Finance of America Companies Inc. (FOA)
NYSE: FOA · Real-Time Price · USD
11.37
-0.28 (-2.40%)
Nov 11, 2026, 4:00 PM EST - Market closed
FOA Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 2,022 | 1,920 | 1,905 | 1,629 | 6.04 | 56.59 |
Total Interest Expense | 1,837 | 1,717 | 1,679 | 1,392 | 118.65 | 142.06 |
Net Interest Income | 185.08 | 203.21 | 226.52 | 236.99 | -112.61 | -85.47 |
Commissions and Fees | 29.08 | 29.49 | 29.55 | 43.45 | 81.82 | 547.44 |
Gain (Loss) on Sale of Loans & Receivables | - | - | - | -24.99 | -5.93 | 855.86 |
Revenue Before Loan Losses | 214.16 | 232.7 | 256.06 | 255.45 | -36.73 | 1,318 |
Provision for Loan Losses | 15.96 | -264.74 | -80.2 | 22.47 | -89.49 | -418.41 |
| 198.2 | 497.44 | 336.26 | 232.98 | 52.76 | 1,736 | |
Revenue Growth | -37.36% | 47.93% | 44.33% | 341.57% | -96.96% | -3.55% |
Salaries & Employee Benefits | 166.92 | 145.77 | 138.36 | 178.32 | 206.94 | 1,007 |
Cost of Services Provided | 196.72 | 182.77 | 164.42 | 167.82 | 164.36 | 535.44 |
Total Operating Expenses | 403.04 | 367.13 | 341.73 | 388.51 | 413.33 | 1,542 |
Operating Income | -204.85 | 130.31 | -5.47 | -155.53 | -360.56 | 194.16 |
EBT Excluding Unusual Items | -184.15 | 115.5 | -10.49 | -154.05 | -328.57 | 199.41 |
Impairment of Goodwill | - | - | - | - | - | -1,294 |
Other Unusual Items | - | - | 56.19 | - | - | - |
Pretax Income | -186.55 | 113.1 | 42.82 | -166.84 | -343 | -1,196 |
Income Tax Expense | -61.89 | 3.52 | 2.4 | -0.59 | -17.13 | -19.53 |
Earnings From Continuing Ops. | -124.67 | 109.58 | 40.42 | -166.25 | -325.87 | -1,177 |
Earnings From Discontinued Ops. | -0.32 | -2.99 | -2.01 | -18.8 | -126.26 | - |
Net Income to Company | -124.99 | 106.59 | 38.41 | -185.05 | -452.13 | -1,177 |
Minority Interest in Earnings | 87.02 | -61.36 | -22.92 | 104.96 | 261.45 | 924.74 |
Net Income | -37.98 | 45.24 | 15.49 | -80.09 | -190.68 | -251.94 |
Preferred Dividends & Other Adjustments | 3.57 | 0.2 | - | - | - | 119.86 |
Net Income to Common | -41.55 | 45.04 | 15.49 | -80.09 | -190.68 | -371.8 |
Net Income Growth | - | 190.80% | - | - | - | - |
Shares Outstanding (Basic) | 9 | 10 | 10 | 8 | 6 | 6 |
Shares Outstanding (Diluted) | 9 | 27 | 23 | 8 | 19 | 19 |
Shares Change | -14.15% | 15.06% | 185.52% | -56.45% | -1.24% | - |
EPS (Basic) | -4.82 | 4.72 | 1.57 | -9.77 | -30.61 | -62.12 |
EPS (Diluted) | -13.81 | 3.83 | 1.27 | -9.77 | -22.53 | -65.25 |
EPS Growth | - | 201.49% | - | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -579.14 | -429.75 | -423.82 | -71.57 | 1,408 | -114.72 |
Free Cash Flow Per Share | -67.12 | -15.96 | -18.11 | -8.73 | 74.79 | -6.02 |
Operating Margin | -103.36% | 26.20% | -1.63% | -66.76% | -683.38% | 11.18% |
Profit Margin | -20.96% | 9.05% | 4.61% | -34.38% | -361.40% | -21.41% |
Free Cash Flow Margin | -292.20% | -86.39% | -126.04% | -30.72% | 2668.24% | -6.61% |
Effective Tax Rate | - | 3.11% | 5.60% | - | - | - |