Interest Income on Loans | 77.52 | 74.76 | 62.13 | 41.57 | 44.87 | |
Interest Income on Investments | 11.66 | 11.02 | 9.9 | 9.08 | 6.75 | |
Total Interest Income | 89.18 | 85.78 | 72.04 | 50.66 | 51.62 | |
Interest Paid on Deposits | 35.16 | 25.44 | 3.6 | 2 | 5.32 | |
Interest Paid on Borrowings | 5.57 | 5.79 | 1.28 | 0.08 | 0.42 | |
Total Interest Expense | 40.73 | 31.23 | 4.89 | 2.08 | 5.74 | |
Net Interest Income | 48.45 | 54.56 | 67.15 | 48.58 | 45.88 | |
Net Interest Income Growth (YoY) | -11.20% | -18.75% | 38.24% | 5.87% | 6.31% | |
Trust Income | 2.86 | 2.48 | 2.11 | 2.38 | 2.14 | |
Gain (Loss) on Sale of Assets | - | 0.28 | -1.54 | - | - | |
Gain (Loss) on Sale of Investments | 0.71 | -0.05 | 0.66 | 1.99 | 2.35 | |
Other Non-Interest Income | 6.29 | 7.24 | 7.35 | 6.24 | 6 | |
Total Non-Interest Income | 22.65 | 11.02 | 9.97 | 15.95 | 18.15 | |
Non-Interest Income Growth (YoY) | 105.47% | 10.51% | -37.45% | -12.13% | 73.42% | |
Revenues Before Loan Losses | 71.09 | 65.58 | 77.12 | 64.52 | 64.03 | |
Provision for Loan Losses | -0.5 | 2.03 | - | 1.51 | 3.69 | |
Revenue | 71.6 | 63.55 | 77.12 | 63.01 | 60.34 | |
Revenue Growth (YoY) | 12.66% | -17.60% | 22.39% | 4.43% | 18.23% | |
Salaries and Employee Benefits | 27.74 | 26.94 | 28.12 | 23.67 | 22.44 | |
Occupancy Expenses | 8.25 | 6.56 | 6.79 | 5.54 | 4.93 | |
Federal Deposit Insurance | 1.79 | 2 | 1.23 | 0.86 | 0.79 | |
Selling, General & Administrative | 13.12 | 7.9 | 8.55 | 6.51 | 4.05 | |
Other Non-Interest Expense | 7.25 | 12.12 | 13.04 | 10.06 | 9.42 | |
Total Non-Interest Expense | 58.14 | 55.51 | 57.71 | 46.64 | 41.64 | |
EBT Excluding Unusual Items | 13.46 | 8.05 | 19.41 | 16.38 | 18.71 | |
Pretax Income | 13.46 | 8.05 | 16.56 | 16.38 | 18.71 | |
Income Tax Expense | 1.33 | -0.34 | 1.48 | 1.41 | 2.77 | |
Net Income | 12.13 | 8.38 | 15.08 | 14.96 | 15.93 | |
Net Income to Common | 12.13 | 8.38 | 15.08 | 14.96 | 15.93 | |
Net Income Growth | 44.75% | -44.43% | 0.78% | -6.08% | 31.70% | |
Basic Shares Outstanding | 4 | 4 | 4 | 3 | 3 | |
Diluted Shares Outstanding | 4 | 4 | 4 | 3 | 3 | |
Shares Change (YoY) | -0.26% | 2.12% | 20.60% | 0.44% | 1.08% | |
EPS (Basic) | 2.85 | 1.96 | 3.61 | 4.30 | 4.60 | |
EPS (Diluted) | 2.84 | 1.96 | 3.60 | 4.30 | 4.60 | |
EPS Growth | 44.90% | -45.56% | -16.28% | -6.52% | 30.31% | |
Dividend Per Share | 0.480 | 1.050 | 1.240 | 1.240 | 1.240 | |
Dividend Growth | -54.29% | -15.32% | - | - | 0.81% | |
Effective Tax Rate | 9.85% | - | 8.93% | 8.63% | 14.83% | |