Greene County Bancorp, Inc. (GCBC)

Greene County Bancorp Statistics

Total Valuation

GCBC has a market cap or net worth of $374.59 million. The enterprise value is $463.40 million.

Market Cap	374.59M
Enterprise Value	463.40M

Important Dates

The last earnings date was Wednesday, January 21, 2026, before market open.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

GCBC has 17.03 million shares outstanding.

Current Share Class	17.03M
Shares Outstanding	17.03M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.19%
Owned by Institutions (%)	14.22%
Float	6.92M

Valuation Ratios

The trailing PE ratio is 10.25.

PE Ratio	10.25
Forward PE	n/a
PS Ratio	4.57
Forward PS	n/a
PB Ratio	1.45
P/TBV Ratio	1.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.68
EV / Sales	5.65
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.33%.

Return on Equity (ROE)	15.33%
Return on Assets (ROA)	1.20%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.12%
Revenue Per Employee	$386,741
Profits Per Employee	$172,401
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GCBC has paid $5.09 million in taxes.

Income Tax	5.09M
Effective Tax Rate	12.23%

Stock Price Statistics

The stock price has decreased by -18.25% in the last 52 weeks. The beta is 0.40, so GCBC's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	-18.25%
50-Day Moving Average	22.84
200-Day Moving Average	22.94
Relative Strength Index (RSI)	43.96
Average Volume (20 Days)	11,473

Short Selling Information

The latest short interest is 37,344, so 0.22% of the outstanding shares have been sold short.

Short Interest	37,344
Short Previous Month	58,028
Short % of Shares Out	0.22%
Short % of Float	0.54%
Short Ratio (days to cover)	3.26

Income Statement

In the last 12 months, GCBC had revenue of $81.99 million and earned $36.55 million in profits. Earnings per share was $2.15.

Revenue	81.99M
Gross Profit	81.99M
Operating Income	43.02M
Pretax Income	41.64M
Net Income	36.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.15

Balance Sheet

The company has $125.31 million in cash and $214.12 million in debt, with a net cash position of -$88.81 million or -$5.22 per share.

Cash & Cash Equivalents	125.31M
Total Debt	214.12M
Net Cash	-88.81M
Net Cash Per Share	-$5.22
Equity (Book Value)	258.27M
Book Value Per Share	15.17
Working Capital	-2.69B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	52.47%
Pretax Margin	50.79%
Profit Margin	44.58%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.82%.

Dividend Per Share	$0.40
Dividend Yield	1.82%
Dividend Growth (YoY)	11.43%
Years of Dividend Growth	12
Payout Ratio	18.17%
Buyback Yield	n/a
Shareholder Yield	1.82%
Earnings Yield	9.76%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2023. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 24, 2023
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2