First Northern Community Bancorp (FNRN)

FNRN Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	139.58	145.55	119.45	149.21	187.42	345.93
Investment Securities	623.28	258.08	284.89	273.65	307	248.08
Mortgage-Backed Securities	-	369.34	365.03	318.42	332.04	397.41
Total Investments	623.28	627.42	649.93	592.07	639.04	645.49
Gross Loans	-	1,065	1,063	1,069	984.93	867.9
Allowance for Loan Losses	-	-14.52	-15.89	-16.6	-14.79	-13.95
Other Adjustments to Gross Loans	-	-	-	-	-	-1.23
Net Loans	-	1,050	1,047	1,052	970.14	852.72
Property, Plant & Equipment	-	14.1	12.4	14.04	11.03	11.69
Other Intangible Assets	-	4.33	3.32	4.14	-	-
Loans Held for Sale	1,065	-	-	-	-	1.06
Accrued Interest Receivable	-	18.15	7.34	6.81	5.75	4.57
Other Current Assets	-	8.13	5.5	5.87	7.13	5.69
Long-Term Deferred Tax Assets	-	12.97	19.04	19.59	24.18	5.66
Other Real Estate Owned & Foreclosed	-	1.24	-	-	-	-
Other Long-Term Assets	97.06	17.71	17.37	17.12	17.25	19.19
Total Assets	1,925	1,911	1,892	1,872	1,871	1,899
Interest Bearing Deposits	1,695	993.39	988.14	921.32	942.46	896.89
Institutional Deposits	-	53.63	41.37	26.32	9.24	11
Non-Interest Bearing Deposits	-	632.13	670.58	744.8	775.17	820.41
Total Deposits	1,695	1,679	1,700	1,692	1,727	1,728
Current Portion of Leases	-	1.09	-	-	-	-
Accrued Interest Payable	-	0.72	1.22	1.57	0.09	0.04
Long-Term Leases	-	4.71	3.65	4.59	5.42	5.66
Pension & Post-Retirement Benefits	-	4.79	4.9	5.3	5.54	5.28
Other Long-Term Liabilities	16.05	8.49	5.54	8.69	8.4	8.89
Total Liabilities	1,711	1,699	1,715	1,713	1,746	1,748
Common Stock	213.8	134.57	127.9	123.24	116.1	109.79
Additional Paid-In Capital	-	0.98	0.98	0.98	0.98	0.98
Retained Earnings	-	91.95	81.3	68.76	54.49	44.34
Comprehensive Income & Other	-	-15.48	-33.85	-33.73	-46.53	-4.2
Shareholders' Equity	213.8	212.02	176.33	159.25	125.04	150.91
Total Liabilities & Equity	1,925	1,911	1,892	1,872	1,871	1,899
Total Debt	-	5.8	3.65	4.59	5.42	5.66
Net Cash (Debt)	139.58	149.94	131.88	164.34	202.94	353.54
Net Cash Growth	12.67%	13.70%	-19.75%	-19.02%	-42.60%	29.67%
Net Cash Per Share	8.51	9.05	7.81	9.73	12.07	20.46
Filing Date Shares Outstanding	16.41	15.68	15.94	16.35	16.25	16.13
Total Common Shares Outstanding	16.41	16.41	16.74	17.07	16.96	16.83
Book Value Per Share	13.03	12.92	10.53	9.33	7.37	8.96
Tangible Book Value	213.8	207.69	173.01	155.1	125.04	150.91
Tangible Book Value Per Share	13.03	12.66	10.34	9.09	7.37	8.96

Source: S&P Global Market Intelligence. Banks template. Financial Sources.