Grupo Financiero Galicia S.A. (GGAL)
NASDAQ: GGAL · Real-Time Price · USD
44.36
-0.27 (-0.60%)
At close: Sep 4, 2026, 4:00 PM EDT
43.52
-0.84 (-1.89%)
After-hours: Sep 4, 2026, 7:48 PM EDT
Grupo Financiero Galicia Income Statement
Financials in millions ARS. Fiscal year is January - December.
Millions ARS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 9,430,957 | 9,464,047 | 10,840,531 | 11,240,292 | 5,278,101 | 565,230 |
Total Interest Income | 9,430,957 | 9,464,047 | 10,840,531 | 11,240,292 | 5,278,101 | 565,230 |
Interest Paid on Deposits | 3,600,758 | 3,877,496 | 4,072,755 | 7,155,627 | 4,155,211 | 352,366 |
Total Interest Expense | 3,600,758 | 3,877,496 | 4,072,755 | 7,155,627 | 4,155,211 | 352,366 |
Net Interest Income | 5,830,199 | 5,586,551 | 6,767,776 | 4,084,665 | 1,122,890 | 212,864 |
Net Interest Income Growth | 3.98% | -17.45% | 65.69% | 263.76% | 427.51% | 83.82% |
Other Non-Interest Income | 3,460,233 | 3,714,419 | 3,432,788 | 4,198,905 | 4,273,380 | 392,386 |
Total Non-Interest Income | 3,460,233 | 3,714,419 | 3,432,788 | 4,198,905 | 4,273,380 | 392,386 |
Non-Interest Income Growth | -17.83% | 8.20% | -18.25% | -1.74% | 989.08% | 85.74% |
Revenues Before Loan Losses | 9,290,432 | 9,300,969 | 10,200,564 | 8,283,569 | 5,396,270 | 605,250 |
Provision for Loan Losses | 3,399,836 | 2,951,274 | 1,121,018 | 450,820 | 386,067 | 42,426 |
| 5,890,596 | 6,349,696 | 9,079,546 | 7,832,749 | 5,010,203 | 562,824 | |
Revenue Growth | -23.88% | -30.07% | 15.92% | 56.34% | 790.19% | 101.13% |
Salaries and Employee Benefits | 1,158,189 | 1,233,244 | 1,356,898 | 830,935 | 713,356 | 90,470 |
Occupancy Expenses | 300,674 | 304,585 | 247,400 | 199,255 | 205,243 | 28,240 |
Selling, General & Administrative | 794,943 | 897,655 | 712,619 | 489,458 | 486,884 | 65,437 |
Other Non-Interest Expense | 3,639,112 | 3,643,064 | 5,081,613 | 5,135,773 | 3,123,330 | 281,394 |
Total Non-Interest Expense | 5,882,512 | 6,073,783 | 6,474,265 | 6,648,494 | 4,532,062 | 465,689 |
EBT Excluding Unusual Items | 8,083 | 275,912 | 2,605,281 | 1,184,255 | 478,140 | 97,136 |
Asset Writedown | 77,631 | 12,137 | 270,115 | 99,551 | 4,399 | 32.2 |
Pretax Income | 85,714 | 288,049 | 2,875,397 | 1,283,806 | 482,539 | 97,168 |
Income Tax Expense | -2,431 | 91,915 | 778,046 | 486,656 | 124,930 | 33,025 |
Earnings From Continuing Operations | 88,145 | 196,134 | 2,097,351 | 797,150 | 357,609 | 64,143 |
Minority Interest in Earnings | -15.06 | -88.19 | 178.86 | 5.95 | -0.07 | - |
Net Income | 88,130 | 196,046 | 2,097,530 | 797,156 | 357,609 | 64,143 |
Net Income to Common | 88,130 | 196,046 | 2,097,530 | 797,156 | 357,609 | 64,143 |
Net Income Growth | -94.08% | -90.65% | 163.13% | 122.91% | 457.52% | 65.50% |
Basic Shares Outstanding | 1,606 | 1,604 | 1,483 | 1,475 | 1,475 | 1,475 |
Diluted Shares Outstanding | 1,606 | 1,604 | 1,483 | 1,475 | 1,475 | 1,475 |
Shares Change | 3.85% | 8.16% | 0.57% | - | - | 2.21% |
EPS (Basic) | 54.87 | 122.21 | 1414.30 | 540.56 | 242.50 | 43.50 |
EPS (Diluted) | 54.87 | 122.21 | 1414.30 | 540.56 | 242.50 | 43.50 |
EPS Growth | -94.30% | -91.36% | 161.64% | 122.91% | 457.52% | 61.93% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | - | - | - | 26.446 | 7.460 |
Dividend Growth | - | - | - | - | 254.51% | 631.37% |
Effective Tax Rate | - | 31.91% | 27.06% | 37.91% | 25.89% | 33.99% |