Finward Bancorp Statistics
Total Valuation
Finward Bancorp has a market cap or net worth of $125.87 million. The enterprise value is $171.17 million.
Important Dates
The next estimated earnings date is Wednesday, July 23, 2025, after market close.
Earnings Date | Jul 23, 2025 |
Ex-Dividend Date | Apr 28, 2025 |
Share Statistics
Finward Bancorp has 4.33 million shares outstanding. The number of shares has increased by 0.39% in one year.
Current Share Class | 4.33M |
Shares Outstanding | 4.33M |
Shares Change (YoY) | +0.39% |
Shares Change (QoQ) | -0.68% |
Owned by Insiders (%) | 12.53% |
Owned by Institutions (%) | 26.45% |
Float | 3.39M |
Valuation Ratios
The trailing PE ratio is 37.52 and the forward PE ratio is 23.47.
PE Ratio | 37.52 |
Forward PE | 23.47 |
PS Ratio | 2.02 |
Forward PS | 1.76 |
PB Ratio | 0.83 |
P/TBV Ratio | 0.99 |
P/FCF Ratio | 36.22 |
P/OCF Ratio | 20.91 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 51.78 |
EV / Sales | 2.79 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 49.26 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 35.13 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.18%.
Return on Equity (ROE) | 2.18% |
Return on Assets (ROA) | 0.16% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $196,262 |
Profits Per Employee | $10,562 |
Employee Count | 313 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, Finward Bancorp has paid $514,000 in taxes.
Income Tax | 514,000 |
Effective Tax Rate | 13.46% |
Stock Price Statistics
The stock price has increased by +18.20% in the last 52 weeks. The beta is 0.31, so Finward Bancorp's price volatility has been lower than the market average.
Beta (5Y) | 0.31 |
52-Week Price Change | +18.20% |
50-Day Moving Average | 29.85 |
200-Day Moving Average | 29.35 |
Relative Strength Index (RSI) | 36.91 |
Average Volume (20 Days) | 5,444 |
Short Selling Information
The latest short interest is 10,368, so 0.24% of the outstanding shares have been sold short.
Short Interest | 10,368 |
Short Previous Month | 4,381 |
Short % of Shares Out | 0.24% |
Short % of Float | 0.31% |
Short Ratio (days to cover) | 1.25 |
Income Statement
In the last 12 months, Finward Bancorp had revenue of $61.43 million and earned $3.31 million in profits. Earnings per share was $0.78.
Revenue | 61.43M |
Gross Profit | 61.43M |
Operating Income | 5.54M |
Pretax Income | 15.74M |
Net Income | 3.31M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $0.78 |
Full Income Statement Balance Sheet
The company has $76.80 million in cash and $122.09 million in debt, giving a net cash position of -$45.30 million or -$10.47 per share.
Cash & Cash Equivalents | 76.80M |
Total Debt | 122.09M |
Net Cash | -45.30M |
Net Cash Per Share | -$10.47 |
Equity (Book Value) | 151.81M |
Book Value Per Share | 35.10 |
Working Capital | -1.75B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $6.02 million and capital expenditures -$2.55 million, giving a free cash flow of $3.48 million.
Operating Cash Flow | 6.02M |
Capital Expenditures | -2.55M |
Free Cash Flow | 3.48M |
FCF Per Share | $0.80 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 9.02% |
Pretax Margin | 6.22% |
Profit Margin | 5.38% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 5.66% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 1.65%.
Dividend Per Share | $0.48 |
Dividend Yield | 1.65% |
Dividend Growth (YoY) | -44.19% |
Years of Dividend Growth | n/a |
Payout Ratio | 61.88% |
Buyback Yield | -0.39% |
Shareholder Yield | 1.26% |
Earnings Yield | 2.63% |
FCF Yield | 2.76% |
Dividend Details Analyst Forecast
The average price target for Finward Bancorp is $34.00, which is 16.84% higher than the current price. The consensus rating is "Buy".
Price Target | $34.00 |
Price Target Difference | 16.84% |
Analyst Consensus | Buy |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
The last stock split was on March 22, 1999. It was a forward split with a ratio of 2:1.
Last Split Date | Mar 22, 1999 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |