HIFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	647	619	554	419	592	900
Market Cap Growth	24.81%	11.79%	32.12%	-29.16%	-34.18%	94.89%
Last Close Price	296.82	282.57	250.45	189.92	266.01	400.33
PE Ratio	11.99	11.35	19.66	15.90	15.78	13.34
PS Ratio	6.31	6.03	8.46	6.61	7.32	7.84
PB Ratio	1.35	1.29	1.28	1.03	1.53	2.54
P/FCF Ratio	18.25	17.43	47.14	22.73	11.10	15.67
P/OCF Ratio	18.12	17.31	46.59	21.23	10.60	15.24
Debt / Equity Ratio	3.05	3.05	3.47	4.15	3.31	1.88
Debt / FCF Ratio	41.23	41.23	127.46	91.74	23.94	11.60
Net Debt / Equity Ratio	3.04	3.04	3.46	4.14	3.29	1.86
Net Debt / FCF Ratio	41.04	41.04	127.11	91.44	23.79	11.50
Return on Equity (ROE)	11.97%	11.97%	6.72%	6.65%	10.13%	20.84%
Return on Assets (ROA)	1.21%	1.21%	0.63%	0.61%	0.98%	2.15%
Earnings Yield	8.41%	8.81%	5.09%	6.29%	6.34%	7.50%
FCF Yield	5.48%	5.74%	2.12%	4.40%	9.01%	6.38%
Dividend Yield	0.84%	0.89%	1.01%	1.33%	0.90%	0.52%
Payout Ratio	13.00%	10.08%	19.45%	20.34%	12.89%	6.14%
Buyback Yield / Dilution	-0.41%	-0.41%	-0.05%	0.41%	-0.04%	-0.83%
Total Shareholder Return	0.44%	0.48%	0.96%	1.74%	0.86%	-0.30%

Updated Jan 16, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.