Hingham Institution for Savings (HIFS)

HIFS Statistics

Total Valuation

HIFS has a market cap or net worth of $596.07 million. The enterprise value is $2.11 billion.

Market Cap	596.07M
Enterprise Value	2.11B

Important Dates

The next estimated earnings date is Friday, January 16, 2026, after market close.

Earnings Date	Jan 16, 2026
Ex-Dividend Date	Jan 5, 2026

Share Statistics

HIFS has 2.18 million shares outstanding. The number of shares has increased by 0.49% in one year.

Current Share Class	2.18M
Shares Outstanding	2.18M
Shares Change (YoY)	+0.49%
Shares Change (QoQ)	+0.18%
Owned by Insiders (%)	13.70%
Owned by Institutions (%)	66.90%
Float	1.70M

Valuation Ratios

The trailing PE ratio is 13.28.

PE Ratio	13.28
Forward PE	n/a
PS Ratio	6.57
Forward PS	n/a
PB Ratio	1.29
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	46.77
EV / Sales	23.36
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.23%.

Return on Equity (ROE)	10.23%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$984,000
Profits Per Employee	$491,391
Employee Count	92
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HIFS has paid $15.62 million in taxes.

Income Tax	15.62M
Effective Tax Rate	25.68%

Stock Price Statistics

The stock price has decreased by -3.20% in the last 52 weeks. The beta is 1.00, so HIFS's price volatility has been similar to the market average.

Beta (5Y)	1.00
52-Week Price Change	-3.20%
50-Day Moving Average	285.88
200-Day Moving Average	260.91
Relative Strength Index (RSI)	41.71
Average Volume (20 Days)	56,832

Short Selling Information

The latest short interest is 220,049, so 10.09% of the outstanding shares have been sold short.

Short Interest	220,049
Short Previous Month	236,194
Short % of Shares Out	10.09%
Short % of Float	12.95%
Short Ratio (days to cover)	2.24

Income Statement

In the last 12 months, HIFS had revenue of $90.53 million and earned $45.21 million in profits. Earnings per share was $20.54.

Revenue	90.53M
Gross Profit	90.53M
Operating Income	63.85M
Pretax Income	60.83M
Net Income	45.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$20.54

Balance Sheet

The company has $6.81 million in cash and $1.53 billion in debt, giving a net cash position of -$1.52 billion or -$696.59 per share.

Cash & Cash Equivalents	6.81M
Total Debt	1.53B
Net Cash	-1.52B
Net Cash Per Share	-$696.59
Equity (Book Value)	461.71M
Book Value Per Share	211.67
Working Capital	-2.14B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	70.53%
Pretax Margin	67.19%
Profit Margin	49.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.52, which amounts to a dividend yield of 0.92%.

Dividend Per Share	$2.52
Dividend Yield	0.92%
Dividend Growth (YoY)	27.78%
Years of Dividend Growth	1
Payout Ratio	15.67%
Buyback Yield	-0.49%
Shareholder Yield	0.43%
Earnings Yield	7.60%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 6, 1998. It was a forward split with a ratio of 1.5:1.

Last Split Date	Oct 6, 1998
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2