Finward Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	119.65	70.58	86.01	31.28	33.18
Securities and Investments	316.23	333.55	371.37	373.35	528.6
Other Earning Assets	1.1	1.25	0.34	1.54	4.99
Gross Loans	1,450	1,509	1,513	1,514	966.72
Allowance for Loan Losses	-17.51	-16.91	-18.77	-12.9	-13.34
Net Loans	1,433	1,492	1,494	1,501	953.38
Net Property, Plant & Equipment	44.98	47.26	38.44	40.21	31.39
Accrued Interest and Accounts Receivable	7.78	7.72	8.05	7.42	5.44
Other Intangible Assets	1.17	1.86	3.27	4.79	3.13
Goodwill	22.4	22.4	22.4	22.4	11.11
Long-Term Investments	40.13	40.06	39.25	38.48	34.69
Other Non-Earning Assets	34.87	43.95	45.33	50.12	14.85
Total Assets	2,021	2,061	2,108	2,070	1,621
Interest-bearing deposits	1,460	1,497	1,518	1,416	1,139
Noninterest-bearing deposits	267.44	263.32	295.59	359.09	295.29
Total Deposits	1,727	1,761	1,813	1,775	1,434
Short-Term Interbank Borrowing and Repurchase Agreements	39.15	40.12	38.12	15.5	14.58
Accrued Expenses	34.84	43.6	29.39	23.43	15.35
Long-Term Debt	45.55	65	80	120	-
Other Liabilities	34.84	43.6	29.39	23.43	15.35
Total Liabilities	1,847	1,909	1,961	1,934	1,464
Additional Paid-in Capital	70.33	70.03	69.56	69.03	30.43
Accumulated Other Comprehensive Income	-41.66	-58.08	-51.61	-64.3	4.28
Retained Earnings	145.99	139.46	129.4	131.66	121.91
Shareholders' Equity	174.66	151.41	147.35	136.39	156.62
Total Liabilities & Equity	2,021	2,061	2,108	2,070	1,621
Total Debt	45.55	65	80	120	0
Net Cash (Debt)	-45.55	-65	-80	-120	-0
Net Cash Per Share	-10.61	-15.21	-18.68	-28.62	-
Book Value	174.66	151.41	147.35	136.39	156.62
Book Value Per Share	40.69	35.42	34.41	32.52	45.04
Tangible Book Value	151.1	127.16	121.68	109.2	142.38
Tangible Book Value Per Share	35.20	29.75	28.41	26.04	40.95

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q