First Bank (FRBA)

NASDAQ: FRBA · Real-Time Price · USD

18.79

+0.12 (0.64%)

At close: Aug 6, 2026, 4:00 PM EDT

18.81

+0.02 (0.11%)

Pre-market: Aug 7, 2026, 4:12 AM EDT

First Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	43.66	42.24	20.9	36.29	35.43
Depreciation & Amortization	4.21	4.32	2.85	1.56	1.58
Other Amortization	0.11	0.11	0.11	0.11	0.11
Gain (Loss) on Sale of Assets	-0.44	0.02	-	0.04	0.14
Gain (Loss) on Sale of Investments	-0.11	0.81	1.75	0.25	0.5
Total Asset Writedown	-8.95	-14.05	-6.83	-0.28	-0.69
Provision for Credit Losses	11.89	1.18	7.94	2.87	-0.23
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.15	1.08	120.33	0.78	-2
Accrued Interest Receivable	-0.12	0.5	-2.71	-2.48	1.14
Change in Other Net Operating Assets	14.28	-13.47	-3.75	2.53	2.77
Other Operating Activities	-1.47	1.32	-1.73	-6.53	-9.65
Operating Cash Flow	65.56	27.63	143.84	36.88	28.04
Operating Cash Flow Growth	137.33%	-80.79%	290.01%	31.52%	14.42%

Investing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	-2.9	-2.91	-3.12	-1.91	-0.19
Sale of Property, Plant and Equipment	4.02	1.09	-	-	0.75
Cash Acquisitions	-	-	-16.25	-	86.49
Investment in Securities	-22.13	12.24	97.21	-21.26	-36.06
Net Decrease (Increase) in Loans Originated / Sold - Investing	-139.42	-118.67	-64.92	-210.29	-41.75
Other Investing Activities	0.46	1.06	7.4	-0.36	-2.31
Investing Cash Flow	-155.11	-107.2	20.33	-233.08	7.04

Financing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Long-Term Debt Issued	429.32	390	520	132.44	-
Long-Term Debt Repaid	-435.2	-347.14	-572.58	-136.78	-79.3
Net Debt Issued (Repaid)	-5.89	42.86	-52.58	-4.35	-79.3
Issuance of Common Stock	1.05	0.54	0.26	0.72	0.24
Repurchase of Common Stock	-8.49	-1.34	-5.54	-3.52	-4.14
Common Dividends Paid	-5.98	-6.03	-5.32	-4.68	-2.94
Net Increase (Decrease) in Deposit Accounts	146.16	87.51	1.05	179.44	110.08
Financing Cash Flow	126.85	123.54	-62.13	167.6	23.96

Net Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash Flow	37.31	43.96	102.04	-28.59	59.03

Free Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	62.66	24.72	140.72	34.97	27.85
Free Cash Flow Growth	153.51%	-82.44%	302.37%	25.57%	15.33%
Free Cash Flow Margin	46.31%	19.21%	146.80%	36.96%	30.99%
Free Cash Flow Per Share	2.50	0.98	6.38	1.77	1.41

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash Interest Paid	97.32	97.64	69.51	11.04	9.36
Cash Income Tax Paid	6.24	4.7	7.84	10.72	11.56

SEC Filings: 10-K · 10-Q