Huntington Bancshares Incorporated (HBAN)

Huntington Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	2,225	2,229	1,960	1,971	2,249	1,297
Depreciation & Amortization	744	762	622	798	484	391
Provision for Credit Losses	506	463	420	402	289	25
Stock-Based Compensation	137	113	106	97	105	129
Net Change in Loans Held-for-Sale	228	-170	-227	-83	675	-56
Other Adjustments	-535	-427	-33	-272	330	-133
Changes in Trading Assets	278	-10	72	-106	27	16
Changes in Other Operating Activities	-1,288	-687	-531	-150	-132	393
Operating Cash Flow	2,493	2,482	1,836	2,657	4,027	2,062
Operating Cash Flow Growth	33.75%	35.19%	-30.90%	-34.02%	95.30%	55.86%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	263	297	-254	23	332	716
Net Change in Loans Held-for-Investment	-11,273	-11,518	-8,545	-2,838	-7,902	3,678
Net Change in Securities and Investments	4,545	4,528	-2,790	-113	-3,687	-7,423
Payments for Business Acquisitions	1,680	864	-	-	-223	466
Proceeds from Business Divestments	-	-	-	-	-	-618
Capital Expenditures	-337	-267	-143	-140	-214	-247
Other Investing Activities	-74	-251	-387	71	85	-534
Investing Cash Flow	-4,332	-6,347	-12,119	-2,997	-11,609	-3,962
Net Change in Deposits	4,099	3,646	11,218	3,316	4,651	6,501
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	785	-803	-1,295	2,161	-1,245
Short-Term Debt Repaid	-1,097	-	-	-	-	-
Net Short-Term Debt Issued (Repaid)	-1,097	-	-	-	-	-
Long-Term Debt Issued	5,911	2,500	7,661	14,965	11,004	775
Long-Term Debt Repaid	-3,527	-2,053	-3,563	-12,376	-8,017	-3,404
Net Long-Term Debt Issued (Repaid)	2,384	447	4,098	2,589	2,987	-2,629
Repurchase of Common Stock	-150	-	-	-	-	-650
Net Common Stock Issued (Repurchased)	-150	-	-	-	-	-650
Issuance of Preferred Stock	-	741	-	317	-	486
Repurchase of Preferred Stock	-	-	-410	-82	-	-700
Net Preferred Stock Issued (Repurchased)	-	741	-410	235	-	-214
Common Dividends Paid	-930	-908	-903	-900	-897	-750
Preferred Share Dividends Paid	-124	-108	-143	-134	-113	-138
Other Financing Activities	-119	-90	-56	-46	-25	-48
Financing Cash Flow	5,715	4,513	13,001	3,765	8,764	827
Net Cash Flow	3,876	648	2,718	3,425	1,182	-1,073
Free Cash Flow	2,156	2,215	1,693	2,517	3,813	1,815
Free Cash Flow Growth	-2.66%	30.83%	-32.74%	-33.99%	110.08%	50.75%
FCF Margin	13.40%	12.30%	10.03%	15.86%	30.76%	18.03%
Free Cash Flow Per Share	1.34	1.47	1.15	1.71	2.96	1.41
Levered Free Cash Flow	2,753	2,332	5,919	4,808	5,277	-923
Unlevered Free Cash Flow	-603	-202	20	402	165	553

Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q