Guaranty Bancshares, Inc. (GNTY)

Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	193.17	145.96	89.52	106.47	499.61	351.79
Investment Securities	224.27	264	276.21	372.99	227.22	206.69
Mortgage-Backed Securities	424.5	411.04	324.2	324.95	299.25	174.11
Total Investments	648.76	675.04	600.4	697.94	526.47	380.8
Gross Loans	2,141	2,131	2,323	2,378	1,908	1,867
Allowance for Loan Losses	-27.59	-28.29	-30.92	-31.97	-30.43	-33.62
Other Adjustments to Gross Loans	-1	-0.28	-0.78	-1.96	-1.53	-1.46
Net Loans	2,113	2,103	2,291	2,344	1,876	1,832
Property, Plant & Equipment	64.69	67.65	69.5	67.19	67.85	68.5
Goodwill	32.16	32.16	32.16	32.16	32.16	32.16
Other Intangible Assets	0.82	0.99	1.42	1.86	2.31	3
Loans Held for Sale	0.71	0.14	0.98	3.16	4.13	5.54
Accrued Interest Receivable	11.56	12.02	13.14	11.56	8.9	9.83
Long-Term Deferred Tax Assets	-	10.54	10.74	11.1	5.78	2.04
Other Real Estate Owned & Foreclosed	0.03	1.21	0.23	0.04	0.01	0.41
Other Long-Term Assets	79.41	67.29	75.81	75.8	62.78	55.02
Total Assets	3,144	3,116	3,185	3,351	3,086	2,741

Liabilities

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Bearing Deposits	1,538	1,543	1,501	1,499	1,545	1,374
Institutional Deposits	314.9	311.43	279.04	129.99	111.27	132.85
Non-Interest Bearing Deposits	855.46	837.43	852.96	1,052	1,015	779.74
Total Deposits	2,709	2,692	2,633	2,681	2,671	2,286
Short-Term Borrowings	30.31	31.08	29.67	7.22	19.15	27.63
Current Portion of Long-Term Debt	-	-	140	-	0.01	0.63
Current Portion of Leases	1.09	2.3	-	-	-	-
Accrued Interest Payable	11.69	5.12	5.27	2.35	0.48	0.8
Long-Term Debt	34.77	34.7	38.57	41.94	9.5	10.02
Federal Home Loan Bank Debt, Long-Term	-	-	-	290	47.5	109.1
Long-Term Leases	10.12	10	13.13	13.52	14.88	13.54
Trust Preferred Securities	7.22	7.22	7.22	7.22	10.31	10.31
Pension & Post-Retirement Benefits	-	6.66	6.05	5.39	4.97	4.38
Other Long-Term Liabilities	8.65	7.24	7.79	7.15	6.23	5.38
Total Liabilities	2,812	2,796	2,881	3,056	2,784	2,468

Shareholders' Equity

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Common Stock	14.4	14.34	14.24	14.21	14.14	12.95
Additional Paid-In Capital	233.31	231.68	228.99	227.73	225.54	188.03
Retained Earnings	190.39	177.42	156.88	137.57	107.65	113.45
Treasury Stock	-83.68	-77.85	-71.48	-60.26	-51.42	-51.42
Comprehensive Income & Other	-23.15	-27.1	-25.32	-24.26	6.31	9.63
Total Common Equity	331.27	318.5	303.3	294.98	302.21	272.64
Minority Interest	0.54	0.58	0.55	0.57	-	-
Shareholders' Equity	331.81	319.07	303.85	295.56	302.21	272.64
Total Liabilities & Equity	3,144	3,116	3,185	3,351	3,086	2,741

Additional Metrics

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Total Debt	83.5	85.29	228.59	359.89	101.35	171.23
Net Cash (Debt)	109.66	60.67	-139.06	-253.43	398.25	180.56
Net Cash Growth	-	-	-	-	120.57%	12058.85%
Net Cash Per Share	9.58	5.27	-11.85	-20.96	32.61	14.73
Filing Date Shares Outstanding	11.35	11.4	11.53	11.94	12.09	12.05
Total Common Shares Outstanding	11.35	11.43	11.54	11.94	12.12	12.03
Book Value Per Share	29.20	27.86	26.28	24.70	24.93	22.67
Tangible Book Value	298.29	285.34	269.72	260.97	267.74	237.48
Tangible Book Value Per Share	26.29	24.96	23.37	21.85	22.09	19.74

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jan 1, 2000

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