Hingham Institution for Savings (HIFS)

HIFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 2, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	526	554	419	592	900	462
Market Cap Growth	32.12%	32.12%	-29.16%	-34.18%	94.89%	2.91%
Last Close Price	241.29	253.52	192.25	269.26	405.23	206.80
PE Ratio	18.78	19.66	15.90	15.78	13.34	9.09
PS Ratio	8.02	8.46	6.61	7.32	7.84	5.01
PB Ratio	1.22	1.28	1.03	1.53	2.54	1.58
P/FCF Ratio	44.76	47.14	22.73	11.10	15.67	10.48
P/OCF Ratio	44.23	46.59	21.23	10.60	15.24	10.12
Debt / Equity Ratio	3.47	3.47	4.15	3.31	1.88	1.40
Debt / FCF Ratio	127.42	127.42	91.74	23.94	11.60	9.29
Return on Equity (ROE)	6.72%	6.72%	6.65%	10.13%	20.84%	18.80%
Return on Assets (ROA)	0.63%	0.63%	0.61%	0.98%	2.15%	1.86%
Earnings Yield	5.36%	5.09%	6.29%	6.34%	7.50%	11.00%
FCF Yield	2.23%	2.12%	4.40%	9.01%	6.38%	9.55%
Dividend Yield	1.04%	0.99%	1.31%	0.89%	0.51%	0.86%
Payout Ratio	19.61%	19.45%	20.34%	12.89%	6.14%	7.20%
Buyback Yield / Dilution	-0.05%	-0.05%	0.41%	-0.04%	-0.83%	-0.14%
Total Shareholder Return	1.00%	0.95%	1.72%	0.85%	-0.31%	0.71%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.