Guaranty Bancshares, Inc. (GNTY)

Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	145.96	89.52	106.47	499.61	351.79
Investment Securities	334.73	276.21	372.99	227.22	206.69
Mortgage-Backed Securities	340.3	324.2	324.95	299.25	174.11
Total Investments	675.04	600.4	697.94	526.47	380.8
Gross Loans	2,131	2,323	2,378	1,908	1,867
Allowance for Loan Losses	-28.29	-30.92	-31.97	-30.43	-33.62
Other Adjustments to Gross Loans	-0.28	-0.78	-1.96	-1.53	-1.46
Net Loans	2,103	2,291	2,344	1,876	1,832
Property, Plant & Equipment	56.01	69.5	67.19	67.85	68.5
Goodwill	32.16	32.16	32.16	32.16	32.16
Other Intangible Assets	0.99	1.42	1.86	2.31	3
Loans Held for Sale	0.14	0.98	3.16	4.13	5.54
Accrued Interest Receivable	12.02	13.14	11.56	8.9	9.83
Long-Term Deferred Tax Assets	-	10.74	11.1	5.78	2.04
Other Real Estate Owned & Foreclosed	1.21	0.23	0.04	0.01	0.41
Other Long-Term Assets	89.46	75.81	75.8	62.78	55.02
Total Assets	3,116	3,185	3,351	3,086	2,741
Interest Bearing Deposits	1,855	1,501	1,499	1,545	1,374
Institutional Deposits	-	279.04	129.99	111.27	132.85
Non-Interest Bearing Deposits	837.43	852.96	1,052	1,015	779.74
Total Deposits	2,692	2,633	2,681	2,671	2,286
Short-Term Borrowings	31.08	29.67	7.22	19.15	27.63
Current Portion of Long-Term Debt	-	144	-	0.01	0.63
Current Portion of Leases	-	2.3	-	-	-
Accrued Interest Payable	31.32	5.27	2.35	0.48	0.8
Long-Term Debt	41.92	34.57	41.94	9.5	10.02
Federal Home Loan Bank Debt, Long-Term	-	-	290	47.5	109.1
Long-Term Leases	-	10.83	13.52	14.88	13.54
Trust Preferred Securities	-	7.22	7.22	10.31	10.31
Pension & Post-Retirement Benefits	-	6.05	5.39	4.97	4.38
Other Long-Term Liabilities	-	7.79	7.15	6.23	5.38
Total Liabilities	2,796	2,881	3,056	2,784	2,468
Common Stock	318.5	14.24	14.21	14.14	12.95
Additional Paid-In Capital	-	228.99	227.73	225.54	188.03
Retained Earnings	-	156.88	137.57	107.65	113.45
Treasury Stock	-	-71.48	-60.26	-51.42	-51.42
Comprehensive Income & Other	-	-25.32	-24.26	6.31	9.63
Total Common Equity	318.5	303.3	294.98	302.21	272.64
Minority Interest	0.58	0.55	0.57	-	-
Shareholders' Equity	319.07	303.85	295.56	302.21	272.64
Total Liabilities & Equity	3,116	3,185	3,351	3,086	2,741
Total Debt	72.99	228.59	359.89	101.35	171.23
Net Cash (Debt)	72.97	-139.06	-253.43	398.25	180.56
Net Cash Growth	-	-	-	120.57%	12058.86%
Net Cash Per Share	6.34	-11.85	-20.96	32.61	14.73
Filing Date Shares Outstanding	11.43	11.53	11.94	12.09	12.05
Total Common Shares Outstanding	11.43	11.54	11.94	12.12	12.03
Book Value Per Share	27.86	26.28	24.70	24.93	22.67
Tangible Book Value	285.34	269.72	260.97	267.74	237.48
Tangible Book Value Per Share	24.96	23.37	21.85	22.09	19.74

Source: S&P Capital IQ. Banks template. Financial Sources.