Greene County Bancorp, Inc. (GCBC)

Greene County Bancorp Statistics

Total Valuation

GCBC has a market cap or net worth of $381.74 million. The enterprise value is $467.87 million.

Market Cap	381.74M
Enterprise Value	467.87M

Important Dates

The next estimated earnings date is Tuesday, April 21, 2026.

Earnings Date	Apr 21, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

GCBC has 17.03 million shares outstanding.

Current Share Class	17.03M
Shares Outstanding	17.03M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.21%
Owned by Institutions (%)	13.87%
Float	6.92M

Valuation Ratios

The trailing PE ratio is 10.44.

PE Ratio	10.44
Forward PE	n/a
PS Ratio	4.66
Forward PS	n/a
PB Ratio	1.48
P/TBV Ratio	1.48
P/FCF Ratio	11.59
P/OCF Ratio	11.26
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.80
EV / Sales	5.71
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.21

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.57
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.33%.

Return on Equity (ROE)	15.33%
Return on Assets (ROA)	1.20%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.11%
Revenue Per Employee	$386,741
Profits Per Employee	$172,401
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GCBC has paid $5.09 million in taxes.

Income Tax	5.09M
Effective Tax Rate	12.23%

Stock Price Statistics

The stock price has decreased by -13.57% in the last 52 weeks. The beta is 0.40, so GCBC's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	-13.57%
50-Day Moving Average	22.82
200-Day Moving Average	23.08
Relative Strength Index (RSI)	45.41
Average Volume (20 Days)	10,182

Short Selling Information

The latest short interest is 37,612, so 0.22% of the outstanding shares have been sold short.

Short Interest	37,612
Short Previous Month	38,271
Short % of Shares Out	0.22%
Short % of Float	0.54%
Short Ratio (days to cover)	3.26

Income Statement

In the last 12 months, GCBC had revenue of $81.99 million and earned $36.55 million in profits. Earnings per share was $2.15.

Revenue	81.99M
Gross Profit	81.99M
Operating Income	43.08M
Pretax Income	41.64M
Net Income	36.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.15

Balance Sheet

The company has $130.17 million in cash and $216.30 million in debt, with a net cash position of -$86.12 million or -$5.06 per share.

Cash & Cash Equivalents	130.17M
Total Debt	216.30M
Net Cash	-86.12M
Net Cash Per Share	-$5.06
Equity (Book Value)	258.27M
Book Value Per Share	15.17
Working Capital	-2.68B

Cash Flow

In the last 12 months, operating cash flow was $33.90 million and capital expenditures -$968,000, giving a free cash flow of $32.93 million.

Operating Cash Flow	33.90M
Capital Expenditures	-968,000
Free Cash Flow	32.93M
FCF Per Share	$1.93

Margins

Gross Margin	n/a
Operating Margin	52.55%
Pretax Margin	50.79%
Profit Margin	44.58%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	40.16%

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.78%.

Dividend Per Share	$0.40
Dividend Yield	1.78%
Dividend Growth (YoY)	11.43%
Years of Dividend Growth	12
Payout Ratio	18.17%
Buyback Yield	n/a
Shareholder Yield	1.78%
Earnings Yield	9.57%
FCF Yield	8.63%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2023. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 24, 2023
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3