Greene County Bancorp, Inc. (GCBC)
Stock Price:
$21.56 USD
-0.27 (-1.24%)
Updated Aug 4, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
183.55M |
| Revenue (ttm) |
49.58M |
| Net Income (ttm) |
18.19M |
| Shares Out |
8.51M |
| EPS (ttm) |
2.20 |
| PE Ratio |
9.80 |
| Forward PE |
n/a |
| Dividend |
$0.48 |
| Dividend Yield |
2.23% |
Stock Quote
| Trading Day |
Aug 4, 2020 |
| Last Price |
$21.56 |
| Previous Close |
$21.83 |
| Change ($) |
-0.27 |
| Change (%) |
-1.24% |
| Day's Open |
21.63 |
| Day's Range |
21.15 - 21.97 |
| Day's Volume |
3,274 |
| 52-Week Range |
15.01 - 30.25 |
More Stats
| Market Cap |
183.55M |
| Enterprise Value |
118.84M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
May 14, 2020 |
| Shares Outstanding |
8.51M |
| Float |
3.23M |
| EPS (basic) |
2.13 |
| EPS (diluted) |
2.20 |
| FCF / Share |
2.74 |
| Dividend |
$0.48 |
| Dividend Yield |
2.23% |
| Earnings Yield |
10.20% |
| FCF Yield |
12.75% |
| Payout Ratio |
20.20% |
| Shares Short |
23,633 |
| Short Ratio |
3.76 |
| Short % of Float |
0.77% |
| Beta |
0.39 |
| PE Ratio |
9.80 |
| Forward PE |
n/a |
| P/FCF Ratio |
7.84 |
| PS Ratio |
3.70 |
| PB Ratio |
1.45 |
| Revenue |
49.58M |
| Operating Income |
21.31M |
| Net Income |
18.19M |
| Free Cash Flow |
23.41M |
| Net Cash |
64.71M |
| Net Cash / Share |
7.60 |
| Gross Margin |
100.00% |
| Operating Margin |
42.97% |
| Profit Margin |
37.50% |
| FCF Margin |
47.22% |
| ROA |
1.27% |
| ROE |
15.53% |
| ROIC |
1.50% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Low
7.50
Current: $21.56
High
7.50
Target: 7.50
*Average 12-month price target from 1 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 46.70 | 40.87 | 34.90 | 30.51 | 27.54 | 25.18 | 24.49 | 23.82 | 22.88 | 21.06 |
| Revenue Growth | 14.28% | 17.11% | 14.36% | 10.8% | 9.36% | 2.81% | 2.8% | 4.13% | 8.64% | - |
| Gross Profit | 46.70 | 40.87 | 34.90 | 30.51 | 27.54 | 25.18 | 24.49 | 23.82 | 22.88 | 21.06 |
| Operating Income | 21.03 | 18.50 | 14.93 | 11.64 | 9.51 | 9.07 | 9.04 | 8.51 | 8.02 | 7.45 |
| Net Income | 17.48 | 14.41 | 11.19 | 8.96 | 7.19 | 6.53 | 6.37 | 5.83 | 5.29 | 4.89 |
| Shares Outstanding | 8.54 | 8.51 | 8.50 | 8.46 | 8.44 | 8.41 | 8.37 | 8.31 | 8.27 | 8.22 |
| Earnings Per Share | 2.05 | 1.69 | 1.31 | 1.06 | 0.85 | 0.77 | 0.76 | 0.70 | 0.64 | 0.59 |
| EPS Growth | 21.3% | 29.01% | 23.58% | 24.71% | 10.39% | 1.99% | 8.63% | 9.45% | 7.63% | - |
| Dividend Per Share | 0.40 | 0.39 | 0.38 | 0.37 | 0.36 | 0.35 | 0.35 | 0.35 | 0.45 | 0.34 |
| Dividend Growth | 2.56% | 2.63% | 2.7% | 2.78% | 2.86% | 0% | 0% | -22.22% | 31.2% | - |
| Operating Cash Flow | 21.63 | 20.67 | 14.05 | 13.58 | 12.80 | 11.39 | 10.34 | 10.35 | 10.12 | 6.60 |
| Capital Expenditures | -0.59 | -0.32 | -0.08 | -0.29 | -0.75 | -0.58 | -0.19 | -0.33 | -1.34 | -0.45 |
| Free Cash Flow | 21.04 | 20.35 | 13.97 | 13.29 | 12.05 | 10.81 | 10.15 | 10.02 | 8.78 | 6.14 |
| Cash & Equivalents | 29.54 | 26.50 | 16.28 | 15.90 | 15.54 | 13.81 | 6.22 | 7.74 | 9.97 | 9.64 |
| Total Debt | 21.60 | 18.15 | 29.55 | 46.40 | 41.70 | 17.65 | 14.60 | 21.00 | 26.30 | 26.10 |
| Net Cash / Debt | 7.94 | 8.35 | -13.27 | -30.51 | -26.16 | -3.84 | -8.38 | -13.26 | -16.33 | -16.46 |
| Assets | 1,269 | 1,151 | 982 | 869 | 739 | 674 | 634 | 591 | 548 | 495 |
| Liabilities | 1,157 | 1,055 | 899 | 794 | 672 | 613 | 577 | 538 | 499 | 451 |
| Book Value | 112 | 96.19 | 83.52 | 74.30 | 66.92 | 61.20 | 56.11 | 52.66 | 48.08 | 44.50 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Greene County Bancorp, Inc. |
| Country |
United States |
| CEO |
Donald E. Gibson |
Stock Information
| Ticker Symbol |
GCBC |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: GCBC |
| IPO Date |
December 31, 1998 |
Description
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit and non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. It operates a network of 15 full-service banking offices located in the Hudson Valley of New York. The company was founded in 1889 and is headquartered in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.