Finward Bancorp Statistics
Total Valuation
FNWD has a market cap or net worth of $121.26 million. The enterprise value is $177.55 million.
Important Dates
The next estimated earnings date is Tuesday, January 28, 2025, after market close.
| Earnings Date | Jan 28, 2025 |
| Ex-Dividend Date | Oct 18, 2024 |
Share Statistics
FNWD has 4.31 million shares outstanding. The number of shares has decreased by -0.30% in one year.
| Current Share Class | 4.31M |
| Shares Outstanding | 4.31M |
| Shares Change (YoY) | -0.30% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 12.72% |
| Owned by Institutions (%) | 22.97% |
| Float | 3.41M |
Valuation Ratios
The trailing PE ratio is 10.37 and the forward PE ratio is 33.27.
| PE Ratio | 10.37 |
| Forward PE | 33.27 |
| PS Ratio | 1.72 |
| Forward PS | 1.80 |
| PB Ratio | 0.76 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 144.53 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.39 |
| EV / Sales | 2.55 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.28%.
| Return on Equity (ROE) | 8.28% |
| Return on Assets (ROA) | 0.55% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $229,036 |
| Profits Per Employee | $37,961 |
| Employee Count | 304 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FNWD has paid $400,000 in taxes.
| Income Tax | 400,000 |
| Effective Tax Rate | 3.35% |
Stock Price Statistics
The stock price has increased by +11.37% in the last 52 weeks. The beta is 0.55, so FNWD's price volatility has been lower than the market average.
| Beta (5Y) | 0.55 |
| 52-Week Price Change | +11.37% |
| 50-Day Moving Average | 30.79 |
| 200-Day Moving Average | 27.60 |
| Relative Strength Index (RSI) | 28.60 |
| Average Volume (20 Days) | 3,248 |
Short Selling Information
The latest short interest is 3,648, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 3,648 |
| Short Previous Month | 3,460 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.11% |
| Short Ratio (days to cover) | 1.13 |
Income Statement
In the last 12 months, FNWD had revenue of $69.63 million and earned $11.54 million in profits. Earnings per share was $2.71.
| Revenue | 69.63M |
| Gross Profit | 69.63M |
| Operating Income | 13.77M |
| Pretax Income | 15.74M |
| Net Income | 11.54M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.71 |
Full Income StatementBalance Sheet
The company has $76.52 million in cash and $132.81 million in debt, giving a net cash position of -$56.29 million or -$13.05 per share.
| Cash & Cash Equivalents | 76.52M |
| Total Debt | 132.81M |
| Net Cash | -56.29M |
| Net Cash Per Share | -$13.05 |
| Equity (Book Value) | 159.56M |
| Book Value Per Share | 36.99 |
| Working Capital | -1.78B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $839,000 and capital expenditures -$3.22 million, giving a free cash flow of -$2.38 million.
| Operating Cash Flow | 839,000 |
| Capital Expenditures | -3.22M |
| Free Cash Flow | -2.38M |
| FCF Per Share | -$0.55 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 19.77% |
| Pretax Margin | 17.15% |
| Profit Margin | 16.57% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |