Howard Bancorp, Inc. (HBMD)
Stock Price Chart
Key Info
| Market Cap | 189.59M |
| Revenue (ttm) | 80.36M |
| Net Income (ttm) | 15.97M |
| Shares Out | 18.72M |
| EPS (ttm) | -0.82 |
| PE Ratio | n/a |
| Forward PE | n/a |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Aug 10, 2020 |
| Last Price | $10.13 |
| Previous Close | $9.94 |
| Change ($) | 0.19 |
| Change (%) | 1.91% |
| Day's Open | 10.04 |
| Day's Range | 9.99 - 10.20 |
| Day's Volume | 16,135 |
| 52-Week Range | 8.44 - 19.20 |
More Stats
| Market Cap | 189.59M |
| Enterprise Value | 371.25M |
| Earnings Date (est) | Oct 22, 2020 |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 18.72M |
| Float | 14.25M |
| EPS (basic) | 0.84 |
| EPS (diluted) | -0.82 |
| FCF / Share | 2.67 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | n/a |
| FCF Yield | 26.39% |
| Payout Ratio | n/a |
| Shares Short | 159,695 |
| Short Ratio | 3.55 |
| Short % of Float | 1.80% |
| Beta | 0.55 |
| PE Ratio | n/a |
| Forward PE | n/a |
| P/FCF Ratio | 3.79 |
| PS Ratio | 2.36 |
| PB Ratio | 0.64 |
| Revenue | 80.36M |
| Operating Income | 19.53M |
| Net Income | 15.97M |
| Free Cash Flow | 50.03M |
| Net Cash | -181.66M |
| Net Cash / Share | -9.71 |
| Gross Margin | 106.28% |
| Operating Margin | 24.31% |
| Profit Margin | 19.20% |
| FCF Margin | 62.26% |
| ROA | -0.65% |
| ROE | -5.29% |
| ROIC | 0.80% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 86.15 | 78.39 | 55.55 | 46.94 | 40.38 | 40.96 | 16.18 | 13.58 | 12.60 | 10.46 |
| Revenue Growth | 9.9% | 41.11% | 18.35% | 16.25% | -1.42% | 153.08% | 19.16% | 7.83% | 20.47% | - |
| Gross Profit | 86.15 | 78.39 | 55.55 | 46.94 | 40.38 | 40.96 | 16.18 | 13.58 | 12.60 | 10.46 |
| Operating Income | 22.07 | -4.73 | 10.35 | 8.24 | 2.12 | 17.27 | 2.95 | 2.76 | 2.45 | 1.75 |
| Net Income | 16.88 | -3.83 | 7.20 | 5.30 | 1.14 | 10.41 | 1.96 | 1.62 | 1.39 | 0.93 |
| Shares Outstanding | 19.08 | 19.03 | 9.81 | 6.99 | 6.96 | 4.14 | 4.04 | 4.04 | 2.64 | - |
| Earnings Per Share | 0.89 | -0.22 | 0.75 | 0.73 | 0.16 | 2.48 | 0.44 | 0.31 | 0.35 | 0.23 |
| EPS Growth | - | - | 2.74% | 356.25% | -93.55% | 463.64% | 41.94% | -11.43% | 52.17% | - |
| Operating Cash Flow | 20.56 | 54.81 | 16.90 | 2.31 | -9.07 | -31.34 | 0.74 | 4.00 | 5.21 | 2.62 |
| Capital Expenditures | 0.66 | 3.22 | -0.41 | -0.63 | -5.27 | -2.01 | -1.03 | -0.61 | -0.70 | -7.21 |
| Free Cash Flow | 21.22 | 58.03 | 16.49 | 1.68 | -14.34 | -33.35 | -0.29 | 3.38 | 4.51 | -4.59 |
| Cash & Equivalents | 110 | 101 | 28.97 | 58.88 | 38.34 | 24.52 | 35.74 | 36.36 | 18.21 | 11.75 |
| Total Debt | 319 | 277 | 149 | 128 | 98.83 | 67.63 | 61.66 | 38.99 | 22.98 | 31.02 |
| Net Cash / Debt | -209 | -175 | -120 | -68.69 | -60.49 | -43.11 | -25.92 | -2.63 | -4.78 | -19.27 |
| Assets | 2,375 | 2,267 | 1,150 | 1,027 | 947 | 691 | 500 | 402 | 323 | 300 |
| Liabilities | 2,060 | 1,972 | 1,018 | 941 | 854 | 632 | 451 | 355 | 286 | 271 |
| Book Value | 314 | 295 | 132 | 85.79 | 92.90 | 59.64 | 48.62 | 46.72 | 36.63 | 29.29 |
Company Profile
Company Details
| Full Name | Howard Bancorp, Inc. |
| Country | United States |
| Employees | 299 |
| CEO | Mary Ann Scully |
Stock Information
| Ticker Symbol | HBMD |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: HBMD |
Description
Howard Bancorp, Inc. operates as the bank holding company for Howard Bank that provides commercial banking, mortgage banking, and consumer finance products and services to businesses, business owners, professionals, and other consumers. The company offers various consumer and business deposit products, including demand, money market, savings, individual retirement, and commercial and retail checking accounts, as well as certificates of deposit. It also provides commercial loans, such as lines of credit, revolving credit facilities, accounts receivable and inventory financing, term loans, equipment loans, small business administration loans, stand-by letters of credit, and unsecured loans, as well as equipment lease services; commercial mortgage loans for owner occupied and investment properties; construction loans; residential mortgage loans; and secured and unsecured consumer loans. In addition, the company offers wire transfer services; automated teller machines and check cards; and safe deposit boxes, as well as credit cards through a third party processor. Further, it provides Internet banking, merchant card, overnight sweep, and remote deposit capture services; and online and mobile banking services. As of December 31, 2019, the company operated through a network of 16 full service branches, as well as eight mortgage and commercial lending offices located in Maryland. Howard Bancorp, Inc. was founded in 2004 and is headquartered in Baltimore, Maryland.