Hingham Institution for Savings (HIFS)

HIFS Statistics

Total Valuation

HIFS has a market cap or net worth of $564.07 million. The enterprise value is $2.13 billion.

Market Cap	564.07M
Enterprise Value	2.13B

Important Dates

The last earnings date was Friday, July 11, 2025, after market close.

Earnings Date	Jul 11, 2025
Ex-Dividend Date	Aug 4, 2025

Share Statistics

HIFS has 2.18 million shares outstanding. The number of shares has increased by 0.46% in one year.

Current Share Class	2.18M
Shares Outstanding	2.18M
Shares Change (YoY)	+0.46%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	14.85%
Owned by Institutions (%)	60.06%
Float	1.67M

Valuation Ratios

The trailing PE ratio is 16.99.

PE Ratio	16.99
Forward PE	n/a
PS Ratio	7.58
Forward PS	n/a
PB Ratio	1.28
P/TBV Ratio	1.26
P/FCF Ratio	25.48
P/OCF Ratio	25.20
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	62.96
EV / Sales	28.31
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	96.49

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	71.40
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.82%.

Return on Equity (ROE)	7.82%
Return on Assets (ROA)	0.75%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$815,935
Profits Per Employee	$366,946
Employee Count	92
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HIFS has paid $11.80 million in taxes.

Income Tax	11.80M
Effective Tax Rate	25.90%

Stock Price Statistics

The stock price has increased by +15.11% in the last 52 weeks. The beta is 0.91, so HIFS's price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	+15.11%
50-Day Moving Average	248.26
200-Day Moving Average	253.81
Relative Strength Index (RSI)	56.48
Average Volume (20 Days)	39,612

Short Selling Information

The latest short interest is 187,863, so 8.61% of the outstanding shares have been sold short.

Short Interest	187,863
Short Previous Month	190,199
Short % of Shares Out	8.61%
Short % of Float	11.22%
Short Ratio (days to cover)	3.03

Income Statement

In the last 12 months, HIFS had revenue of $75.07 million and earned $33.76 million in profits. Earnings per share was $15.35.

Revenue	75.07M
Gross Profit	75.07M
Operating Income	48.61M
Pretax Income	26.32M
Net Income	33.76M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$15.35

Balance Sheet

The company has $8.47 million in cash and $1.57 billion in debt, giving a net cash position of -$1.56 billion or -$717.09 per share.

Cash & Cash Equivalents	8.47M
Total Debt	1.57B
Net Cash	-1.56B
Net Cash Per Share	-$717.09
Equity (Book Value)	445.75M
Book Value Per Share	204.36
Working Capital	-2.12B

Cash Flow

In the last 12 months, operating cash flow was $22.27 million and capital expenditures -$244,000, giving a free cash flow of $22.03 million.

Operating Cash Flow	22.27M
Capital Expenditures	-244,000
Free Cash Flow	22.03M
FCF Per Share	$10.10

Margins

Gross Margin	n/a
Operating Margin	64.76%
Pretax Margin	60.69%
Profit Margin	44.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.34%

Dividends & Yields

This stock pays an annual dividend of $2.52, which amounts to a dividend yield of 0.97%.

Dividend Per Share	$2.52
Dividend Yield	0.97%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	16.41%
Buyback Yield	-0.46%
Shareholder Yield	0.52%
Earnings Yield	6.02%
FCF Yield	3.92%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 6, 1998. It was a forward split with a ratio of 1.5:1.

Last Split Date	Oct 6, 1998
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3