Finward Bancorp Statistics
Total Valuation
Finward Bancorp has a market cap or net worth of $133.97 million. The enterprise value is $173.36 million.
Important Dates
The next estimated earnings date is Tuesday, May 6, 2025, after market close.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Apr 28, 2025 |
Share Statistics
Finward Bancorp has 4.32 million shares outstanding. The number of shares has decreased by -0.18% in one year.
| Current Share Class | 4.32M |
| Shares Outstanding | 4.32M |
| Shares Change (YoY) | -0.18% |
| Shares Change (QoQ) | +0.76% |
| Owned by Insiders (%) | 13.16% |
| Owned by Institutions (%) | 27.56% |
| Float | 3.41M |
Valuation Ratios
The trailing PE ratio is 10.89 and the forward PE ratio is 29.04.
| PE Ratio | 10.89 |
| Forward PE | 29.04 |
| PS Ratio | 1.84 |
| Forward PS | 1.91 |
| PB Ratio | 0.88 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | 19.87 |
| P/OCF Ratio | 13.64 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.29 |
| EV / Sales | 2.42 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 25.76 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 16.43 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.12%.
| Return on Equity (ROE) | 8.12% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $228,744 |
| Profits Per Employee | $38,754 |
| Employee Count | 313 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Finward Bancorp has paid $1.33 million in taxes.
| Income Tax | 1.33M |
| Effective Tax Rate | 9.85% |
Stock Price Statistics
The stock price has increased by +26.14% in the last 52 weeks. The beta is 0.31, so Finward Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.31 |
| 52-Week Price Change | +26.14% |
| 50-Day Moving Average | 28.40 |
| 200-Day Moving Average | 28.92 |
| Relative Strength Index (RSI) | 75.77 |
| Average Volume (20 Days) | 8,365 |
Short Selling Information
The latest short interest is 3,007, so 0.07% of the outstanding shares have been sold short.
| Short Interest | 3,007 |
| Short Previous Month | 4,604 |
| Short % of Shares Out | 0.07% |
| Short % of Float | 0.09% |
| Short Ratio (days to cover) | 0.59 |
Income Statement
In the last 12 months, Finward Bancorp had revenue of $71.60 million and earned $12.13 million in profits. Earnings per share was $2.84.
| Revenue | 71.60M |
| Gross Profit | 71.60M |
| Operating Income | 15.25M |
| Pretax Income | 15.74M |
| Net Income | 12.13M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.84 |
Full Income StatementBalance Sheet
The company has $70.99 million in cash and $110.60 million in debt, giving a net cash position of -$39.61 million or -$9.16 per share.
| Cash & Cash Equivalents | 70.99M |
| Total Debt | 110.60M |
| Net Cash | -39.61M |
| Net Cash Per Share | -$9.16 |
| Equity (Book Value) | 151.41M |
| Book Value Per Share | 35.10 |
| Working Capital | -1.82B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.81 million and capital expenditures -$3.07 million, giving a free cash flow of $6.73 million.
| Operating Cash Flow | 9.81M |
| Capital Expenditures | -3.07M |
| Free Cash Flow | 6.73M |
| FCF Per Share | $1.56 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 21.29% |
| Pretax Margin | 18.79% |
| Profit Margin | 16.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.40% |