Finward Bancorp Statistics
Total Valuation
Finward Bancorp has a market cap or net worth of $125.57 million. The enterprise value is $160.06 million.
Important Dates
The next estimated earnings date is Wednesday, April 23, 2025, after market close.
| Earnings Date | Apr 23, 2025 |
| Ex-Dividend Date | Jan 21, 2025 |
Share Statistics
Finward Bancorp has 4.31 million shares outstanding. The number of shares has decreased by -0.26% in one year.
| Current Share Class | 4.31M |
| Shares Outstanding | 4.31M |
| Shares Change (YoY) | -0.26% |
| Shares Change (QoQ) | +0.76% |
| Owned by Insiders (%) | 12.86% |
| Owned by Institutions (%) | 27.63% |
| Float | 3.40M |
Valuation Ratios
The trailing PE ratio is 10.21 and the forward PE ratio is 26.14.
| PE Ratio | 10.21 |
| Forward PE | 26.14 |
| PS Ratio | 1.73 |
| Forward PS | 1.80 |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.20 |
| EV / Sales | 2.24 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.12%.
| Return on Equity (ROE) | 8.12% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $235,516 |
| Profits Per Employee | $39,901 |
| Employee Count | 304 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Finward Bancorp has paid $1.33 million in taxes.
| Income Tax | 1.33M |
| Effective Tax Rate | 9.85% |
Stock Price Statistics
The stock price has increased by +18.33% in the last 52 weeks. The beta is 0.56, so Finward Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +18.33% |
| 50-Day Moving Average | 27.48 |
| 200-Day Moving Average | 28.51 |
| Relative Strength Index (RSI) | 61.65 |
| Average Volume (20 Days) | 5,082 |
Short Selling Information
The latest short interest is 4,604, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 4,604 |
| Short Previous Month | 6,268 |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.14% |
| Short Ratio (days to cover) | 1.33 |
Income Statement
In the last 12 months, Finward Bancorp had revenue of $71.60 million and earned $12.13 million in profits. Earnings per share was $2.84.
| Revenue | 71.60M |
| Gross Profit | 71.60M |
| Operating Income | 15.25M |
| Pretax Income | 15.74M |
| Net Income | 12.13M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.84 |
Full Income StatementBalance Sheet
The company has $70.58 million in cash and $105.12 million in debt, giving a net cash position of -$34.53 million or -$8.01 per share.
| Cash & Cash Equivalents | 70.58M |
| Total Debt | 105.12M |
| Net Cash | -34.53M |
| Net Cash Per Share | -$8.01 |
| Equity (Book Value) | 151.41M |
| Book Value Per Share | 35.10 |
| Working Capital | -1.83B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 21.29% |
| Pretax Margin | 18.79% |
| Profit Margin | 16.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |