Hingham Institution for Savings (HIFS)

HIFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	638	620	554	419	592	900
Market Cap Growth	12.97%	11.83%	32.12%	-29.16%	-34.18%	94.89%
Last Close Price	286.62	281.95	249.90	189.51	265.42	399.45
PE Ratio	12.57	11.36	19.66	15.90	15.78	13.34
PS Ratio	6.46	6.03	8.46	6.61	7.32	7.84
PB Ratio	1.30	1.29	1.28	1.03	1.53	2.54
P/FCF Ratio	16.93	17.44	47.14	22.73	11.10	15.67
P/OCF Ratio	16.83	17.31	46.59	21.23	10.60	15.24
Debt / Equity Ratio	2.93	3.05	3.47	4.15	3.31	1.88
Debt / FCF Ratio	38.04	41.23	127.46	91.74	23.94	11.60
Net Debt / Equity Ratio	2.92	3.04	3.46	4.14	3.29	1.86
Net Debt / FCF Ratio	37.90	41.04	127.11	91.44	23.79	11.50
Return on Equity (ROE)	10.93%	11.97%	6.72%	6.65%	10.13%	20.84%
Return on Assets (ROA)	1.11%	1.21%	0.63%	0.61%	0.98%	2.15%
Earnings Yield	7.98%	8.80%	5.09%	6.29%	6.34%	7.50%
FCF Yield	5.91%	5.73%	2.12%	4.40%	9.01%	6.38%
Dividend Yield	0.87%	0.89%	1.01%	1.33%	0.90%	0.52%
Payout Ratio	14.13%	10.08%	19.45%	20.34%	12.89%	6.14%
Buyback Yield / Dilution	-0.40%	-0.41%	-0.05%	0.41%	-0.04%	-0.83%
Total Shareholder Return	0.48%	0.48%	0.96%	1.74%	0.86%	-0.30%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.