Guaranty Bancshares, Inc. (GNTY)

Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	162.95	89.52	106.47	499.61	351.79	90.71
Investment Securities	239.09	276.21	372.99	227.22	206.69	176.02
Mortgage-Backed Securities	380.39	324.2	324.95	299.25	174.11	192.15
Total Investments	619.48	600.4	697.94	526.47	380.8	368.17
Gross Loans	2,137	2,323	2,378	1,908	1,867	1,707
Allowance for Loan Losses	-28.54	-30.92	-31.97	-30.43	-33.62	-16.2
Other Adjustments to Gross Loans	-0.4	-0.78	-1.96	-1.53	-1.46	-
Net Loans	2,108	2,291	2,344	1,876	1,832	1,691
Property, Plant & Equipment	69.13	69.5	67.19	67.85	68.5	64.99
Goodwill	32.16	32.16	32.16	32.16	32.16	32.16
Other Intangible Assets	1.1	1.42	1.86	2.31	3	3.85
Loans Held for Sale	0.77	0.98	3.16	4.13	5.54	2.37
Accrued Interest Receivable	10.93	13.14	11.56	8.9	9.83	9.15
Long-Term Deferred Tax Assets	-	10.74	11.1	5.78	2.04	1.54
Other Real Estate Owned & Foreclosed	15.34	0.23	0.04	0.01	0.41	1
Other Long-Term Assets	77.66	75.81	75.8	62.78	55.02	53.71
Total Assets	3,097	3,185	3,351	3,086	2,741	2,318
Interest Bearing Deposits	1,515	1,501	1,499	1,545	1,374	1,216
Institutional Deposits	314.4	279.04	129.99	111.27	132.85	214.69
Non-Interest Bearing Deposits	839.57	852.96	1,052	1,015	779.74	525.87
Total Deposits	2,669	2,633	2,681	2,671	2,286	1,957
Short-Term Borrowings	31.16	29.67	7.22	19.15	27.63	11.1
Current Portion of Long-Term Debt	2	144	-	0.01	0.63	0.71
Current Portion of Leases	0.61	2.3	-	-	-	-
Accrued Interest Payable	5.88	5.27	2.35	0.48	0.8	1.64
Long-Term Debt	34.67	34.57	41.94	9.5	10.02	0.31
Federal Home Loan Bank Debt, Long-Term	-	-	290	47.5	109.1	55.12
Long-Term Leases	12.23	10.83	13.52	14.88	13.54	11.68
Trust Preferred Securities	7.22	7.22	7.22	10.31	10.31	10.31
Pension & Post-Retirement Benefits	6.69	6.05	5.39	4.97	4.38	4.08
Other Long-Term Liabilities	8.45	7.79	7.15	6.23	5.38	5.14
Total Liabilities	2,778	2,881	3,056	2,784	2,468	2,057
Common Stock	14.32	14.24	14.21	14.14	12.95	12.91
Additional Paid-In Capital	231.03	228.99	227.73	225.54	188.03	186.69
Retained Earnings	170.15	156.88	137.57	107.65	113.45	98.24
Treasury Stock	-77.75	-71.48	-60.26	-51.42	-51.42	-34.49
Comprehensive Income & Other	-18.96	-25.32	-24.26	6.31	9.63	-1.79
Total Common Equity	318.78	303.3	294.98	302.21	272.64	261.55
Minority Interest	0.51	0.55	0.57	-	-	-
Shareholders' Equity	319.29	303.85	295.56	302.21	272.64	261.55
Total Liabilities & Equity	3,097	3,185	3,351	3,086	2,741	2,318
Total Debt	87.88	228.59	359.89	101.35	171.23	89.23
Net Cash (Debt)	75.06	-139.06	-253.43	398.25	180.56	1.49
Net Cash Growth	-	-	-	120.57%	12058.86%	-
Net Cash Per Share	6.51	-11.85	-20.96	32.61	14.73	0.12
Filing Date Shares Outstanding	11.42	11.53	11.94	12.09	12.05	12.47
Total Common Shares Outstanding	11.41	11.54	11.94	12.12	12.03	12.7
Book Value Per Share	27.94	26.28	24.70	24.93	22.67	20.59
Tangible Book Value	285.52	269.72	260.97	267.74	237.48	225.54
Tangible Book Value Per Share	25.03	23.37	21.85	22.09	19.74	17.76

Source: S&P Capital IQ. Banks template. Financial Sources.