Hingham Institution for Savings (HIFS)

HIFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	572	554	419	592	900	462
Market Cap Growth	36.93%	32.12%	-29.16%	-34.18%	94.89%	2.91%
Last Close Price	262.20	252.89	191.77	268.59	404.22	206.28
PE Ratio	20.23	19.66	15.90	15.78	13.34	9.09
PS Ratio	8.46	8.46	6.61	7.32	7.84	5.01
PB Ratio	1.31	1.28	1.03	1.53	2.54	1.58
P/FCF Ratio	-	47.14	22.73	11.10	15.67	10.48
P/OCF Ratio	29.13	46.59	21.23	10.60	15.24	10.12
Debt / Equity Ratio	3.36	3.47	4.15	3.31	1.88	1.40
Debt / FCF Ratio	75.51	127.42	91.74	23.94	11.60	9.29
Return on Equity (ROE)	6.68%	6.72%	6.65%	10.13%	20.84%	18.80%
Return on Assets (ROA)	0.63%	0.63%	0.61%	0.98%	2.15%	1.86%
Earnings Yield	4.97%	5.09%	6.29%	6.34%	7.50%	11.00%
FCF Yield	-	2.12%	4.40%	9.01%	6.38%	9.55%
Dividend Yield	0.97%	1.00%	1.31%	0.89%	0.52%	0.86%
Payout Ratio	19.44%	19.45%	20.34%	12.89%	6.14%	7.20%
Buyback Yield / Dilution	-0.24%	-0.05%	0.41%	-0.04%	-0.83%	-0.14%
Total Shareholder Return	0.72%	0.95%	1.72%	0.85%	-0.31%	0.72%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.