Finward Bancorp (FNWD)
NASDAQ: FNWD · Real-Time Price · USD
32.98
0.00 (0.00%)
At close: May 29, 2026, 4:00 PM EDT
32.68
-0.30 (-0.91%)
After-hours: May 29, 2026, 5:40 PM EDT
Finward Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 9.87 | 8.09 | 12.13 | 8.38 | 15.08 | 14.96 |
Depreciation & Amortization | 5.92 | 6.19 | 7.29 | 7.16 | 5.97 | 4.56 |
Provision for Credit Losses | -0.6 | -0.21 | -0.5 | 2.03 | - | 1.51 |
Stock-Based Compensation | 0.48 | 0.45 | 0.57 | 0.72 | 0.74 | 0.57 |
Net Change in Loans Held-for-Sale | 4.11 | 1.4 | 0.18 | 2.28 | 4.77 | 11.12 |
Other Adjustments | -0.76 | -1.61 | -13.67 | -2.74 | -0.13 | -7.91 |
Changes in Accrued Interest and Accounts Receivable | 0.12 | -0.06 | 0.32 | -0.62 | -0.14 | -0.73 |
Changes in Accounts Payable | -0.29 | -0.34 | -2.45 | 2.73 | - | - |
Changes in Accrued Expenses | -1.48 | -5.83 | 3.8 | 1.34 | -3.48 | -8.83 |
Changes in Other Operating Activities | 0.87 | 1.82 | 2.14 | 2.93 | -5.08 | 1.78 |
Operating Cash Flow | 17.35 | 9.9 | 9.81 | 24.21 | 17.73 | 17.04 |
Operating Cash Flow Growth | 188.07% | 0.98% | -59.50% | 36.55% | 4.03% | -13.64% |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | - | - | - | 2.46 | -0.5 | 0.19 |
Net Change in Loans Held-for-Investment | 35.8 | 57.65 | 0.76 | -6.38 | -96.66 | 12.35 |
Net Change in Securities and Investments | 35.97 | 35.95 | 27.35 | 14.69 | 65.06 | -122.05 |
Payments for Business Acquisitions | - | - | - | - | 33.8 | - |
Capital Expenditures | -0.81 | -0.85 | -3.07 | -1.15 | -3.03 | -3.13 |
Sale of Property, Plant & Equipment | 0.82 | 0.82 | 17.68 | 0.8 | 1.8 | - |
Other Investing Activities | 0.7 | 1.31 | 0.07 | 4.61 | -1.59 | -13.29 |
Investing Cash Flow | 73.02 | 94.88 | 42.79 | 15.02 | -1.13 | -125.93 |
Net Change in Deposits | -31.31 | -33.6 | -52.86 | 38.4 | -134.22 | 131.86 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -4.24 | -0.41 | 1.99 | 22.62 | 0.92 | 0.72 |
Short-Term Debt Issued | 53.34 | 40 | 150 | 80 | 120 | - |
Short-Term Debt Repaid | -60 | -60 | -165 | -120 | - | - |
Net Short-Term Debt Issued (Repaid) | -6.66 | -20 | -15 | -40 | 120 | - |
Long-Term Debt Repaid | - | - | - | - | - | -6 |
Net Long-Term Debt Issued (Repaid) | - | - | - | - | - | -6 |
Common Dividends Paid | -1.56 | -1.56 | -2.07 | -5.34 | -5.08 | -4.31 |
Other Financing Activities | -0.21 | -0.15 | -0.09 | -0.2 | -0.12 | -0.13 |
Financing Cash Flow | -43.98 | -55.72 | -68.02 | 15.49 | -18.49 | 122.14 |
Net Cash Flow | 46.39 | 49.06 | -15.42 | 54.73 | -1.89 | 13.25 |
Free Cash Flow | 16.54 | 9.05 | 6.73 | 23.06 | 14.7 | 13.92 |
Free Cash Flow Growth | 82.80% | 34.42% | -70.81% | 56.90% | 5.63% | -13.04% |
FCF Margin | 24.27% | 13.66% | 9.40% | 36.45% | 18.69% | 22.08% |
Free Cash Flow Per Share | 3.85 | 2.11 | 1.57 | 5.39 | 3.51 | 4.00 |
Levered Free Cash Flow | 7.55 | -10.98 | 5.17 | -19.22 | 129.32 | 2.62 |
Unlevered Free Cash Flow | 4.33 | 0.93 | 8.04 | 12.4 | -5.76 | -6.34 |