Greene County Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	39.02	31.14	24.77	30.79	27.99	23.94
Depreciation & Amortization	1.11	1.07	0.93	0.87	0.83	0.78
Provision for Credit Losses	1.03	1.32	0.77	-1.07	3.28	3.97
Other Adjustments	-4.6	-2.39	-1.46	1.59	-1.73	-2.68
Changes in Accrued Interest and Accounts Receivable	-1.64	-2.11	-2.02	-3.33	-1.14	0.43
Changes in Accrued Expenses	4.21	2.6	2.04	0.26	5.95	2.86
Changes in Other Operating Activities	-1.86	-3.64	-0.11	-0.99	0.18	-1.54
Operating Cash Flow	37.26	27.98	24.91	28.11	35.35	27.75
Operating Cash Flow Growth	44.27%	12.32%	-11.39%	-20.49%	27.39%	3.85%
Net Change in Loans Held-for-Investment	-129.08	-128.67	-92.42	-157.95	-143.41	-92.93
Net Change in Securities and Investments	-44	-80.81	-35.67	159.95	-314.8	-283.25
Capital Expenditures	-0.93	-0.69	-1.51	-1.54	-1.05	-1.25
Other Investing Activities	-3.17	-	0.36	0.2	-11.93	-39.7
Investing Cash Flow	-180.36	-210.17	-129.24	0.66	-471.18	-417.14
Net Change in Deposits	117.84	250.61	-47.94	224.56	207.5	504.03
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	31.2	-41.3	115.3	-123.7	120.7	-14.88
Long-Term Debt Issued	-	4.19	34.16	-	29.5	19.58
Long-Term Debt Repaid	-2.2	-34.16	-	-	-	-7.6
Net Long-Term Debt Issued (Repaid)	-2.2	-29.97	34.16	-	29.5	11.98
Common Dividends Paid	-3.97	-4.48	-3.24	-2.19	-2.63	-2.43
Financing Cash Flow	127.06	174.87	98.28	98.67	355.06	498.7
Net Cash Flow	-16.03	-7.32	-6.05	127.44	-80.77	109.31
Free Cash Flow	36.33	27.29	23.4	26.57	34.3	26.5
Free Cash Flow Growth	33.15%	16.60%	-11.93%	-22.54%	29.45%	3.48%
FCF Margin	22.63%	20.34%	20.33%	19.59%	27.47%	23.66%
Free Cash Flow Per Share	2.13	1.60	1.37	1.56	2.01	1.56

SEC Filings: 10-K · 10-Q