Grupo Financiero Galicia S.A. (GGAL)
NASDAQ: GGAL · Real-Time Price · USD
49.30
-0.85 (-1.69%)
Jul 24, 2026, 4:00 PM EDT - Market closed
Grupo Financiero Galicia Income Statement
Financials in millions ARS. Fiscal year is January - December.
Millions ARS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 5,721,702 | 5,595,352 | 6,774,515 | 4,949,221 | 1,034,263 | 662,878 |
Net Interest Income Growth | 16.85% | -17.41% | 36.88% | 378.53% | 56.03% | 193.88% |
Non-Interest Income | 1,811,479 | 3,730,965 | 4,638,479 | 5,216,657 | 4,032,707 | 1,251,010 |
Non-Interest Income Growth | -33.39% | -19.56% | -11.08% | 29.36% | 222.36% | 183.94% |
Revenues Before Loan Losses | 7,533,180 | 9,326,317 | 11,412,994 | 10,165,878 | 5,066,970 | 1,913,889 |
Provision for Credit Losses | 3,272,964 | 2,947,227 | 1,135,002 | 546,240 | 355,596 | 133,151 |
| 4,260,216 | 6,379,090 | 10,277,992 | 9,619,638 | 4,711,374 | 1,780,738 | |
Revenue Growth (YoY) | -32.39% | -37.93% | 6.84% | 104.18% | 164.57% | 214.81% |
Compensation Expenses | 1,172,361 | 1,233,244 | 1,356,898 | 1,006,810 | 657,053 | 281,731 |
Selling, General & Admin | 1,111,102 | 1,210,425 | 991,912 | 845,716 | 608,416 | 272,939 |
Other Non-Interest Expenses | 3,480,112 | 3,631,570 | 5,042,219 | 6,211,576 | 3,088,720 | 982,508 |
Total Non-Interest Expense | 5,763,575 | 6,075,238 | 7,391,029 | 8,064,102 | 4,354,189 | 1,537,179 |
Pretax Income | 275,859 | 303,852 | 2,886,963 | 1,555,536 | 444,453 | 288,144 |
Provision for Income Taxes | -8,222 | 91,240 | 771,683 | 589,662 | 115,070 | 99,525 |
Net Income | 61,027 | 212,612 | 2,115,280 | 965,874 | 329,384 | 188,619 |
Minority Interest in Earnings | 44.98 | 88.34 | -177.91 | -7.21 | 0.06 | - |
Net Income to Common | 66,488 | 212,524 | 2,115,458 | 965,881 | 329,384 | 188,619 |
Net Income Growth | -96.02% | -89.95% | 119.02% | 193.24% | 74.63% | 154.86% |
Shares Outstanding (Basic) | 1,606 | 0 | 0 | 0 | 1,475 | 0 |
Shares Outstanding (Diluted) | 1,606 | 0 | 0 | 0 | 1,475 | 0 |
Shares Change (YoY) | - | 8.16% | 0.57% | -99.99% | 999901.42% | -99.99% |
EPS (Basic) | 41.39 | 1324.80 | 14263.90 | 6549.70 | 223.36 | 1279.00 |
EPS (Diluted) | 41.39 | 1324.80 | 14263.90 | 6549.70 | 223.36 | 1279.00 |
EPS Growth | -96.02% | -90.71% | 117.78% | 2832.38% | -82.54% | 2448.52% |
Free Cash Flow | - | -1,851,337 | 4,325,427 | 4,564,202 | 3,781,644 | 1,655,212 |
Free Cash Flow Growth | - | - | -5.23% | 20.69% | 128.47% | 218.72% |
Free Cash Flow Per Share | - | -11540823.00 | 29164984.00 | 30950205.00 | 2564.36 | 11224122.00 |
Dividends Per Share | - | - | - | - | 26.446 | 7.460 |
Dividend Growth | - | - | - | - | 254.51% | 631.37% |
Profit Margin | 1.43% | 3.33% | 20.58% | 10.04% | 6.99% | 10.59% |
FCF Margin | - | -29.02% | 42.08% | 47.45% | 80.27% | 92.95% |
Effective Tax Rate | -2.98% | 30.03% | 26.73% | 37.91% | 25.89% | 34.54% |