Greene County Bancorp, Inc. (GCBC)

Greene County Bancorp Statistics

Total Valuation

GCBC has a market cap or net worth of $406.26 million. The enterprise value is $372.93 million.

Market Cap	406.26M
Enterprise Value	372.93M

Important Dates

The last earnings date was Wednesday, April 22, 2026.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	May 15, 2026

Share Statistics

GCBC has 17.03 million shares outstanding.

Current Share Class	17.03M
Shares Outstanding	17.03M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.29%
Owned by Institutions (%)	13.87%
Float	6.91M

Valuation Ratios

The trailing PE ratio is 10.41.

PE Ratio	10.41
Forward PE	n/a
PS Ratio	4.70
Forward PS	n/a
PB Ratio	1.52
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.56
EV / Sales	4.31
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.71%.

Return on Equity (ROE)	15.71%
Return on Assets (ROA)	1.26%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.14%
Revenue Per Employee	$407,736
Profits Per Employee	$184,042
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GCBC has paid $5.84 million in taxes.

Income Tax	5.84M
Effective Tax Rate	13.03%

Stock Price Statistics

The stock price has increased by +8.55% in the last 52 weeks. The beta is 0.41, so GCBC's price volatility has been lower than the market average.

Beta (5Y)	0.41
52-Week Price Change	+8.55%
50-Day Moving Average	22.99
200-Day Moving Average	23.06
Relative Strength Index (RSI)	53.94
Average Volume (20 Days)	10,010

Short Selling Information

The latest short interest is 44,138, so 0.26% of the outstanding shares have been sold short.

Short Interest	44,138
Short Previous Month	51,332
Short % of Shares Out	0.26%
Short % of Float	0.64%
Short Ratio (days to cover)	2.99

Income Statement

In the last 12 months, GCBC had revenue of $86.44 million and earned $39.02 million in profits. Earnings per share was $2.29.

Revenue	86.44M
Gross Profit	86.44M
Operating Income	46.23M
Pretax Income	44.86M
Net Income	39.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.29

Balance Sheet

The company has $140.68 million in cash and $107.34 million in debt, with a net cash position of $33.33 million or $1.96 per share.

Cash & Cash Equivalents	140.68M
Total Debt	107.34M
Net Cash	33.33M
Net Cash Per Share	$1.96
Equity (Book Value)	267.59M
Book Value Per Share	15.72
Working Capital	-2.70B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	53.49%
Pretax Margin	51.90%
Profit Margin	45.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.68%.

Dividend Per Share	$0.40
Dividend Yield	1.68%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	12
Payout Ratio	17.46%
Buyback Yield	n/a
Shareholder Yield	1.68%
Earnings Yield	9.60%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2023. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 24, 2023
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2