Greene County Bancorp, Inc. (GCBC)

Greene County Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	183.08	190.4	196.45	69.01	149.78
Investment Securities	1,134	743.24	722.46	846.31	609.5
Trading Asset Securities	-	0.59	-	-	-
Mortgage-Backed Securities	-	300.27	289.92	327.99	283.17
Total Investments	1,134	1,044	1,012	1,174	892.66
Gross Loans	1,627	1,499	1,409	1,252	1,108
Allowance for Loan Losses	-20.15	-19.24	-21.21	-22.76	-19.67
Other Adjustments to Gross Loans	-	-	-	-	-2.79
Net Loans	1,607	1,480	1,388	1,229	1,086
Property, Plant & Equipment	15.23	17.68	17.22	16.34	16.02
Accrued Interest Receivable	16.38	14.27	12.25	8.92	7.78
Other Current Assets	19.32	2.49	2.66	1.88	2.15
Long-Term Deferred Tax Assets	-	12.09	12.63	11.38	4.42
Other Real Estate Owned & Foreclosed	-	-	0.3	0.07	0.06
Other Long-Term Assets	59.8	57.25	55.06	53.7	40.43
Total Assets	3,041	2,826	2,698	2,572	2,200
Accrued Expenses	33.88	8.93	7.59	10.26	7.36
Interest Bearing Deposits	2,530	2,225	2,278	2,025	1,831
Institutional Deposits	-	38.4	-	-	-
Non-Interest Bearing Deposits	110.16	125.44	159.04	187.7	174.11
Total Deposits	2,640	2,389	2,437	2,213	2,005
Short-Term Borrowings	74	115.48	-	123.7	3
Current Portion of Leases	-	0.5	-	-	-
Long-Term Debt	49.87	83.84	49.5	49.31	19.64
Federal Home Loan Bank Debt, Long-Term	4.19	-	-	-	-
Long-Term Leases	-	1.66	2.28	2.04	1.92
Pension & Post-Retirement Benefits	-	14.67	12.18	10.02	8.72
Other Long-Term Liabilities	-	5.5	6.3	6.1	5
Total Liabilities	2,802	2,620	2,515	2,414	2,051
Common Stock	238.84	1.72	1.72	1.72	0.86
Additional Paid-In Capital	-	10.16	10.16	10.16	11.02
Retained Earnings	-	214.74	193.72	165.13	139.78
Treasury Stock	-	-0.91	-0.91	-0.91	-0.91
Comprehensive Income & Other	-	-19.71	-21.41	-18.38	-1.16
Shareholders' Equity	238.84	206	183.28	157.71	149.58
Total Liabilities & Equity	3,041	2,826	2,698	2,572	2,200
Total Debt	128.06	201.47	51.77	175.05	24.57
Net Cash (Debt)	56.45	-7.66	149.25	-101.93	129.76
Net Cash Growth	-	-	-	-	643.12%
Net Cash Per Share	3.32	-0.45	8.77	-5.99	7.62
Filing Date Shares Outstanding	17.03	17.03	17.03	17.03	17.03
Total Common Shares Outstanding	17.03	17.03	17.03	17.03	17.03
Book Value Per Share	14.03	12.10	10.76	9.26	8.79
Tangible Book Value	238.84	206	183.28	157.71	149.58
Tangible Book Value Per Share	14.03	12.10	10.76	9.26	8.79

Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q