First Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	43.66	42.24	20.9	36.29	35.43
Depreciation & Amortization	4.21	4.32	2.85	1.56	1.58
Other Amortization	0.11	0.11	0.11	0.11	0.11
Gain (Loss) on Sale of Assets	-0.44	0.02	-	0.04	0.14
Gain (Loss) on Sale of Investments	-0.11	0.81	1.75	0.25	0.5
Total Asset Writedown	-8.95	-14.05	-6.83	-0.28	-0.69
Provision for Credit Losses	11.89	1.18	7.94	2.87	-0.23
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.15	1.08	120.33	0.78	-2
Accrued Interest Receivable	-0.12	0.5	-2.71	-2.48	1.14
Change in Other Net Operating Assets	14.28	-13.47	-3.75	2.53	2.77
Other Operating Activities	-1.47	1.32	-1.73	-6.53	-9.65
Operating Cash Flow	65.56	27.63	143.84	36.88	28.04
Operating Cash Flow Growth	137.33%	-80.79%	290.01%	31.52%	14.42%
Capital Expenditures	-2.9	-2.91	-3.12	-1.91	-0.19
Sale of Property, Plant and Equipment	4.02	1.09	-	-	0.75
Cash Acquisitions	-	-	-16.25	-	86.49
Investment in Securities	-22.13	12.24	97.21	-21.26	-36.06
Net Decrease (Increase) in Loans Originated / Sold - Investing	-139.42	-118.67	-64.92	-210.29	-41.75
Other Investing Activities	0.46	1.06	7.4	-0.36	-2.31
Investing Cash Flow	-155.11	-107.2	20.33	-233.08	7.04
Long-Term Debt Issued	429.32	390	520	132.44	-
Long-Term Debt Repaid	-435.2	-347.14	-572.58	-136.78	-79.3
Net Debt Issued (Repaid)	-5.89	42.86	-52.58	-4.35	-79.3
Issuance of Common Stock	1.05	0.54	0.26	0.72	0.24
Repurchase of Common Stock	-8.49	-1.34	-5.54	-3.52	-4.14
Common Dividends Paid	-5.98	-6.03	-5.32	-4.68	-2.94
Net Increase (Decrease) in Deposit Accounts	146.16	87.51	1.05	179.44	110.08
Financing Cash Flow	126.85	123.54	-62.13	167.6	23.96
Net Cash Flow	37.31	43.96	102.04	-28.59	59.03
Free Cash Flow	62.66	24.72	140.72	34.97	27.85
Free Cash Flow Growth	153.51%	-82.44%	302.37%	25.57%	15.33%
Free Cash Flow Margin	46.31%	19.21%	146.80%	36.96%	30.99%
Free Cash Flow Per Share	2.50	0.98	6.38	1.77	1.41
Cash Interest Paid	97.32	97.64	69.51	11.04	9.36
Cash Income Tax Paid	6.24	4.7	7.84	10.72	11.56

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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