Finward Bancorp (FNWD)
NASDAQ: FNWD · Real-Time Price · USD
43.99
+0.25 (0.57%)
Nov 9, 2026, 4:00 PM EST - Market closed
Finward Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 92.66 | 117.75 | 70.58 | 86.01 | 31.28 | 29.28 |
Investment Securities | 279.87 | 211.56 | 224.23 | 247.91 | 239.24 | 343.9 |
Trading Asset Securities | - | 3.69 | 5.51 | 5.63 | 9.01 | 2.83 |
Mortgage-Backed Securities | - | 104.67 | 109.33 | 123.46 | 134.12 | 184.7 |
Total Investments | 279.87 | 319.92 | 339.06 | 377 | 382.36 | 531.43 |
Gross Loans | 1,499 | 1,450 | 1,509 | 1,513 | 1,514 | 966.95 |
Allowance for Loan Losses | -17.54 | -17.51 | -16.91 | -18.77 | -12.9 | -13.34 |
Other Adjustments to Gross Loans | - | -0.04 | -0.05 | - | -0.02 | -0.23 |
Net Loans | 1,482 | 1,433 | 1,492 | 1,494 | 1,501 | 953.38 |
Property, Plant & Equipment | 43.5 | 44.98 | 47.26 | 38.44 | 40.21 | 31.39 |
Goodwill | 22.4 | 22.4 | 22.4 | 22.4 | 22.4 | 11.11 |
Other Intangible Assets | 0.9 | 1.17 | 1.86 | 3.27 | 4.79 | 3.13 |
Loans Held for Sale | 2.18 | 1.1 | 1.25 | 0.34 | 1.54 | 4.99 |
Accrued Interest Receivable | 7.8 | 7.78 | 7.72 | 8.05 | 7.42 | 5.44 |
Restricted Cash | - | 1.9 | - | - | - | 3.9 |
Long-Term Deferred Tax Assets | - | 24.82 | 29.46 | 28.07 | 29.24 | 2.85 |
Other Real Estate Owned & Foreclosed | - | - | - | 0.07 | - | - |
Other Long-Term Assets | 76.6 | 39.95 | 42.5 | 44.27 | 43.81 | 40.62 |
Total Assets | 2,014 | 2,021 | 2,061 | 2,108 | 2,070 | 1,621 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 35.98 | 14.92 | 35.38 | 20.36 | 14.45 | 12.66 |
Interest Bearing Deposits | 1,477 | 1,355 | 1,356 | 1,381 | 1,322 | 1,102 |
Institutional Deposits | - | 104.5 | 141.4 | 137.1 | 93.6 | 36.9 |
Non-Interest Bearing Deposits | 281.48 | 267.44 | 263.32 | 295.59 | 359.09 | 295.29 |
Total Deposits | 1,758 | 1,727 | 1,761 | 1,813 | 1,775 | 1,434 |
Short-Term Borrowings | 24.85 | 43.34 | 65.6 | 123.72 | 144.48 | 17.27 |
Current Portion of Leases | - | 1.62 | - | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 35 | 45 | 45 | - | - | - |
Long-Term Leases | - | 12.91 | - | - | - | - |
Other Long-Term Liabilities | 2 | 1.75 | 2.74 | 3.44 | - | - |
Total Liabilities | 1,856 | 1,847 | 1,909 | 1,961 | 1,934 | 1,464 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Additional Paid-In Capital | 71.23 | 70.33 | 70.03 | 69.56 | 69.03 | 30.43 |
Retained Earnings | 150.13 | 145.99 | 139.46 | 129.4 | 131.66 | 121.91 |
Comprehensive Income & Other | -63.52 | -41.66 | -58.08 | -51.61 | -64.3 | 4.28 |
Shareholders' Equity | 157.84 | 174.66 | 151.41 | 147.35 | 136.39 | 156.62 |
Total Liabilities & Equity | 2,014 | 2,021 | 2,061 | 2,108 | 2,070 | 1,621 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 59.85 | 102.88 | 110.6 | 123.72 | 144.48 | 17.27 |
Net Cash (Debt) | 32.81 | 18.56 | -34.51 | -32.08 | -101.73 | 16.55 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | 7.61 | 4.32 | -8.07 | -7.49 | -24.26 | 4.76 |
Filing Date Shares Outstanding | 4.33 | 4.33 | 4.32 | 4.3 | 4.3 | 4.29 |
Total Common Shares Outstanding | 4.33 | 4.33 | 4.31 | 4.3 | 4.3 | 3.48 |
Book Value Per Share | 36.45 | 40.37 | 35.10 | 34.28 | 31.73 | 45.00 |
Tangible Book Value | 134.55 | 151.1 | 127.16 | 121.68 | 109.2 | 142.38 |
Tangible Book Value Per Share | 31.07 | 34.92 | 29.48 | 28.31 | 25.41 | 40.91 |