Greene County Bancorp, Inc. (GCBC)

Greene County Bancorp Statistics

Total Valuation

GCBC has a market cap or net worth of $446.75 million. The enterprise value is $412.43 million.

Market Cap	446.75M
Enterprise Value	412.43M

Important Dates

The last earnings date was Wednesday, April 22, 2026.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	May 15, 2026

Share Statistics

GCBC has 17.03 million shares outstanding.

Current Share Class	17.03M
Shares Outstanding	17.03M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.29%
Owned by Institutions (%)	13.73%
Float	6.91M

Valuation Ratios

The trailing PE ratio is 11.46.

PE Ratio	11.46
Forward PE	n/a
PS Ratio	5.17
Forward PS	n/a
PB Ratio	1.67
P/TBV Ratio	1.67
P/FCF Ratio	12.30
P/OCF Ratio	11.99
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.57
EV / Sales	4.77
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.35

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.03
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.71%.

Return on Equity (ROE)	15.71%
Return on Assets (ROA)	1.26%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.21%
Revenue Per Employee	$407,736
Profits Per Employee	$184,042
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GCBC has paid $5.84 million in taxes.

Income Tax	5.84M
Effective Tax Rate	13.03%

Stock Price Statistics

The stock price has increased by +19.87% in the last 52 weeks. The beta is 0.41, so GCBC's price volatility has been lower than the market average.

Beta (5Y)	0.41
52-Week Price Change	+19.87%
50-Day Moving Average	23.74
200-Day Moving Average	23.13
Relative Strength Index (RSI)	72.96
Average Volume (20 Days)	9,507

Short Selling Information

The latest short interest is 45,258, so 0.27% of the outstanding shares have been sold short.

Short Interest	45,258
Short Previous Month	41,806
Short % of Shares Out	0.27%
Short % of Float	0.66%
Short Ratio (days to cover)	3.51

Income Statement

In the last 12 months, GCBC had revenue of $86.44 million and earned $39.02 million in profits. Earnings per share was $2.29.

Revenue	86.44M
Gross Profit	86.44M
Operating Income	46.32M
Pretax Income	44.86M
Net Income	39.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.29

Balance Sheet

The company has $144.50 million in cash and $110.18 million in debt, with a net cash position of $34.32 million or $2.02 per share.

Cash & Cash Equivalents	144.50M
Total Debt	110.18M
Net Cash	34.32M
Net Cash Per Share	$2.02
Equity (Book Value)	267.59M
Book Value Per Share	15.72
Working Capital	-2.69B

Cash Flow

In the last 12 months, operating cash flow was $37.26 million and capital expenditures -$929,000, giving a free cash flow of $36.33 million.

Operating Cash Flow	37.26M
Capital Expenditures	-929,000
Depreciation & Amortization	n/a
Net Borrowing	13.19M
Free Cash Flow	36.33M
FCF Per Share	$2.13

Margins

Gross Margin	n/a
Operating Margin	53.59%
Pretax Margin	51.90%
Profit Margin	45.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	42.03%

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.55%.

Dividend Per Share	$0.40
Dividend Yield	1.55%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	12
Payout Ratio	17.47%
Buyback Yield	n/a
Shareholder Yield	1.55%
Earnings Yield	8.73%
FCF Yield	8.13%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2023. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 24, 2023
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3