Finward Bancorp Statistics
Total Valuation
FNWD has a market cap or net worth of $105.77 million. The enterprise value is $165.13 million.
| Market Cap | 105.77M |
| Enterprise Value | 165.13M |
Important Dates
The next estimated earnings date is Tuesday, July 9, 2024, before market open.
| Earnings Date | Jul 9, 2024 |
| Ex-Dividend Date | Jul 19, 2024 |
Share Statistics
FNWD has 4.31 million shares outstanding. The number of shares has decreased by -0.11% in one year.
| Shares Outstanding | 4.31M |
| Shares Change (YoY) | -0.11% |
| Shares Change (QoQ) | -0.03% |
| Owned by Insiders (%) | 13.34% |
| Owned by Institutions (%) | 29.18% |
| Float | 3.38M |
Valuation Ratios
The trailing PE ratio is 6.80.
| PE Ratio | 6.80 |
| Forward PE | n/a |
| PS Ratio | 1.47 |
| Forward PS | 1.62 |
| PB Ratio | 0.70 |
| P/FCF Ratio | 2.85 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.02, with an EV/FCF ratio of 4.45.
| EV / Earnings | 10.71 |
| EV / Sales | 2.30 |
| EV / EBITDA | 7.02 |
| EV / EBIT | 10.49 |
| EV / FCF | 4.45 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.87 |
| Debt / EBITDA | 5.57 |
| Debt / FCF | 3.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.10% and return on invested capital (ROIC) is 5.45%.
| Return on Equity (ROE) | 11.10% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 5.45% |
| Revenue Per Employee | $259,938 |
| Profits Per Employee | $55,866 |
| Employee Count | 276 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FNWD has paid $316,000 in taxes.
| Income Tax | 316,000 |
| Effective Tax Rate | 2.01% |
Stock Price Statistics
The stock price has increased by +5.73% in the last 52 weeks. The beta is 0.55, so FNWD's price volatility has been lower than the market average.
| Beta (5Y) | 0.55 |
| 52-Week Price Change | +5.73% |
| 50-Day Moving Average | 24.52 |
| 200-Day Moving Average | 23.19 |
| Relative Strength Index (RSI) | 52.09 |
| Average Volume (20 Days) | 4,034 |
Short Selling Information
The latest short interest is 8,215, so 0.19% of the outstanding shares have been sold short.
| Short Interest | 8,215 |
| Short Previous Month | 7,032 |
| Short % of Shares Out | 0.19% |
| Short % of Float | 0.24% |
| Short Ratio (days to cover) | 2.45 |
Income Statement
In the last 12 months, FNWD had revenue of $71.74 million and earned $15.42 million in profits. Earnings per share was $3.61.
| Revenue | 71.74M |
| Gross Profit | 71.74M |
| Operating Income | 15.74M |
| Pretax Income | 15.74M |
| Net Income | 15.42M |
| EBITDA | 23.53M |
| EBIT | 15.74M |
| Earnings Per Share (EPS) | $3.61 |
Balance Sheet
The company has $71.78 million in cash and $131.14 million in debt, giving a net cash position of -$59.36 million or -$13.77 per share.
| Cash & Cash Equivalents | 71.78M |
| Total Debt | 131.14M |
| Net Cash | -59.36M |
| Net Cash Per Share | -$13.77 |
| Equity (Book Value) | 151.58M |
| Book Value Per Share | 35.17 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $20.24 million and capital expenditures $16.89 million, giving a free cash flow of $37.12 million.
| Operating Cash Flow | 20.24M |
| Capital Expenditures | 16.89M |
| Free Cash Flow | 37.12M |
| FCF Per Share | $8.64 |
Margins
Gross margin is 100.00%, with operating and profit margins of 21.93% and 21.49%.
| Gross Margin | 100.00% |
| Operating Margin | 21.93% |
| Pretax Margin | 21.93% |
| Profit Margin | 21.49% |
| EBITDA Margin | 32.80% |
| EBIT Margin | 21.93% |
| FCF Margin | 51.74% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 1.96%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 1.96% |
| Dividend Growth (YoY) | -45.97% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 13.30% |
| Buyback Yield | 0.11% |
| Shareholder Yield | 2.07% |
| Earnings Yield | 14.58% |
| FCF Yield | 35.10% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 22, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 22, 1999 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |