First Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	42.24	20.9	36.29	35.43
Depreciation & Amortization	4.32	2.85	1.56	1.58
Other Amortization	0.11	0.11	0.11	0.11
Gain (Loss) on Sale of Assets	0.02	-	0.04	0.14
Gain (Loss) on Sale of Investments	0.81	1.75	0.25	0.5
Total Asset Writedown	-14.05	-6.83	-0.28	-0.69
Provision for Credit Losses	1.18	7.94	2.87	-0.23
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.08	120.33	0.78	-2
Accrued Interest Receivable	0.5	-2.71	-2.48	1.14
Change in Other Net Operating Assets	-13.47	-3.75	2.53	2.77
Other Operating Activities	1.32	-1.73	-6.53	-9.65
Operating Cash Flow	27.63	143.84	36.88	28.04
Operating Cash Flow Growth	-80.79%	290.01%	31.52%	14.42%
Capital Expenditures	-2.91	-3.12	-1.91	-0.19
Sale of Property, Plant and Equipment	1.09	-	-	0.75
Cash Acquisitions	-	-16.25	-	86.49
Investment in Securities	12.24	97.21	-21.26	-36.06
Net Decrease (Increase) in Loans Originated / Sold - Investing	-118.67	-64.92	-210.29	-41.75
Other Investing Activities	1.06	7.4	-0.36	-2.31
Investing Cash Flow	-107.2	20.33	-233.08	7.04
Long-Term Debt Issued	390	520	132.44	-
Long-Term Debt Repaid	-347.14	-572.58	-136.78	-79.3
Net Debt Issued (Repaid)	42.86	-52.58	-4.35	-79.3
Issuance of Common Stock	0.54	0.26	0.72	0.24
Repurchase of Common Stock	-1.34	-5.54	-3.52	-4.14
Common Dividends Paid	-6.03	-5.32	-4.68	-2.94
Net Increase (Decrease) in Deposit Accounts	87.51	1.05	179.44	110.08
Financing Cash Flow	123.54	-62.13	167.6	23.96
Net Cash Flow	43.96	102.04	-28.59	59.03
Free Cash Flow	24.72	140.72	34.97	27.85
Free Cash Flow Growth	-82.44%	302.37%	25.57%	15.33%
Free Cash Flow Margin	19.21%	146.80%	36.96%	30.99%
Free Cash Flow Per Share	0.98	6.38	1.77	1.41
Cash Interest Paid	97.64	69.51	11.04	9.36
Cash Income Tax Paid	4.7	7.84	10.72	11.56

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q