Greene County Bancorp, Inc. (GCBC)
NASDAQ: GCBC · Real-Time Price · USD
35.76
-0.11 (-0.31%)
Oct 30, 2026, 4:00 PM EDT - Market closed
Greene County Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Operating Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Income | 41.02 | 31.14 | 24.77 | 30.79 | 27.99 |
Depreciation & Amortization | 1.13 | 1.07 | 0.93 | 0.87 | 0.83 |
Other Amortization | 0.52 | 0.57 | 0.58 | 0.44 | -3.16 |
Gain (Loss) on Sale of Assets | - | - | -0.06 | 0.03 | -0.04 |
Gain (Loss) on Sale of Investments | -1.81 | 0.36 | 0.3 | 2.67 | 3.39 |
Provision for Credit Losses | 2.03 | 1.32 | 0.77 | -1.07 | 3.28 |
Accrued Interest Receivable | -0.8 | -2.11 | -2.02 | -3.33 | -1.14 |
Change in Income Taxes | 0.44 | 0.43 | 0.32 | -1.12 | -0 |
Change in Other Net Operating Assets | 4.16 | -1.47 | 1.61 | 0.39 | 6.13 |
Other Operating Activities | -4.4 | -3.25 | -2.26 | -1.52 | -1.95 |
Operating Cash Flow | 42.3 | 27.98 | 24.91 | 28.11 | 35.35 |
Operating Cash Flow Growth | 51.19% | 12.32% | -11.39% | -20.49% | 27.39% |
Investing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Capital Expenditures | -0.74 | -0.69 | -1.51 | -1.54 | -1.05 |
Investment in Securities | -40.9 | -82.6 | -30.05 | 154.82 | -309.09 |
Income (Loss) Equity Investments | 0.01 | -0.07 | -0.02 | -0.03 | 0.03 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -126.68 | -128.67 | -92.42 | -157.95 | -143.41 |
Other Investing Activities | -8.62 | 1.79 | -5.26 | 5.32 | -17.64 |
Investing Cash Flow | -176.93 | -210.17 | -129.24 | 0.66 | -471.18 |
Financing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Short-Term Debt Issued | 45 | - | 115.3 | - | 123.7 |
Long-Term Debt Issued | 1.98 | 4.19 | 34.16 | - | 29.5 |
Total Debt Issued | 46.98 | 4.19 | 149.46 | - | 153.2 |
Short-Term Debt Repaid | - | -41.3 | - | -123.7 | -3 |
Long-Term Debt Repaid | -20 | -34.16 | - | - | - |
Total Debt Repaid | -20 | -75.46 | - | -123.7 | -3 |
Net Debt Issued (Repaid) | 26.98 | -71.27 | 149.46 | -123.7 | 150.2 |
Repurchase of Common Stock | -0.03 | - | - | - | - |
Common Dividends Paid | -4.05 | -4.48 | -3.24 | -2.19 | -2.63 |
Net Increase (Decrease) in Deposit Accounts | 73.56 | 250.61 | -47.94 | 224.56 | 207.5 |
Financing Cash Flow | 96.46 | 174.87 | 98.28 | 98.67 | 355.06 |
Net Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Cash Flow | -38.17 | -7.32 | -6.05 | 127.44 | -80.77 |
Free Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Free Cash Flow | 41.56 | 27.29 | 23.4 | 26.57 | 34.3 |
Free Cash Flow Growth | 52.30% | 16.60% | -11.93% | -22.54% | 29.45% |
Free Cash Flow Margin | 45.90% | 37.16% | 36.50% | 35.70% | 51.30% |
Free Cash Flow Per Share | 2.44 | 1.60 | 1.37 | 1.56 | 2.02 |