| 36.55 | 31.14 | 24.77 | 30.79 | 27.99 | 23.94 |
Depreciation & Amortization | 1.1 | 1.07 | 0.93 | 0.87 | 0.83 | 0.78 |
Provision for Credit Losses | 1.66 | 1.32 | 0.77 | -1.07 | 3.28 | 3.97 |
| -0.41 | -2.39 | -1.46 | 1.59 | -1.73 | -2.68 |
Changes in Accrued Interest and Accounts Receivable | -1.36 | -2.11 | -2.02 | -3.33 | -1.14 | 0.43 |
Changes in Accrued Expenses | 4.03 | 2.6 | 2.04 | 0.26 | 5.95 | 2.86 |
Changes in Other Operating Activities | -4.65 | -3.64 | -0.11 | -0.99 | 0.18 | -1.54 |
| 33.9 | 27.98 | 24.91 | 28.11 | 35.35 | 27.75 |
Operating Cash Flow Growth | 40.60% | 12.32% | -11.39% | -20.49% | 27.39% | 3.85% |
Net Change in Loans Held-for-Investment | -136.52 | -128.67 | -92.42 | -157.95 | -143.41 | -92.93 |
Net Change in Securities and Investments | -67.15 | -80.81 | -35.67 | 159.95 | -314.8 | -283.25 |
| -0.97 | -0.69 | -1.51 | -1.54 | -1.05 | -1.25 |
Other Investing Activities | -3.17 | - | 0.36 | 0.2 | -11.93 | -39.7 |
| -210.18 | -210.17 | -129.24 | 0.66 | -471.18 | -417.14 |
| 173.78 | 250.61 | -47.94 | 224.56 | 207.5 | 504.03 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -14.1 | -41.3 | 115.3 | -123.7 | 120.7 | -14.88 |
| 4.19 | 4.19 | 34.16 | - | 29.5 | 19.58 |
| -16.98 | -34.16 | - | - | - | -7.6 |
Net Long-Term Debt Issued (Repaid) | -12.79 | -29.97 | 34.16 | - | 29.5 | 11.98 |
| -2.97 | -4.48 | -3.24 | -2.19 | -2.63 | -2.43 |
| 133.92 | 174.87 | 98.28 | 98.67 | 355.06 | 498.7 |
| -42.36 | -7.32 | -6.05 | 127.44 | -80.77 | 109.31 |
| 32.93 | 27.29 | 23.4 | 26.57 | 34.3 | 26.5 |
| 20.67% | 16.60% | -11.93% | -22.54% | 29.45% | 3.48% |
| 21.65% | 20.34% | 20.33% | 19.59% | 27.47% | 23.66% |
| 1.93 | 1.60 | 1.37 | 1.56 | 2.01 | 1.56 |
| 21.91 | -1.6 | 58.26 | 26.06 | 62.25 | 37.19 |
| -1.85 | -2.78 | -0.67 | -4.73 | 4.76 | 1.27 |
