First Bank (FRBA)

First Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	301.44	257.64	214.18	112.34	153.61
Investment Securities	43.88	47.43	67.47	87	65.44
Trading Asset Securities	10.43	14.45	14.37	13.51	1.98
Mortgage-Backed Securities	103.96	79.72	73.62	60.44	70.86
Total Investments	158.27	141.6	155.45	160.95	138.28
Gross Loans	3,297	3,148	3,025	2,341	2,130
Allowance for Loan Losses	-45.38	-37.77	-42.4	-25.47	-23.75
Other Adjustments to Gross Loans	-3.51	-3.45	-3.35	-3.51	-4.52
Net Loans	3,248	3,106	2,979	2,312	2,102
Property, Plant & Equipment	30.81	30.84	31.85	17.51	9.88
Goodwill	44.17	44.17	44.17	17.83	17.83
Other Intangible Assets	7.12	8.83	10.81	1.58	2.15
Accrued Interest Receivable	14.38	14.27	14.76	8.16	5.68
Restricted Cash	7.78	14.27	13.77	13.58	0.9
Long-Term Deferred Tax Assets	22.62	25.53	30.88	13.16	11.08
Other Real Estate Owned & Foreclosed	-	5.64	-	-	0.77
Other Long-Term Assets	123.61	131.07	114.35	75.51	81.87
Total Assets	3,958	3,780	3,609	2,733	2,524
Interest Bearing Deposits	2,422	2,372	2,325	1,682	1,303
Institutional Deposits	207.53	164.71	141.25	107.99	253.16
Non-Interest Bearing Deposits	572.35	519.32	501.76	503.86	558.78
Total Deposits	3,202	3,056	2,968	2,294	2,115
Short-Term Borrowings	10.43	14.45	14.37	13.51	1.98
Current Portion of Leases	3.35	-	-	-	-
Accrued Interest Payable	4.76	3.82	2.81	1.22	0.4
Long-Term Debt	41.06	36.89	66.97	34.86	43.07
Federal Home Loan Bank Debt, Long-Term	230	240	167.43	85.81	81.84
Long-Term Leases	9.59	9.89	10.6	7.33	-
Pension & Post-Retirement Benefits	0.81	0.83	0.84	0.26	0.21
Other Long-Term Liabilities	12.23	9.42	7.84	6.45	14.98
Total Liabilities	3,515	3,371	3,238	2,443	2,257
Common Stock	136.79	135.5	134.55	104.51	103.7
Additional Paid-In Capital	126.33	124.52	122.88	80.7	79.56
Retained Earnings	214.46	176.78	140.56	127.53	95.92
Treasury Stock	-31.2	-22.72	-21.38	-15.84	-12.32
Comprehensive Income & Other	-2.88	-4.93	-5.72	-7.33	-0.21
Shareholders' Equity	443.5	409.16	370.9	289.56	266.67
Total Liabilities & Equity	3,958	3,780	3,609	2,733	2,524
Total Debt	294.42	301.23	259.37	141.5	126.88
Net Cash (Debt)	18.19	-28.39	-29.82	-14.36	30.87
Net Cash Per Share	0.72	-1.12	-1.35	-0.73	1.56
Filing Date Shares Outstanding	25.1	25.15	25.1	19.57	19.62
Total Common Shares Outstanding	24.8	25.1	24.97	19.45	19.47
Book Value Per Share	17.88	16.30	14.85	14.89	13.69
Tangible Book Value	392.21	356.16	315.92	270.16	246.7
Tangible Book Value Per Share	15.81	14.19	12.65	13.89	12.67

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q