Huntington Bancshares Incorporated (HBAN)

Huntington Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	115.86	107.24	108.26	146.32	139.58	73.88
Depreciation & Amortization	19.48	19.66	19.49	18.67	15.73	15.83
Provision for Credit Losses	14.45	20.11	40.47	27.77	-4.83	65.67
Stock-Based Compensation	11.5	12.44	12.05	11.93	10.57	7.98
Net Change in Loans Held-for-Sale	-6	-13.32	-38.97	8.14	-7.38	-7.47
Other Adjustments	-11.43	-8.4	10.3	-13.78	27.96	-31.67
Changes in Accounts Payable	-22.58	10.37	36.97	49.46	0.72	3.97
Changes in Other Operating Activities	2.57	-11.71	-44.48	-55.77	11.14	-20.55
Operating Cash Flow	121.79	136.38	144.09	192.73	193.49	107.65
Operating Cash Flow Growth	-7.26%	-5.35%	-25.24%	-0.40%	79.74%	3.55%
Net Change in Loans Held-for-Investment	284.26	46.94	-124.12	-2,100	-581.6	-852.59
Net Change in Securities and Investments	70.52	-215.1	78.47	-294.99	-182.47	-28.37
Payments for Business Acquisitions	-	-	-	-	-55.52	-
Capital Expenditures	-0.99	-12.55	-1.85	-4.62	-13.58	-2.86
Sale of Property, Plant & Equipment	7.73	-	-	-	14.55	9.27
Investing Cash Flow	270.42	-180.71	-47.5	-2,399	-816.39	-874.56
Net Change in Deposits	-302.54	418.8	1,216	1,760	851.47	619.38
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	84.5	-100	-1,075	393.37	1.69	99.72
Long-Term Debt Issued	-	-	-	-	-	123.03
Long-Term Debt Repaid	-112.5	-	-	-	-35	-5
Net Long-Term Debt Issued (Repaid)	-112.5	-	-	-	-35	118.03
Issuance of Common Stock	1.55	1.38	0.92	155.58	6.48	4.41
Repurchase of Common Stock	-21.87	-6.12	-2.31	-3.36	-16.23	-61.3
Net Common Stock Issued (Repurchased)	-20.32	-4.74	-1.38	152.21	-9.76	-56.89
Common Dividends Paid	-44.65	-43.58	-43.32	-42.29	-36.54	-34.06
Financing Cash Flow	-273.48	270.47	96.4	2,263	771.86	746.18
Net Cash Flow	118.73	226.14	192.99	56.29	148.96	-20.73
Free Cash Flow	120.8	123.83	142.23	188.11	179.92	104.79
Free Cash Flow Growth	-2.44%	-12.94%	-24.39%	4.55%	71.70%	8.81%
FCF Margin	28.46%	30.53%	37.65%	48.27%	52.30%	42.34%
Free Cash Flow Per Share	2.20	2.25	2.61	3.49	3.57	2.09
Levered Free Cash Flow	1.84	113	118.38	154.05	118.6	188.3
Unlevered Free Cash Flow	-1.52	5.76	10.12	7.74	14.01	-3.61

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q