HBT Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	243.32	216.82	214.86	195.2	123.48	106.28
Interest Income on Investments	45.83	38.96	36.84	33.8	29.58	21.94
Total Interest Income	289.15	255.78	251.7	229	153.05	128.22
Interest Paid on Deposits	57.28	51.69	56.05	25.14	2.51	2.47
Interest Paid on Borrowings	5.9	5.2	6.8	12.79	4.67	3.35
Total Interest Expense	63.18	56.89	62.85	37.93	7.18	5.82
Net Interest Income	225.97	198.9	188.85	191.07	145.87	122.4
Net Interest Income Growth	16.78%	5.32%	-1.16%	30.98%	19.18%	4.08%
Trust Income	14.16	12.15	10.98	9.88	9.16	8.38
Gain (Loss) on Sale of Assets	-0.22	-0.09	-0.64	0.17	0.14	-0.72
Gain (Loss) on Sale of Investments	-0.15	-0.19	-3.76	-1.66	-0.41	0.11
Other Non-Interest Income	18.51	16.8	19.42	17.78	17.62	17.32
Total Non-Interest Income	42.53	38.19	35.57	36.05	34.72	37.33
Non-Interest Income Growth	9.66%	7.36%	-1.32%	3.83%	-7.00%	8.33%
Revenues Before Loan Losses	268.5	237.09	224.42	227.12	180.59	159.73
Provision for Loan Losses	2.58	3.16	3.03	1.65	-0.71	-8.08
Revenue	265.92	233.92	221.39	225.47	181.3	167.81
Revenue Growth	15.69%	5.66%	-1.81%	24.36%	8.04%	18.57%
Salaries and Employee Benefits	86.23	77.72	74.72	71.86	58.06	54.38
Federal Deposit Insurance	2.39	2.23	2.25	2.28	1.16	1.04
Amortization of Goodwill & Intangibles	3.68	2.73	2.84	2.67	0.87	1.05
Selling, General & Administrative	34.55	30.69	29.51	30.06	23.13	20.77
Other Non-Interest Expense	19.67	15.47	14.45	17.37	13.09	12.58
Total Non-Interest Expense	146.71	129.01	123.88	124.49	96.6	90.73
EBT Excluding Unusual Items	119.21	104.92	97.51	100.98	84.69	77.08
Legal Settlements	-	-	-	-0.8	-8.2	-
Pretax Income	105.47	104.51	97.38	88.58	76.19	76.56
Income Tax Expense	27.72	27.5	25.6	22.74	19.73	20.29
Net Income	77.75	77.01	71.78	65.84	56.46	56.27
Preferred Dividends & Other Adjustments	-	-	-	0.04	0.07	0.1
Net Income to Common	77.75	77.01	71.78	65.81	56.39	56.17
Net Income Growth	1.29%	7.28%	9.08%	16.70%	0.40%	52.83%
Basic Shares Outstanding	33	32	32	32	29	28
Diluted Shares Outstanding	33	32	32	32	29	28
Shares Change	4.93%	-0.32%	-0.08%	9.75%	3.98%	1.29%
EPS (Basic)	2.35	2.44	2.27	2.08	1.95	2.02
EPS (Diluted)	2.34	2.44	2.26	2.07	1.95	2.02
EPS Growth	-3.12%	7.96%	9.18%	6.15%	-3.46%	50.91%
Dividend Per Share	0.880	0.840	0.760	0.680	0.640	0.600
Dividend Growth	10.00%	10.53%	11.77%	6.25%	6.67%	0%
Effective Tax Rate	26.28%	26.31%	26.29%	25.67%	25.90%	26.50%

SEC Filings: 10-K · 10-Q