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Greene County Bancorp, Inc. (GCBC)

Stock Price: $22.60 USD -0.46 (-1.99%)
Updated Oct 26, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 192.40M
Revenue (ttm) 49.58M
Net Income (ttm) 18.73M
Shares Out 8.51M
EPS (ttm) 2.20
PE Ratio 10.27
Forward PE n/a
Dividend $0.48
Dividend Yield 2.12%

Stock Quote

Trading Day Oct 26, 2020
Last Price $22.60
Previous Close $23.06
Change ($) -0.46
Change (%) -1.99%
Day's Open 23.01
Day's Range 22.60 - 23.28
Day's Volume 6,533
52-Week Range 15.01 - 30.25

More Stats

Market Cap 192.40M
Enterprise Value 177.42M
Earnings Date (est) n/a
Ex-Dividend Date Aug 13, 2020
Shares Outstanding 8.51M
Float 3.23M
EPS (basic) 2.20
EPS (diluted) 2.20
FCF / Share 3.00
Dividend $0.48
Dividend Yield 2.12%
Earnings Yield 9.73%
FCF Yield 13.31%
Payout Ratio 15.00%
Shares Short 16,923
Short Ratio 4.98
Short % of Float 0.52%
Beta 0.40
PE Ratio 10.27
Forward PE n/a
P/FCF Ratio 7.51
PS Ratio 3.88
PB Ratio 1.48
Revenue 49.58M
Operating Income 21.76M
Net Income 18.73M
Free Cash Flow 25.61M
Net Cash 14.98M
Net Cash / Share 1.76
Gross Margin 99.13%
Operating Margin 43.88%
Profit Margin 37.80%
FCF Margin 51.65%
ROA 1.17%
ROE 15.02%
ROIC 1.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$7.50*
Low
7.50
Current: $22.60
High
7.50
Target: 7.50
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2020201920182017201620152014201320122011
Revenue49.5846.7040.8734.9030.5127.5425.1824.4923.8222.88
Revenue Growth6.16%14.28%17.11%14.36%10.8%9.36%2.81%2.8%4.13%-
Gross Profit49.5846.7040.8734.9030.5127.5425.1824.4923.8222.88
Operating Income21.7621.0318.5014.9311.649.519.079.048.518.02
Net Income18.7317.4814.4111.198.967.196.536.375.835.29
Shares Outstanding8.538.548.518.508.468.448.418.378.318.27
Earnings Per Share2.202.051.691.311.060.850.770.760.700.64
EPS Growth7.32%21.3%29.01%23.58%24.71%10.39%1.99%8.63%9.45%-
Dividend Per Share0.330.400.390.380.370.360.350.350.350.45
Dividend Growth-17.5%2.56%2.63%2.7%2.78%2.86%0%0%-22.22%-
Operating Cash Flow26.7221.6320.6714.0513.5812.8011.3910.3410.3510.12
Capital Expenditures-1.12-0.59-0.32-0.08-0.29-0.75-0.58-0.19-0.33-1.34
Free Cash Flow25.6121.0420.3513.9713.2912.0510.8110.1510.028.78
Cash & Equivalents40.4629.5426.5016.2815.9015.5413.816.227.749.97
Total Debt25.4821.6018.1529.5546.4041.7017.6514.6021.0026.30
Net Cash / Debt14.987.948.35-13.27-30.51-26.16-3.84-8.38-13.26-16.33
Assets1,6771,2691,151982869739674634591548
Liabilities1,5481,1571,055899794672613577538499
Book Value12911296.1983.5274.3066.9261.2056.1152.6648.08
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Greene County Bancorp, Inc.
Country United States
Employees 172
CEO Donald E. Gibson

Stock Information

Ticker Symbol GCBC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: GCBC
IPO Date December 31, 1998

Description

Greene County Bancorp operates as a holding company for The Bank of Greene County that provides various financial services. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit and non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. It operates a network of 16 full-service banking offices located in the Hudson Valley of New York. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.