GBLI Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	398.87	381.39	325.28	580.19	564.53
Investment Income	62.66	62.38	55.44	27.63	37.02
Net Gains on Investments	-3.67	0.46	-2.11	-32.93	15.89
Total Other Revenues	2.33	1.37	1.44	31.37	29.75
Revenue	450.1	441.19	528.13	628.53	678.27
Revenue Growth (YoY)	2.02%	-16.46%	-15.97%	-7.33%	16.23%
Insurance Benefits & Claims	228.28	213.19	289.15	359.23	384.96
Policy Amortization Costs	156.82	147.35	182.62	236.38	222.84
Other Operating Expenses	31.71	25.7	23.38	24.42	27.18
Operating Income	33.3	54.96	32.98	8.5	43.28
Interest Expense	-	-	-	-3	-10.48
Other Non-Operating Income (Expense)	-	-	-	-3.53	-
Total Non-Operating Income (Expense)	-	-	-	-6.53	-10.48
Pretax Income	33.3	54.96	32.98	1.97	32.8
Provision for Income Taxes	7.97	11.72	7.55	2.82	3.45
Net Income	24.89	42.8	24.99	-1.29	28.91
Net Income Attributable to Preferred Dividends	0.44	0.44	0.44	0.44	0.44
Net Income to Common	24.89	42.8	24.99	-1.29	28.91
Net Income Growth	-41.84%	71.28%	-	-	-
Shares Outstanding (Basic)	14	14	14	14	14
Shares Outstanding (Diluted)	14	14	14	14	15
Shares Change (YoY)	4.04%	0.29%	-5.63%	-1.24%	2.61%
EPS (Basic)	1.75	3.14	1.84	-0.09	2.00
EPS (Diluted)	1.75	3.12	1.83	-0.09	1.97
EPS Growth	-43.91%	70.49%	-	-	-
Free Cash Flow	0	38.84	42.89	44.24	90.8
Free Cash Flow Growth	-	-9.45%	-3.05%	-51.28%	177.93%
Free Cash Flow Per Share	-	2.83	3.14	3.05	6.19
Dividends Per Share	-	1.400	1.000	1.000	1.000
Dividend Growth	-	40.00%	-	-	-
Operating Margin	7.40%	12.46%	6.24%	1.35%	6.38%
Profit Margin	5.63%	9.80%	4.81%	-0.14%	4.33%
FCF Margin	0.00%	8.80%	8.12%	7.04%	13.39%
EBITDA	33.3	60.72	39.18	16.9	53.7
EBITDA Margin	7.40%	13.76%	7.42%	2.69%	7.92%
EBIT	33.3	54.96	32.98	8.5	43.28
EBIT Margin	7.40%	12.46%	6.24%	1.35%	6.38%
Effective Tax Rate	23.92%	21.32%	22.89%	143.13%	10.51%

Updated Mar 10, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

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