Guaranty Bancshares, Inc. (GNTY)

Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	217.81	145.96	89.52	106.47	499.61	351.79
Investment Securities	232.96	264	276.21	372.99	227.22	206.69
Mortgage-Backed Securities	434.84	411.04	324.2	324.95	299.25	174.11
Total Investments	667.8	675.04	600.4	697.94	526.47	380.8
Gross Loans	2,108	2,131	2,323	2,378	1,908	1,867
Allowance for Loan Losses	-27.87	-28.29	-30.92	-31.97	-30.43	-33.62
Other Adjustments to Gross Loans	-0.43	-0.28	-0.78	-1.96	-1.53	-1.46
Net Loans	2,080	2,103	2,291	2,344	1,876	1,832
Property, Plant & Equipment	66.21	67.65	69.5	67.19	67.85	68.5
Goodwill	32.16	32.16	32.16	32.16	32.16	32.16
Other Intangible Assets	0.89	0.99	1.42	1.86	2.31	3
Loans Held for Sale	0.15	0.14	0.98	3.16	4.13	5.54
Accrued Interest Receivable	10.76	12.02	13.14	11.56	8.9	9.83
Long-Term Deferred Tax Assets	-	10.54	10.74	11.1	5.78	2.04
Other Real Estate Owned & Foreclosed	0.02	1.21	0.23	0.04	0.01	0.41
Other Long-Term Assets	77.49	67.29	75.81	75.8	62.78	55.02
Total Assets	3,153	3,116	3,185	3,351	3,086	2,741
Interest Bearing Deposits	1,557	1,543	1,501	1,499	1,545	1,374
Institutional Deposits	301.7	311.43	279.04	129.99	111.27	132.85
Non-Interest Bearing Deposits	845.72	837.43	852.96	1,052	1,015	779.74
Total Deposits	2,704	2,692	2,633	2,681	2,671	2,286
Short-Term Borrowings	47.7	31.08	29.67	7.22	19.15	27.63
Current Portion of Long-Term Debt	-	-	140	-	0.01	0.63
Current Portion of Leases	1.7	2.3	-	-	-	-
Accrued Interest Payable	5.05	5.12	5.27	2.35	0.48	0.8
Long-Term Debt	34.73	34.7	38.57	41.94	9.5	10.02
Federal Home Loan Bank Debt, Long-Term	-	-	-	290	47.5	109.1
Long-Term Leases	10.06	10	13.13	13.52	14.88	13.54
Trust Preferred Securities	7.22	7.22	7.22	7.22	10.31	10.31
Pension & Post-Retirement Benefits	7.14	6.66	6.05	5.39	4.97	4.38
Other Long-Term Liabilities	9.41	7.24	7.79	7.15	6.23	5.38
Total Liabilities	2,827	2,796	2,881	3,056	2,784	2,468
Common Stock	14.4	14.34	14.24	14.21	14.14	12.95
Additional Paid-In Capital	233.06	231.68	228.99	227.73	225.54	188.03
Retained Earnings	183.22	177.42	156.88	137.57	107.65	113.45
Treasury Stock	-83.03	-77.85	-71.48	-60.26	-51.42	-51.42
Comprehensive Income & Other	-22.4	-27.1	-25.32	-24.26	6.31	9.63
Total Common Equity	325.25	318.5	303.3	294.98	302.21	272.64
Minority Interest	0.56	0.58	0.55	0.57	-	-
Shareholders' Equity	325.81	319.07	303.85	295.56	302.21	272.64
Total Liabilities & Equity	3,153	3,116	3,185	3,351	3,086	2,741
Total Debt	101.41	85.29	228.59	359.89	101.35	171.23
Net Cash (Debt)	116.4	60.67	-139.06	-253.43	398.25	180.56
Net Cash Growth	-	-	-	-	120.57%	12058.85%
Net Cash Per Share	10.14	5.27	-11.85	-20.96	32.61	14.73
Filing Date Shares Outstanding	11.34	11.4	11.53	11.94	12.09	12.05
Total Common Shares Outstanding	11.36	11.43	11.54	11.94	12.12	12.03
Book Value Per Share	28.64	27.86	26.28	24.70	24.93	22.67
Tangible Book Value	292.2	285.34	269.72	260.97	267.74	237.48
Tangible Book Value Per Share	25.73	24.96	23.37	21.85	22.09	19.74

Updated Apr 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q