Guaranty Bancshares Statistics

Total Valuation

GNTY has a market cap or net worth of $454.22 million. The enterprise value is $394.23 million.

Market Cap	454.22M
Enterprise Value	394.23M

Important Dates

The next estimated earnings date is Monday, April 14, 2025, before market open.

Earnings Date	Apr 14, 2025
Ex-Dividend Date	Mar 31, 2025

Share Statistics

GNTY has 11.40 million shares outstanding. The number of shares has decreased by -2.01% in one year.

Current Share Class	11.40M
Shares Outstanding	11.40M
Shares Change (YoY)	-2.01%
Shares Change (QoQ)	+0.42%
Owned by Insiders (%)	21.02%
Owned by Institutions (%)	29.28%
Float	8.54M

Valuation Ratios

The trailing PE ratio is 14.41 and the forward PE ratio is 13.03.

PE Ratio	14.41
Forward PE	13.03
PS Ratio	3.80
Forward PS	3.49
PB Ratio	1.44
P/TBV Ratio	1.59
P/FCF Ratio	10.31
P/OCF Ratio	9.59
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	12.50
EV / Sales	3.26
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.94

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.11%.

Return on Equity (ROE)	10.11%
Return on Assets (ROA)	1.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$249,105
Profits Per Employee	$65,025
Employee Count	485
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GNTY has paid $7.47 million in taxes.

Income Tax	7.47M
Effective Tax Rate	19.18%

Stock Price Statistics

The stock price has increased by +30.09% in the last 52 weeks. The beta is 0.61, so GNTY's price volatility has been lower than the market average.

Beta (5Y)	0.61
52-Week Price Change	+30.09%
50-Day Moving Average	40.56
200-Day Moving Average	35.43
Relative Strength Index (RSI)	45.77
Average Volume (20 Days)	28,863

Short Selling Information

The latest short interest is 52,583, so 0.46% of the outstanding shares have been sold short.

Short Interest	52,583
Short Previous Month	69,306
Short % of Shares Out	0.46%
Short % of Float	0.62%
Short Ratio (days to cover)	2.79

Income Statement

In the last 12 months, GNTY had revenue of $120.82 million and earned $31.54 million in profits. Earnings per share was $2.74.

Revenue	120.82M
Gross Profit	120.82M
Operating Income	38.96M
Pretax Income	32.45M
Net Income	31.54M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.74

Full Income Statement

Balance Sheet

The company has $145.96 million in cash and $85.29 million in debt, giving a net cash position of $60.67 million or $5.32 per share.

Cash & Cash Equivalents	145.96M
Total Debt	85.29M
Net Cash	60.67M
Net Cash Per Share	$5.32
Equity (Book Value)	319.07M
Book Value Per Share	27.86
Working Capital	-2.57B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $47.42 million and capital expenditures -$3.32 million, giving a free cash flow of $44.11 million.

Operating Cash Flow	47.42M
Capital Expenditures	-3.32M
Free Cash Flow	44.11M
FCF Per Share	$3.87

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	32.25%
Pretax Margin	32.25%
Profit Margin	26.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.51%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.53%.

Dividend Per Share	$1.00
Dividend Yield	2.53%
Dividend Growth (YoY)	4.30%
Years of Dividend Growth	8
Payout Ratio	36.50%
Buyback Yield	2.01%
Shareholder Yield	4.54%
Earnings Yield	6.93%
FCF Yield	9.70%

Dividend Details

Analyst Forecast

The average price target for GNTY is $37.33, which is -6.32% lower than the current price. The consensus rating is "Hold".

Price Target	$37.33
Price Target Difference	-6.32%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on February 4, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 4, 2021
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4