F.N.B. Corporation (FNB)
NYSE: FNB · Real-Time Price · USD
17.29
-0.09 (-0.52%)
Jun 3, 2026, 2:49 PM EDT - Market open
F.N.B. Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 1,432 | 1,396 | 1,280 | 1,317 | 1,120 | 907 |
Net Interest Income Growth | 11.53% | 9.06% | -2.81% | 17.59% | 23.48% | -1.63% |
Non-Interest Income | 372 | 369 | 316 | 254 | 323 | 330 |
Non-Interest Income Growth | 17.71% | 16.77% | 24.41% | -21.36% | -2.12% | 12.25% |
Revenues Before Loan Losses | 1,804 | 1,765 | 1,596 | 1,571 | 1,443 | 1,237 |
Provision for Credit Losses | 87 | 86 | 80 | 72 | 64 | 1 |
| 1,717 | 1,679 | 1,516 | 1,499 | 1,379 | 1,236 | |
Revenue Growth (YoY) | 13.18% | 10.75% | 1.13% | 8.70% | 11.57% | 13.08% |
Compensation Expenses | 531 | 530 | 504 | 462 | 426 | 418 |
Selling, General & Admin | 359 | 355 | 349 | 337 | 267 | 256 |
Other Non-Interest Expenses | 132 | 125 | 108 | 116 | 133 | 59 |
Total Non-Interest Expense | 1,022 | 1,010 | 961 | 915 | 826 | 733 |
Pretax Income | 695 | 669 | 555 | 584 | 553 | 503 |
Provision for Income Taxes | 110 | 104 | 90 | 99 | 114 | 98 |
Net Income | 448 | 565 | 459 | 477 | 431 | 397 |
Net Income Attributable to Preferred Dividends | - | - | 6 | 8 | 8 | 8 |
Net Income to Common | 448 | 565 | 459 | 477 | 431 | 397 |
Net Income Growth | 30.61% | 23.09% | -3.77% | 10.67% | 8.56% | 42.81% |
Shares Outstanding (Basic) | 361 | 361 | 361 | 361 | 350 | 320 |
Shares Outstanding (Diluted) | 361 | 362 | 363 | 363 | 354 | 323 |
Shares Change (YoY) | -0.41% | -0.19% | -0.07% | 2.50% | 9.45% | -0.62% |
EPS (Basic) | 1.62 | 1.57 | 1.27 | 1.32 | 1.23 | 1.24 |
EPS (Diluted) | 1.62 | 1.56 | 1.27 | 1.31 | 1.22 | 1.23 |
EPS Growth | 28.57% | 22.84% | -3.05% | 7.38% | -0.81% | 44.71% |
Shares Outstanding | 355.67 | 357.3 | 359.62 | 358.83 | 360.47 | 318.93 |
Free Cash Flow | 466 | 376 | 503 | 335 | 1,123 | 472 |
Free Cash Flow Growth | 23.94% | -25.25% | 50.15% | -70.17% | 137.92% | 555.56% |
Free Cash Flow Per Share | 1.29 | 1.04 | 1.39 | 0.92 | 3.17 | 1.46 |
Dividends Per Share | 0.480 | 0.480 | 0.480 | 0.480 | 0.480 | 0.480 |
Profit Margin | 34.07% | 33.65% | 30.67% | 32.35% | 31.83% | 32.77% |
FCF Margin | 27.14% | 22.39% | 33.18% | 22.35% | 81.44% | 38.19% |
EBITDA | 82 | 77 | 67 | 78 | 73 | 10 |
EBITDA Margin | 4.78% | 4.59% | 4.42% | 5.20% | 5.29% | 0.81% |
Effective Tax Rate | 15.83% | 15.55% | 16.22% | 16.95% | 20.61% | 19.48% |