Greene County Bancorp Statistics
Total Valuation
GCBC has a market cap or net worth of $584.48 million. The enterprise value is $593.99 million.
| Market Cap | 584.48M |
| Enterprise Value | 593.99M |
Important Dates
The next estimated earnings date is Tuesday, October 20, 2026, before market open.
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
GCBC has 17.03 million shares outstanding. The number of shares has decreased by -0.01% in one year.
| Current Share Class | 17.03M |
| Shares Outstanding | 17.03M |
| Shares Change (YoY) | -0.01% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 4.03% |
| Owned by Institutions (%) | 15.41% |
| Float | 7.12M |
Valuation Ratios
The trailing PE ratio is 14.25.
| PE Ratio | 14.25 |
| Forward PE | n/a |
| PS Ratio | 6.45 |
| Forward PS | n/a |
| PB Ratio | 2.10 |
| P/TBV Ratio | 2.10 |
| P/FCF Ratio | 14.06 |
| P/OCF Ratio | 13.82 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 14.48 |
| EV / Sales | 6.56 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.29 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.80 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.88%.
| Return on Equity (ROE) | 15.88% |
| Return on Assets (ROA) | 1.32% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.37% |
| Revenue Per Employee | $398,890 |
| Profits Per Employee | $180,714 |
| Employee Count | 227 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GCBC has paid $5.81 million in taxes.
| Income Tax | 5.81M |
| Effective Tax Rate | 12.41% |
Stock Price Statistics
The stock price has increased by +55.76% in the last 52 weeks. The beta is 0.47, so GCBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | +55.76% |
| 50-Day Moving Average | 34.67 |
| 200-Day Moving Average | 27.54 |
| Relative Strength Index (RSI) | 47.21 |
| Average Volume (20 Days) | 44,572 |
Short Selling Information
The latest short interest is 191,241, so 1.12% of the outstanding shares have been sold short.
| Short Interest | 191,241 |
| Short Previous Month | 203,146 |
| Short % of Shares Out | 1.12% |
| Short % of Float | 2.69% |
| Short Ratio (days to cover) | 7.50 |
Income Statement
In the last 12 months, GCBC had revenue of $90.55 million and earned $41.02 million in profits. Earnings per share was $2.41.
| Revenue | 90.55M |
| Gross Profit | 90.55M |
| Operating Income | 49.22M |
| Pretax Income | 46.83M |
| Net Income | 41.02M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.41 |
Balance Sheet
The company has $148.24 million in cash and $157.75 million in debt, with a net cash position of -$9.51 million or -$0.56 per share.
| Cash & Cash Equivalents | 148.24M |
| Total Debt | 157.75M |
| Net Cash | -9.51M |
| Net Cash Per Share | -$0.56 |
| Equity (Book Value) | 277.83M |
| Book Value Per Share | 16.32 |
| Working Capital | -2.67B |
Cash Flow
In the last 12 months, operating cash flow was $42.30 million and capital expenditures -$741,000, giving a free cash flow of $41.56 million.
| Operating Cash Flow | 42.30M |
| Capital Expenditures | -741,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 26.98M |
| Free Cash Flow | 41.56M |
| FCF Per Share | $2.44 |
Margins
| Gross Margin | n/a |
| Operating Margin | 54.35% |
| Pretax Margin | 51.72% |
| Profit Margin | 45.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 45.90% |
Dividends & Yields
This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 1.28%.
| Dividend Per Share | $0.44 |
| Dividend Yield | 1.28% |
| Dividend Growth (YoY) | 10.81% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 18.26% |
| FCF Payout Ratio | 18.03% |
| Buyback Yield | 0.01% |
| Shareholder Yield | 1.29% |
| Earnings Yield | 7.02% |
| FCF Yield | 7.11% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 24, 2023. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 24, 2023 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |