HCI Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	861.98	821.67	677.56	495.89	463.57	377.3
Investment Income	71.41	65.41	59.15	46.23	32.45	12.34
Net Gains on Investments	3.19	2.75	3.38	-2	-1.19	6.47
Total Other Revenues	15.56	11.12	9.96	10.55	4.73	11.81
Revenue	952.13	900.95	750.05	550.67	499.56	407.92
Revenue Growth	22.77%	20.12%	36.21%	10.23%	22.47%	31.40%
Insurance Benefits & Claims	254.76	241.83	374.71	254.58	371.46	227.53
Policy Amortization Costs	128.7	122.43	99.4	90.82	104.98	93.73
Other Operating Expenses	107.71	107.36	102.51	87.62	91.54	75.43
Operating Income	460.96	429.33	173.43	117.65	-68.42	11.23
Pretax Income	460.96	429.33	173.43	117.65	-68.42	11.23
Provision for Income Taxes	117.13	108.94	45.85	28.39	-13.82	3.99
Net Income	343.83	320.4	127.58	89.26	-54.6	7.24
Minority Interest in Earnings	2.38	-	10.15	9.37	3.91	5.39
Net Income to Common	310.37	299.01	109.95	79.03	-58.51	1.86
Net Income Growth	115.37%	171.94%	39.12%	-	-	-93.27%
Shares Outstanding (Basic)	12	12	10	8	9	8
Shares Outstanding (Diluted)	13	13	13	11	9	9
Shares Change	9.81%	1.51%	14.87%	25.26%	2.76%	-11.49%
EPS (Basic)	23.95	24.58	10.59	9.13	-6.24	0.23
EPS (Diluted)	23.20	22.72	8.89	7.62	-6.24	0.21
EPS Growth	105.67%	155.57%	16.67%	-	-	-93.98%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	299.18	337.01	135.59	91.88	-6.35	93.19
Free Cash Flow Growth	-26.66%	148.55%	47.57%	-	-	31.48%
Free Cash Flow Per Share	23.29	26.17	10.69	8.32	-0.72	10.86
Dividends Per Share	1.600	1.600	1.600	1.600	1.600	1.600
Dividend Growth	0%	0%	0%	0%	0%	0%
Operating Margin	48.41%	47.65%	23.12%	21.36%	-13.70%	2.75%
Profit Margin	36.11%	35.56%	17.01%	16.21%	-10.93%	1.78%
FCF Margin	31.42%	37.41%	18.08%	16.69%	-1.27%	22.84%
EBITDA	469.9	440.55	177.73	125.83	-60.41	16.78
EBITDA Margin	49.35%	48.90%	23.70%	22.85%	-12.09%	4.11%
EBIT	460.96	429.33	173.43	117.65	-68.42	11.23
EBIT Margin	48.41%	47.65%	23.12%	21.36%	-13.70%	2.75%
Effective Tax Rate	25.41%	25.37%	26.44%	24.13%	20.19%	35.53%

SEC Filings: 10-K · 10-Q