Guaranty Bancshares, Inc. (GNTY)

Guaranty Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	36.06	31.54	30.04	40.45	39.81	27.4
Depreciation & Amortization	5.16	5.01	4.78	4.94	5.51	5.47
Gain (Loss) on Sale of Assets	-0.05	-0.3	-2.94	-0.93	-0.02	0.04
Gain (Loss) on Sale of Investments	0.46	1.25	2.3	4.75	4.37	3.99
Total Asset Writedown	0.02	0.92	-	0.02	0.01	0.36
Provision for Credit Losses	-1.05	-2.2	-	2.15	-1.7	13.2
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.14	1.82	3.38	3.41	6.94	3.66
Accrued Interest Receivable	6.36	10.72	-1.86	-14.45	-8.57	-3.91
Other Operating Activities	-0.55	0.12	0.32	-1.18	-0.42	-3.06
Operating Cash Flow	45.69	47.42	39.21	38.85	43.54	42.52
Operating Cash Flow Growth	16.68%	20.95%	0.93%	-10.79%	2.41%	32.69%

Investing Activities

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Capital Expenditures	-1.08	-3.32	-6.78	-5.68	-2.9	-5.9
Sale of Property, Plant and Equipment	15.61	14.81	3.56	1.86	1.2	0.86
Investment in Securities	-55.39	-77.99	94.18	-210.75	-158.3	-1.37
Net Decrease (Increase) in Loans Originated / Sold - Investing	73.34	174.21	53.07	-470.39	-43.15	-159.36
Other Investing Activities	-	-	-	-	0.46	-
Investing Cash Flow	32.48	107.71	144.03	-684.96	-202.68	-165.77

Financing Activities

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Short-Term Debt Issued	-	3	17.5	1	10	30
Long-Term Debt Issued	-	1,601	3,293	1,169	160	404.53
Total Debt Issued	480.9	1,604	3,310	1,170	170	434.53
Short-Term Debt Repaid	-	-7.5	-13	-6	-17	-18
Long-Term Debt Repaid	-	-1,739	-3,429	-904.52	-223.08	-337.02
Total Debt Repaid	-522.77	-1,747	-3,442	-910.52	-240.08	-355.02
Net Debt Issued (Repaid)	-41.86	-142.6	-131.05	259.91	-70.08	79.51
Issuance of Common Stock	3.14	2.26	0.7	1.57	2.02	0.64
Repurchase of Common Stock	-7.76	-6.37	-11.23	-8.84	-	-16.93
Common Dividends Paid	-11.07	-10.9	-10.7	-10.32	-9.43	-8.49
Net Increase (Decrease) in Deposit Accounts	82.34	58.92	-47.91	10.66	384.44	329.59
Financing Cash Flow	24.79	-98.69	-200.18	252.98	306.95	384.32

Net Cash Flow

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Cash Flow	102.95	56.44	-16.94	-393.14	147.81	261.08

Free Cash Flow

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Free Cash Flow	44.61	44.11	32.43	33.16	40.65	36.62
Free Cash Flow Growth	32.48%	36.01%	-2.21%	-18.42%	11.00%	35.85%
Free Cash Flow Margin	35.04%	36.51%	27.14%	25.67%	33.49%	36.69%
Free Cash Flow Per Share	3.90	3.83	2.76	2.74	3.33	2.99

Additional Metrics

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash Interest Paid	59.47	65.44	56.59	13.51	7.32	13.9
Cash Income Tax Paid	6.58	5.54	7.58	9.94	9.65	8.25

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jan 1, 2000

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