Skip to main content
logo
Finward Bancorp (FNWD)
NASDAQ: FNWD · Real-Time Price · USD
43.42
+0.06 (0.14%)
Aug 21, 2026, 10:35 AM EDT - Market open

Finward Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6966.2571.663.2877.1263.01
Revenue Growth
8.19%-7.47%13.15%-17.95%22.39%4.43%
Net Income
9.828.0912.138.3815.0814.96
Earnings Per Share
2.271.882.841.963.604.30
EPS Growth
82.52%-33.80%44.90%-45.56%-16.28%-6.52%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
94.64121.4476.0991.6342.7533.81
Total Debt
95.3102.88110.6123.72144.4817.27
Net Cash (Debt)
-0.6618.56-34.51-32.08-101.7316.55
Net Cash Growth
------
Net Cash Per Share
-0.154.32-8.07-7.49-24.264.76

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-9.99.8124.2117.7317.04
Capital Expenditures
--0.85-3.07-1.15-3.03-3.13
Free Cash Flow
-9.056.7323.0614.713.92
Free Cash Flow Growth
-34.42%-70.81%56.90%5.63%-13.04%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
14.22%12.21%16.94%13.24%19.55%23.75%
FCF Margin
-13.66%9.40%36.45%19.06%22.08%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4800.3600.4801.0501.2401.240
Dividend Per Share Growth
0%-25.00%-54.29%-15.32%0%0%
Dividend Yield
1.10%1.03%1.75%4.33%3.71%3.02%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
19.1418.8310.0012.9510.3210.67
Forward PE
14.6714.1933.2717.058.80-
P/FCF Ratio
11.3616.8318.024.7110.5811.47
PS Ratio
2.722.301.691.722.022.53