First Bank (FRBA)

First Bank Statistics

Total Valuation

First Bank has a market cap or net worth of $373.92 million. The enterprise value is $320.30 million.

Market Cap	373.92M
Enterprise Value	320.30M

Important Dates

The last earnings date was Monday, April 27, 2026, after market close.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	May 8, 2026

Share Statistics

First Bank has 25.06 million shares outstanding. The number of shares has decreased by -0.87% in one year.

Current Share Class	25.06M
Shares Outstanding	25.06M
Shares Change (YoY)	-0.87%
Shares Change (QoQ)	+0.94%
Owned by Insiders (%)	9.32%
Owned by Institutions (%)	47.94%
Float	20.83M

Valuation Ratios

The trailing PE ratio is 8.93 and the forward PE ratio is 8.85. First Bank's PEG ratio is 1.47.

PE Ratio	8.93
Forward PE	8.85
PS Ratio	2.80
Forward PS	2.37
PB Ratio	0.83
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.47

Enterprise Valuation

EV / Earnings	7.64
EV / Sales	2.40
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.70%.

Return on Equity (ROE)	9.70%
Return on Assets (ROA)	1.07%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.27%
Revenue Per Employee	$408,657
Profits Per Employee	$128,208
Employee Count	327
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Bank has paid $13.14 million in taxes.

Income Tax	13.14M
Effective Tax Rate	23.87%

Stock Price Statistics

The stock price has increased by +3.76% in the last 52 weeks. The beta is 0.53, so First Bank's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+3.76%
50-Day Moving Average	16.06
200-Day Moving Average	16.16
Relative Strength Index (RSI)	30.73
Average Volume (20 Days)	60,322

Short Selling Information

The latest short interest is 174,644, so 0.70% of the outstanding shares have been sold short.

Short Interest	174,644
Short Previous Month	195,024
Short % of Shares Out	0.70%
Short % of Float	0.84%
Short Ratio (days to cover)	2.87

Income Statement

In the last 12 months, First Bank had revenue of $133.63 million and earned $41.92 million in profits. Earnings per share was $1.67.

Revenue	133.63M
Gross Profit	133.63M
Operating Income	56.66M
Pretax Income	55.07M
Net Income	41.92M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.67

Balance Sheet

The company has $309.65 million in cash and $256.03 million in debt, with a net cash position of $53.62 million or $2.14 per share.

Cash & Cash Equivalents	309.65M
Total Debt	256.03M
Net Cash	53.62M
Net Cash Per Share	$2.14
Equity (Book Value)	449.38M
Book Value Per Share	17.93
Working Capital	-2.90B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.40%
Pretax Margin	41.21%
Profit Margin	31.37%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.41%.

Dividend Per Share	$0.36
Dividend Yield	2.41%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	n/a
Payout Ratio	17.97%
Buyback Yield	0.87%
Shareholder Yield	3.28%
Earnings Yield	11.21%
FCF Yield	n/a

Analyst Forecast

The average price target for First Bank is $17.67, which is 18.43% higher than the current price. The consensus rating is "Buy".

Price Target	$17.67
Price Target Difference	18.43%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2