Greene County Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 30, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	87.91	79.98	71.54	60.05	47.13	45.28
Interest Income on Investments	37.73	37.73	32.12	24.58	16.32	13.05
Total Interest Income	125.64	117.71	103.66	84.63	63.44	58.33
Interest Paid on Deposits	53.62	55.06	49.71	20.06	3.48	4.22
Interest Paid on Borrowings	2.53	2.53	2.97	3.35	1.96	0.96
Total Interest Expense	56.14	57.58	52.69	23.41	5.44	5.18
Net Interest Income	69.5	60.12	50.98	61.22	58.01	53.15
Net Interest Income Growth (YoY)	32.74%	17.93%	-16.73%	5.54%	9.14%	18.54%
Gain (Loss) on Sale of Investments	-1.24	-0.67	-	-0.25	-	-
Other Non-Interest Income	10.52	10.41	9.27	7.68	7.7	6.25
Total Non-Interest Income	14.15	14.62	13.91	12.15	12.14	9.67
Non-Interest Income Growth (YoY)	-4.00%	5.14%	14.51%	0.07%	25.55%	11.76%
Revenues Before Loan Losses	83.65	74.74	64.89	73.36	70.14	62.81
Provision for Loan Losses	1.66	1.32	0.77	-1.07	3.28	3.97
Revenue	81.99	73.43	64.12	74.44	66.86	58.84
Revenue Growth (YoY)	24.51%	14.52%	-13.86%	11.32%	13.64%	18.68%
Salaries and Employee Benefits	21.13	21.13	20.22	18.82	16.23	15.01
Federal Deposit Insurance	1.37	1.37	1.29	1.09	0.83	0.74
Selling, General & Administrative	13.11	13.11	12.7	15.68	13.58	12.66
Other Non-Interest Expense	4.74	3.15	3.1	3.03	3.33	2.82
Total Non-Interest Expense	40.35	38.76	37.3	38.61	33.96	31.22
EBT Excluding Unusual Items	41.64	34.67	26.82	35.83	32.91	27.62
Pretax Income	41.64	34.67	26.82	35.83	32.91	27.62
Income Tax Expense	5.09	3.53	2.05	5.04	4.92	3.67
Net Income	36.55	31.14	24.77	30.79	27.99	23.94
Net Income to Common	36.55	31.14	24.77	30.79	27.99	23.94
Net Income Growth	38.74%	25.71%	-19.54%	10.00%	16.89%	27.85%
Basic Shares Outstanding	17	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17	17
Shares Change (YoY)	-	-	-	-	-	-0.19%
EPS (Basic)	2.15	1.83	1.45	1.81	1.64	1.41
EPS (Diluted)	2.15	1.83	1.45	1.81	1.64	1.40
EPS Growth	39.39%	26.12%	-19.80%	10.25%	16.73%	27.99%
Dividend Per Share	0.390	0.370	0.330	0.290	0.265	0.245
Dividend Growth	11.43%	12.12%	13.79%	9.43%	8.16%	8.89%
Effective Tax Rate	12.23%	10.18%	7.64%	14.07%	14.95%	13.30%

Updated Jan 21, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q