F.N.B. Statistics
Total Valuation
F.N.B. has a market cap or net worth of $6.38 billion. The enterprise value is $8.66 billion.
| Market Cap | 6.38B |
| Enterprise Value | 8.66B |
Important Dates
The last earnings date was Monday, October 19, 2026, after market close.
| Earnings Date | Oct 19, 2026 |
| Ex-Dividend Date | Dec 1, 2026 |
Share Statistics
F.N.B. has 350.84 million shares outstanding. The number of shares has decreased by -1.13% in one year.
| Current Share Class | 350.84M |
| Shares Outstanding | 350.84M |
| Shares Change (YoY) | -1.13% |
| Shares Change (QoQ) | -0.54% |
| Owned by Insiders (%) | 1.72% |
| Owned by Institutions (%) | 94.89% |
| Float | 344.51M |
Valuation Ratios
The trailing PE ratio is 10.72 and the forward PE ratio is 9.76. F.N.B.'s PEG ratio is 0.73.
| PE Ratio | 10.72 |
| Forward PE | 9.76 |
| PS Ratio | 3.62 |
| Forward PS | 3.23 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 1.48 |
| P/FCF Ratio | 10.25 |
| P/OCF Ratio | 9.06 |
| PEG Ratio | 0.73 |
Enterprise Valuation
| EV / Earnings | 14.26 |
| EV / Sales | 4.91 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.92 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.71 |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.03%.
| Return on Equity (ROE) | 9.03% |
| Return on Assets (ROA) | 1.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.20% |
| Revenue Per Employee | $411,353 |
| Profits Per Employee | $141,741 |
| Employee Count | 4,282 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, F.N.B. has paid $112.99 million in taxes.
| Income Tax | 112.99M |
| Effective Tax Rate | 15.69% |
Stock Price Statistics
The stock price has increased by +18.75% in the last 52 weeks. The beta is 0.89, so F.N.B.'s price volatility has been lower than the market average.
| Beta (5Y) | 0.89 |
| 52-Week Price Change | +18.75% |
| 50-Day Moving Average | 17.92 |
| 200-Day Moving Average | 17.87 |
| Relative Strength Index (RSI) | 61.55 |
| Average Volume (20 Days) | 5,726,100 |
Short Selling Information
The latest short interest is 23.59 million, so 6.72% of the outstanding shares have been sold short.
| Short Interest | 23.59M |
| Short Previous Month | 25.36M |
| Short % of Shares Out | 6.72% |
| Short % of Float | 6.85% |
| Short Ratio (days to cover) | 5.44 |
Income Statement
In the last 12 months, F.N.B. had revenue of $1.76 billion and earned $606.94 million in profits. Earnings per share was $1.70.
| Revenue | 1.76B |
| Gross Profit | 1.76B |
| Operating Income | 748.58M |
| Pretax Income | 719.93M |
| Net Income | 606.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.70 |
Balance Sheet
The company has $2.53 billion in cash and $4.80 billion in debt, with a net cash position of -$2.28 billion or -$6.49 per share.
| Cash & Cash Equivalents | 2.53B |
| Total Debt | 4.80B |
| Net Cash | -2.28B |
| Net Cash Per Share | -$6.49 |
| Equity (Book Value) | 6.81B |
| Book Value Per Share | 19.42 |
| Working Capital | -39.79B |
Cash Flow
In the last 12 months, operating cash flow was $704.00 million and capital expenditures -$82.00 million, giving a free cash flow of $622.00 million.
| Operating Cash Flow | 704.00M |
| Capital Expenditures | -82.00M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 113.00M |
| Free Cash Flow | 622.00M |
| FCF Per Share | $1.77 |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.50% |
| Pretax Margin | 40.87% |
| Profit Margin | 34.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.65% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.86%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 2.86% |
| Dividend Growth (YoY) | 6.25% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 30.66% |
| FCF Payout Ratio | 29.33% |
| Buyback Yield | 1.13% |
| Shareholder Yield | 3.99% |
| Earnings Yield | 9.33% |
| FCF Yield | 9.75% |
Analyst Forecast
The average price target for F.N.B. is $20.33, which is 11.83% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.33 |
| Price Target Difference | 11.83% |
| Analyst Consensus | Buy |
| Analyst Count | 9 |
| Revenue Growth Forecast (3Y) | 5.96% |
| EPS Growth Forecast (3Y) | 8.61% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.
| Last Split Date | May 13, 2003 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |