F.N.B. Corporation (FNB)
NYSE: FNB · Real-Time Price · USD
19.38
+0.19 (0.99%)
At close: Aug 4, 2026, 4:00 PM EDT
19.10
-0.28 (-1.44%)
After-hours: Aug 4, 2026, 7:45 PM EDT

F.N.B. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,7451,6791,5161,4991,3791,236
Revenue Growth
10.46%10.75%1.13%8.70%11.57%13.08%
Net Income
318565459477431397
Earnings Per Share
1.681.561.271.311.221.23
EPS Growth
31.25%22.84%-3.05%7.38%-0.81%44.71%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Community Banking
1,6231,4491,4371,3121,169
Parent and Other
-48-33-31-21-18
Wealth Management
8477716461
Insurance
2023222424
Total
1,6791,5161,4991,3791,236

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
2,3752,4982,4191,5761,6743,493
Total Debt
2,0021,9013,0121,9711,093682
Net Cash (Debt)
-2,002-1,901-3,012-1,971-1,093-682
Net Cash Growth
------
Net Cash Per Share
-5.56-5.25-8.31-5.43-3.09-2.11

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
5694826424231,218530
Capital Expenditures
-103-106-139-88-95-58
Free Cash Flow
4663765033351,123472
Free Cash Flow Growth
41.21%-25.25%50.15%-70.17%137.92%555.56%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
41.09%39.85%36.61%38.96%40.10%40.70%
Profit Margin
34.59%33.65%30.67%32.35%31.83%32.77%
FCF Margin
0.00%22.39%33.18%22.35%81.44%38.19%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5200.4800.4800.4800.4800.480
Dividend Per Share Growth
4.17%0%0%0%0%0%
Dividend Yield
2.68%2.82%3.28%3.50%3.74%4.02%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.5210.9611.6410.5110.709.86
Forward PE
10.8510.3911.029.688.2111.00
P/FCF Ratio
14.7016.2510.5714.754.198.20
PS Ratio
3.933.643.513.303.413.13