Hingham Institution for Savings (HIFS)

HIFS Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	66.31	54.55	28.19	26.37	37.52	67.46
Depreciation & Amortization	0.76	0.75	0.75	0.69	0.49	0.54
Other Amortization	0.22	0.15	0.03	0.33	0.31	0.67
Gain (Loss) on Sale of Assets	0.02	-	-	-0.13	-	-2.34
Gain (Loss) on Sale of Investments	-34.02	-28.78	-20.38	-15.15	21.78	-11.82
Total Asset Writedown	-	-	-	-	-	0.07
Provision for Credit Losses	1.83	1.58	0.33	1.12	4.51	3.03
Accrued Interest Receivable	-4.23	-2.9	1.68	-3.28	-9.18	-0.15
Other Operating Activities	4.56	5.32	4.42	2.91	-4.93	0.98
Operating Cash Flow	35.65	35.79	11.89	19.75	55.85	59.01
Operating Cash Flow Growth	60.07%	200.95%	-39.79%	-64.63%	-5.35%	29.43%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-0.29	-0.27	-0.14	-1.3	-2.53	-1.6
Sale of Property, Plant and Equipment	-	-	-	1.51	-	2.82
Investment in Securities	-12.76	-9.22	-16.16	-1.46	3.45	-14.29
Net Decrease (Increase) in Loans Originated / Sold - Investing	20.81	-27.07	40.22	-258.74	-663.5	-507.47
Other Investing Activities	5.25	-0.97	8.55	-16.59	-22.7	-6.81
Investing Cash Flow	13.01	-37.53	32.48	-276.59	-685.28	-527.34

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	-	1,016	85
Long-Term Debt Issued	-	685.82	1,368	2,895	-	440
Total Debt Issued	604.34	685.82	1,368	2,895	1,016	525
Short-Term Debt Repaid	-	-55	-163	-968	-	-
Long-Term Debt Repaid	-	-664	-1,401	-1,510	-405	-268.03
Total Debt Repaid	-771	-719	-1,564	-2,478	-405	-268.03
Net Debt Issued (Repaid)	-166.66	-33.19	-195.68	416.68	611	256.97
Issuance of Common Stock	2.18	0.24	1.27	1.06	0.32	0.23
Common Dividends Paid	-7.03	-5.5	-5.48	-5.36	-4.84	-4.14
Net Increase (Decrease) in Deposit Accounts	115.65	56.22	142.12	-155.31	112.42	253.67
Other Financing Activities	1.76	1.73	2.76	1.62	3.14	0.41
Financing Cash Flow	-54.11	19.51	-55.02	257.28	720.3	505.51

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-5.45	17.78	-10.65	0.44	90.87	37.18

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	35.35	35.53	11.75	18.46	53.33	57.41
Free Cash Flow Growth	60.50%	202.25%	-36.31%	-65.39%	-7.11%	30.29%
Free Cash Flow Margin	29.58%	34.56%	17.94%	29.07%	65.91%	50.03%
Free Cash Flow Per Share	16.01	16.13	5.36	8.41	24.22	26.08

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	126.15	128.84	155.54	118.23	28.57	118.23
Cash Income Tax Paid	17.52	12.67	0.63	8.61	21.21	8.61

Data Source: S&P Global Market Intelligence Last updated: Jul 17, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 17, 2026

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