38.06%
Profit Margin 30.03%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 8.40%

Dividends & Yields

FNRN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.30%
Shareholder Yield 1.30%
Earnings Yield 7.87%
FCF Yield 2.20%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 27, 2026. It was a forward split with a ratio of 1.05:1.

Last Split Date Feb 27, 2026
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3