Greene County Bancorp, Inc. (GCBC)

United States Steel Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	117.71	71.54	60.05	47.13	45.28
Interest Income on Investments	-	32.12	24.58	16.32	13.05
Total Interest Income	117.71	103.66	84.63	63.44	58.33
Interest Paid on Deposits	57.58	49.71	20.06	3.48	4.22
Interest Paid on Borrowings	-	2.97	3.35	1.96	0.96
Total Interest Expense	57.58	52.69	23.41	5.44	5.18
Net Interest Income	60.12	50.98	61.22	58.01	53.15
Net Interest Income Growth (YoY)	17.93%	-16.73%	5.54%	9.14%	18.54%
Gain (Loss) on Sale of Investments	-	-	-0.25	-	-
Other Non-Interest Income	15.23	9.27	7.68	7.7	6.25
Total Non-Interest Income	15.23	13.91	12.15	12.14	9.67
Non-Interest Income Growth (YoY)	9.53%	14.51%	0.07%	25.55%	11.76%
Revenues Before Loan Losses	75.35	64.89	73.36	70.14	62.81
Provision for Loan Losses	1.32	0.77	-1.07	3.28	3.97
Revenue	74.04	64.12	74.44	66.86	58.84
Revenue Growth (YoY)	15.47%	-13.86%	11.32%	13.64%	18.68%
Salaries and Employee Benefits	-	20.22	18.82	16.23	15.01
Federal Deposit Insurance	-	1.29	1.09	0.83	0.74
Selling, General & Administrative	-	12.7	15.68	13.58	12.66
Other Non-Interest Expense	39.37	3.1	3.03	3.33	2.82
Total Non-Interest Expense	39.37	37.3	38.61	33.96	31.22
EBT Excluding Unusual Items	34.67	26.82	35.83	32.91	27.62
Pretax Income	34.67	26.82	35.83	32.91	27.62
Income Tax Expense	3.53	2.05	5.04	4.92	3.67
Net Income	31.14	24.77	30.79	27.99	23.94
Net Income to Common	31.14	24.77	30.79	27.99	23.94
Net Income Growth	25.71%	-19.54%	10.00%	16.89%	27.85%
Basic Shares Outstanding	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17
Shares Change (YoY)	-	-	-	-	-0.19%
EPS (Basic)	1.83	1.45	1.81	1.64	1.41
EPS (Diluted)	1.83	1.45	1.81	1.64	1.40
EPS Growth	26.12%	-19.80%	10.25%	16.73%	27.99%
Dividend Per Share	-	0.330	0.290	0.265	0.245
Dividend Growth	-	13.79%	9.43%	8.16%	8.89%
Effective Tax Rate	10.18%	7.64%	14.07%	14.95%	13.30%

Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q