Hingham Institution for Savings (HIFS)

HIFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	581	554	419	592	900	462
Market Cap Growth	38.90%	32.12%	-29.16%	-34.18%	94.89%	2.91%
Last Close Price	266.37	252.22	191.27	267.89	403.16	205.74
PE Ratio	17.35	19.66	15.90	15.78	13.34	9.09
PS Ratio	7.74	8.46	6.61	7.32	7.84	5.01
PB Ratio	1.30	1.28	1.03	1.53	2.54	1.58
P/FCF Ratio	26.38	47.14	22.73	11.10	15.67	10.48
P/OCF Ratio	26.09	46.59	21.23	10.60	15.24	10.12
Debt / Equity Ratio	3.53	3.47	4.15	3.31	1.88	1.40
Debt / FCF Ratio	71.40	127.42	91.74	23.94	11.60	9.29
Return on Equity (ROE)	7.82%	6.72%	6.65%	10.13%	20.84%	18.80%
Return on Assets (ROA)	0.74%	0.63%	0.61%	0.98%	2.15%	1.86%
Earnings Yield	5.81%	5.09%	6.29%	6.34%	7.50%	11.00%
FCF Yield	3.79%	2.12%	4.40%	9.01%	6.38%	9.55%
Dividend Yield	0.93%	1.00%	1.32%	0.90%	0.52%	0.86%
Payout Ratio	16.41%	19.45%	20.34%	12.89%	6.14%	7.20%
Buyback Yield / Dilution	-0.46%	-0.05%	0.41%	-0.04%	-0.83%	-0.14%
Total Shareholder Return	0.47%	0.95%	1.73%	0.85%	-0.31%	0.72%

Updated Jul 11, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.