Greene County Bancorp Statistics

Total Valuation

GCBC has a market cap or net worth of $390.43 million. The enterprise value is $326.59 million.

Market Cap	390.43M
Enterprise Value	326.59M

Important Dates

The next estimated earnings date is Tuesday, July 22, 2025.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	May 16, 2025

Share Statistics

GCBC has 17.03 million shares outstanding.

Current Share Class	17.03M
Shares Outstanding	17.03M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.26%
Owned by Institutions (%)	14.30%
Float	6.91M

Valuation Ratios

The trailing PE ratio is 13.09.

PE Ratio	13.09
Forward PE	n/a
PS Ratio	5.36
Forward PS	n/a
PB Ratio	1.63
P/TBV Ratio	1.70
P/FCF Ratio	15.47
P/OCF Ratio	15.12
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.44
EV / Sales	4.71
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.94

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.81
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.33%.

Return on Equity (ROE)	13.33%
Return on Assets (ROA)	0.97%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$332,124
Profits Per Employee	$136,541
Employee Count	209
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GCBC has paid $2.00 million in taxes.

Income Tax	2.00M
Effective Tax Rate	6.56%

Stock Price Statistics

The stock price has decreased by -26.18% in the last 52 weeks. The beta is 0.48, so GCBC's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	-26.18%
50-Day Moving Average	22.23
200-Day Moving Average	26.51
Relative Strength Index (RSI)	55.23
Average Volume (20 Days)	29,811

Short Selling Information

The latest short interest is 54,477, so 0.32% of the outstanding shares have been sold short.

Short Interest	54,477
Short Previous Month	58,797
Short % of Shares Out	0.32%
Short % of Float	0.79%
Short Ratio (days to cover)	2.11

Income Statement

In the last 12 months, GCBC had revenue of $69.41 million and earned $28.54 million in profits. Earnings per share was $1.67.

Revenue	69.41M
Gross Profit	69.41M
Operating Income	31.90M
Pretax Income	27.19M
Net Income	28.54M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.67

Full Income Statement

Balance Sheet

The company has $159.99 million in cash and $96.16 million in debt, giving a net cash position of $63.83 million or $3.75 per share.

Cash & Cash Equivalents	159.99M
Total Debt	96.16M
Net Cash	63.83M
Net Cash Per Share	$3.75
Equity (Book Value)	229.04M
Book Value Per Share	13.45
Working Capital	-2.51B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $25.83 million and capital expenditures -$584,000, giving a free cash flow of $25.24 million.

Operating Cash Flow	25.83M
Capital Expenditures	-584,000
Free Cash Flow	25.24M
FCF Per Share	$1.48

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	45.95%
Pretax Margin	44.00%
Profit Margin	41.11%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.37%

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.68%.

Dividend Per Share	$0.36
Dividend Yield	1.68%
Dividend Growth (YoY)	12.50%
Years of Dividend Growth	11
Payout Ratio	21.56%
Buyback Yield	n/a
Shareholder Yield	1.56%
Earnings Yield	7.31%
FCF Yield	6.47%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2023. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 24, 2023
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3