Greene County Bancorp, Inc. (GCBC)

NASDAQ: GCBC · Real-Time Price · USD

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24.28

+0.90 (3.85%)

At close: Feb 13, 2026, 4:00 PM EST

23.78

-0.50 (-2.06%)

After-hours: Feb 13, 2026, 4:10 PM EST

Greene County Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	36.55	31.14	24.77	30.79	27.99	23.94
Depreciation & Amortization	1.1	1.07	0.93	0.87	0.83	0.78
Other Amortization	0.55	0.57	0.58	0.44	-3.16	0.07
Gain (Loss) on Sale of Assets	-	-	-0.06	0.03	-0.04	-0.07
Gain (Loss) on Sale of Investments	0.28	0.36	0.3	2.67	3.39	3.57
Provision for Credit Losses	1.66	1.32	0.77	-1.07	3.28	3.97
Accrued Interest Receivable	-1.36	-2.11	-2.02	-3.33	-1.14	0.43
Change in Income Taxes	0.43	0.43	0.32	-1.12	-0	-0.61
Change in Other Net Operating Assets	-1.06	-1.47	1.61	0.39	6.13	1.93
Other Operating Activities	-4.23	-3.25	-2.26	-1.52	-1.95	-6.22
Operating Cash Flow	33.9	27.98	24.91	28.11	35.35	27.75
Operating Cash Flow Growth	40.60%	12.32%	-11.39%	-20.49%	27.39%	3.85%
Capital Expenditures	-0.97	-0.69	-1.51	-1.54	-1.05	-1.25
Investment in Securities	-66.79	-82.6	-30.05	154.82	-309.09	-283.39
Income (Loss) Equity Investments	-0.03	-0.07	-0.02	-0.03	0.03	-0.04
Net Decrease (Increase) in Loans Originated / Sold - Investing	-136.52	-128.67	-92.42	-157.95	-143.41	-92.93
Other Investing Activities	-5.9	1.79	-5.26	5.32	-17.64	-39.56
Investing Cash Flow	-210.18	-210.17	-129.24	0.66	-471.18	-417.14
Short-Term Debt Issued	-	-	115.3	-	123.7	-
Long-Term Debt Issued	-	4.19	34.16	-	29.5	19.58
Total Debt Issued	31.39	4.19	149.46	-	153.2	19.58
Short-Term Debt Repaid	-	-41.3	-	-123.7	-3	-14.88
Long-Term Debt Repaid	-	-34.16	-	-	-	-7.6
Total Debt Repaid	-68.28	-75.46	-	-123.7	-3	-22.48
Net Debt Issued (Repaid)	-36.89	-71.27	149.46	-123.7	150.2	-2.91
Common Dividends Paid	-2.97	-4.48	-3.24	-2.19	-2.63	-2.43
Net Increase (Decrease) in Deposit Accounts	173.78	250.61	-47.94	224.56	207.5	504.03
Financing Cash Flow	133.92	174.87	98.28	98.67	355.06	498.7
Net Cash Flow	-42.36	-7.32	-6.05	127.44	-80.77	109.31
Free Cash Flow	32.93	27.29	23.4	26.57	34.3	26.5
Free Cash Flow Growth	43.71%	16.60%	-11.93%	-22.54%	29.45%	3.48%
Free Cash Flow Margin	40.16%	37.16%	36.50%	35.70%	51.30%	45.04%
Free Cash Flow Per Share	1.93	1.60	1.37	1.56	2.02	1.56
Cash Interest Paid	56.11	57.86	52.07	23.07	5.18	4.96
Cash Income Tax Paid	2.12	1.17	1.8	6.31	5.6	6.3

Updated Jan 21, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q