Hingham Institution for Savings (HIFS)

HIFS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	5.23	6.68	4.18	5.65	7.94	5.43
Investment Securities	148.49	165.98	130.19	88.99	68.27	93.23
Trading Asset Securities	-	-	0.03	-	-	-
Total Investments	148.49	165.98	130.22	88.99	68.27	93.23
Gross Loans	3,925	3,928	3,901	3,941	3,683	3,020
Allowance for Loan Losses	-29.06	-28.56	-26.98	-26.65	-24.99	-20.43
Net Loans	3,896	3,899	3,874	3,914	3,658	2,999
Property, Plant & Equipment	15.72	16.64	17.6	17.39	18.47	16.66
Accrued Interest Receivable	9.46	9.21	8.77	8.55	7.12	5.47
Restricted Cash	381.59	362.93	347.65	356.82	354.1	265.73
Long-Term Deferred Tax Assets	-	-	-	0.97	4.06	-
Other Real Estate Owned & Foreclosed	1.52	-	-	-	-	-
Other Long-Term Assets	29.35	20.22	14.66	21.75	23.46	15.65
Total Assets	4,548	4,543	4,458	4,484	4,194	3,431
Interest Bearing Deposits	2,089	1,686	1,701	1,654	1,716	1,748
Institutional Deposits	-	394.42	393.97	357.28	402.52	256.1
Non-Interest Bearing Deposits	513.65	467.66	397.47	339.06	387.24	389.15
Total Deposits	2,603	2,548	2,492	2,350	2,505	2,393
Short-Term Borrowings	-	235	-	-	-	-
Current Portion of Long-Term Debt	-	431.57	687	907.68	1,276	630
Current Portion of Leases	-	-	0.28	-	-	-
Accrued Interest Payable	11.85	11.83	8.24	12.26	4.53	0.2
Federal Home Loan Bank Debt, Long-Term	1,414	797.25	810	785	-	35
Long-Term Leases	-	0.74	0.94	0.41	0.65	0.87
Long-Term Deferred Tax Liabilities	6.08	9.5	3.79	-	-	0.54
Other Long-Term Liabilities	30.6	28.75	23.67	21	21.37	17.08
Total Liabilities	4,065	4,063	4,026	4,076	3,808	3,077
Common Stock	2.19	2.18	2.18	2.16	2.15	2.14
Additional Paid-In Capital	17.44	16	15.57	14.15	13.06	12.73
Retained Earnings	463	461.53	414	391.31	370.76	339.74
Comprehensive Income & Other	0.03	-0.01	-	-	-	-
Shareholders' Equity	482.66	479.71	431.76	407.62	385.97	354.61
Total Liabilities & Equity	4,548	4,543	4,458	4,484	4,194	3,431
Total Debt	1,414	1,465	1,498	1,693	1,277	665.87
Net Cash (Debt)	-1,408	-1,458	-1,494	-1,687	-1,269	-660.44
Net Cash Per Share	-638.69	-661.77	-680.95	-769.46	-576.16	-300.06
Filing Date Shares Outstanding	2.19	2.18	2.18	2.17	2.15	2.14
Total Common Shares Outstanding	2.19	2.18	2.18	2.16	2.15	2.14
Book Value Per Share	220.06	220.02	198.03	188.50	179.74	165.52
Tangible Book Value	482.66	479.71	431.76	407.62	385.97	354.61
Tangible Book Value Per Share	220.06	220.02	198.03	188.50	179.74	165.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.