Guaranty Bancshares Statistics

Total Valuation

GNTY has a market cap or net worth of $419.94 million.

Market Cap	419.94M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, January 14, 2025, before market open.

Earnings Date	Jan 14, 2025
Ex-Dividend Date	Sep 30, 2024

Share Statistics

GNTY has 11.42 million shares outstanding. The number of shares has decreased by -2.68% in one year.

Current Share Class	11.42M
Shares Outstanding	11.42M
Shares Change (YoY)	-2.68%
Shares Change (QoQ)	-0.71%
Owned by Insiders (%)	20.79%
Owned by Institutions (%)	26.90%
Float	8.45M

Valuation Ratios

The trailing PE ratio is 15.17 and the forward PE ratio is 14.72.

PE Ratio	15.17
Forward PE	14.72
PS Ratio	3.53
Forward PS	3.31
PB Ratio	1.29
P/TBV Ratio	1.44
P/FCF Ratio	6.48
P/OCF Ratio	6.06
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.38
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.88%.

Return on Equity (ROE)	8.88%
Return on Assets (ROA)	0.86%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$240,221
Profits Per Employee	$56,143
Employee Count	488
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GNTY has paid $6.51 million in taxes.

Income Tax	6.51M
Effective Tax Rate	19.21%

Stock Price Statistics

The stock price has increased by +17.08% in the last 52 weeks. The beta is 0.59, so GNTY's price volatility has been lower than the market average.

Beta (5Y)	0.59
52-Week Price Change	+17.08%
50-Day Moving Average	34.32
200-Day Moving Average	31.51
Relative Strength Index (RSI)	56.61
Average Volume (20 Days)	17,818

Short Selling Information

The latest short interest is 52,583, so 0.46% of the outstanding shares have been sold short.

Short Interest	52,583
Short Previous Month	69,306
Short % of Shares Out	0.46%
Short % of Float	0.62%
Short Ratio (days to cover)	4.39

Income Statement

In the last 12 months, GNTY had revenue of $117.23 million and earned $27.40 million in profits. Earnings per share was $2.38.

Revenue	117.23M
Gross Profit	117.23M
Operating Income	33.85M
Pretax Income	32.45M
Net Income	27.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.38

Full Income Statement

Balance Sheet

The company has $162.95 million in cash and $87.88 million in debt, giving a net cash position of $75.06 million or $6.57 per share.

Cash & Cash Equivalents	162.95M
Total Debt	87.88M
Net Cash	75.06M
Net Cash Per Share	$6.57
Equity (Book Value)	319.29M
Book Value Per Share	27.94
Working Capital	-2.52B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $67.95 million and capital expenditures -$4.45 million, giving a free cash flow of $63.50 million.

Operating Cash Flow	67.95M
Capital Expenditures	-4.45M
Free Cash Flow	63.50M
FCF Per Share	$5.56

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	28.88%
Pretax Margin	28.88%
Profit Margin	23.37%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.32%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 2.66%.

Dividend Per Share	$0.96
Dividend Yield	2.66%
Dividend Growth (YoY)	4.40%
Years of Dividend Growth	7
Payout Ratio	40.39%
Buyback Yield	2.68%
Shareholder Yield	5.34%
Earnings Yield	6.65%
FCF Yield	15.42%

Dividend Details

Analyst Forecast

The average price target for GNTY is $35.00, which is -4.84% lower than the current price. The consensus rating is "Hold".

Price Target	$35.00
Price Target Difference	-4.84%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on February 4, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 4, 2021
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4