HCI Group, Inc. (HCI)
NYSE: HCI · Real-Time Price · USD
187.64
+1.39 (0.75%)
At close: Nov 10, 2026, 4:00 PM EST
188.53
+0.89 (0.47%)
After-hours: Nov 10, 2026, 6:30 PM EST
HCI Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 892.7 | 828.52 | 682.2 | 500.59 | 467.85 | 381.3 |
Total Interest & Dividend Income | 75.78 | 66.23 | 58.55 | 45.57 | 27.99 | 6.97 |
Gain (Loss) on Sale of Investments | 0.61 | 2.88 | 6.03 | 1.22 | -8.34 | 7.84 |
Other Revenue | 11.59 | 3.32 | 3.27 | 3.29 | 8.95 | 11.81 |
| 980.69 | 900.95 | 750.05 | 550.67 | 496.45 | 407.92 | |
Revenue Growth | 20.10% | 20.12% | 36.21% | 10.92% | 21.70% | 49.16% |
Policy Benefits | 253.96 | 241.83 | 374.71 | 254.58 | 371.46 | 227.53 |
Policy Acquisition & Underwriting Costs | 128.74 | 122.43 | 99.4 | 90.82 | 104.98 | 93.73 |
Selling, General & Administrative | 12.62 | 10.97 | 10.19 | 9.35 | 15.11 | 13.75 |
Other Operating Expenses | 26.04 | 24.96 | 26.02 | 22.63 | 24.98 | 21.84 |
Total Operating Expenses | 489.56 | 461.34 | 563.28 | 421.9 | 557.93 | 388.53 |
Operating Income | 491.13 | 439.61 | 186.77 | 128.77 | -61.48 | 19.39 |
Interest Expense | -4.48 | -9.16 | -13.34 | -11.12 | -7.77 | -6.4 |
EBT Excluding Unusual Items | 486.65 | 430.46 | 173.43 | 117.65 | -69.25 | 12.99 |
Asset Writedown | - | - | - | - | -2.28 | - |
Other Unusual Items | - | -1.13 | - | - | 3.12 | -1.75 |
Pretax Income | 486.65 | 429.33 | 173.43 | 117.65 | -68.42 | 11.23 |
Income Tax Expense | 124.48 | 108.94 | 45.85 | 28.39 | -13.82 | 3.99 |
Earnings From Continuing Ops. | 362.17 | 320.4 | 127.58 | 89.26 | -54.6 | 7.24 |
Minority Interest in Earnings | -33.81 | -21.39 | -17.63 | -10.22 | -3.91 | -5.39 |
Net Income | 328.36 | 299.01 | 109.95 | 79.03 | -58.51 | 1.86 |
Preferred Dividends & Other Adjustments | 12.77 | 12.04 | 4.11 | 2.63 | -3.46 | 0.02 |
Net Income to Common | 315.59 | 286.96 | 105.84 | 76.41 | -55.05 | 1.83 |
Net Income Growth | 64.35% | 171.12% | 38.52% | - | - | -92.99% |
Shares Outstanding (Basic) | 12 | 12 | 10 | 8 | 9 | 8 |
Shares Outstanding (Diluted) | 13 | 13 | 13 | 11 | 9 | 9 |
Shares Change | -0.56% | 1.51% | 14.87% | 25.26% | 2.76% | -11.49% |
EPS (Basic) | 25.55 | 24.58 | 10.59 | 9.13 | -6.24 | 0.23 |
EPS (Diluted) | 24.75 | 22.72 | 8.89 | 7.62 | -6.24 | 0.21 |
EPS Growth | 56.65% | 155.68% | 16.66% | - | - | -93.98% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 457.94 | 440.82 | 327.76 | 224.16 | -6.35 | 93.19 |
Free Cash Flow Per Share | 35.88 | 34.23 | 25.84 | 20.30 | -0.72 | 10.86 |
Dividend Per Share | 1.600 | 1.600 | 1.600 | 1.600 | 1.600 | 1.600 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Operating Margin | 50.08% | 48.79% | 24.90% | 23.38% | -12.38% | 4.75% |
Profit Margin | 32.18% | 31.85% | 14.11% | 13.88% | -11.09% | 0.45% |
Free Cash Flow Margin | 46.70% | 48.93% | 43.70% | 40.71% | -1.28% | 22.84% |
EBITDA | 497.52 | 448.47 | 189.88 | 135.82 | -54.3 | 24.01 |
EBITDA Margin | 50.73% | 49.78% | 25.31% | 24.66% | -10.94% | 5.89% |
D&A For EBITDA | 6.39 | 8.85 | 3.11 | 7.06 | 7.18 | 4.62 |
EBIT | 491.13 | 439.61 | 186.77 | 128.77 | -61.48 | 19.39 |
EBIT Margin | 50.08% | 48.79% | 24.90% | 23.38% | -12.38% | 4.75% |
Effective Tax Rate | 25.58% | 25.37% | 26.43% | 24.13% | - | 35.53% |
Revenue as Reported | 980.69 | 900.95 | 750.05 | 550.67 | 499.56 | 407.92 |