The Hartford Insurance Group, Inc. (HIG)
NYSE: HIG · Real-Time Price · USD
132.59
+0.53 (0.40%)
At close: Oct 30, 2026, 4:00 PM EDT
135.07
+2.48 (1.87%)
After-hours: Oct 30, 2026, 7:48 PM EDT
HIG Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4,608 | 3,836 | 3,111 | 2,504 | 1,819 | 2,371 |
Depreciation & Amortization | 332 | 265 | 248 | 425 | 547 | 620 |
Other Amortization | 2,780 | 2,647 | 2,390 | 2,129 | 1,902 | 1,728 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 18 |
Gain (Loss) on Sale of Investments | 30 | 95 | 97 | 50 | 694 | -507 |
Change in Accounts Receivable | -316 | -419 | -458 | -708 | -562 | -190 |
Reinsurance Recoverable | 1,477 | -63 | -54 | -155 | -470 | -583 |
Change in Income Taxes | -145 | 42 | -100 | -29 | -80 | 85 |
Change in Insurance Reserves / Liabilities | 2,296 | 2,272 | 3,058 | 1,819 | 2,192 | 2,411 |
Change in Other Net Operating Assets | -1,538 | -282 | -268 | -7 | -146 | 24 |
Other Operating Activities | -2,531 | -2,477 | -2,112 | -1,823 | -1,895 | -1,875 |
Operating Cash Flow | 6,993 | 5,922 | 5,909 | 4,220 | 4,008 | 4,093 |
Operating Cash Flow Growth | 16.78% | 0.22% | 40.02% | 5.29% | -2.08% | 5.73% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -46 | -169 | -145 | -215 | -175 | -133 |
Investment in Securities | -3,687 | -3,065 | -3,366 | -2,047 | -537 | -1,448 |
Other Investing Activities | -396 | -101 | 28 | -150 | 58 | -16 |
Investing Cash Flow | -4,523 | -3,758 | -3,768 | -2,431 | -1,277 | -2,466 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | - | 588 |
Total Debt Issued | - | - | - | - | - | 588 |
Total Debt Repaid | - | - | - | - | -600 | - |
Net Debt Issued (Repaid) | - | - | - | - | -600 | 588 |
Issuance of Common Stock | - | - | 22 | 6 | - | 25 |
Repurchases of Common Stock | -1,813 | -1,633 | -1,514 | -1,400 | -1,569 | -1,702 |
Common Dividends Paid | -642 | -592 | -556 | -528 | -506 | -485 |
Preferred Dividends Paid | -21 | -21 | -21 | -21 | -21 | -21 |
Total Dividends Paid | -663 | -613 | -577 | -549 | -527 | -506 |
Financing Cash Flow | -2,473 | -2,235 | -2,076 | -1,947 | -2,710 | -1,581 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -8 | 14 | -20 | 3 | -14 | -6 |
Miscellaneous Cash Flow Adjustments | -6 | - | - | - | - | 58 |
Net Cash Flow | -17 | -57 | 45 | -155 | 7 | 98 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 6,947 | 5,753 | 5,764 | 4,005 | 3,833 | 3,960 |
Free Cash Flow Growth | 17.93% | -0.19% | 43.92% | 4.49% | -3.21% | 5.40% |
Free Cash Flow Margin | 23.48% | 20.27% | 21.70% | 16.31% | 17.14% | 17.72% |
Free Cash Flow Per Share | 24.99 | 20.08 | 19.30 | 12.86 | 11.63 | 11.18 |
Levered Free Cash Flow | 7,383 | 5,812 | 5,137 | 4,735 | 2,944 | 3,611 |
Unlevered Free Cash Flow | 7,509 | 5,941 | 5,277 | 4,875 | 3,073 | 3,732 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 203 | 206 | 211 | 209 | 212 | 214 |
Cash Income Tax Paid | 863 | 863 | 812 | 622 | 548 | 496 |
Change in Working Capital | 1,774 | 1,550 | 2,178 | 920 | 934 | 1,747 |